AMALfin: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMALfin
Largest movements
- Cash +€8,898
up €8,898 (+301%), from €2,957 to €11,856
mainly Net result for the year (+€5,961) and Tax, wage and social debts (+€2,860)
- Receivables within one year +€1,955
up €1,955 (+311%), from €629 to €2,584
of which Trade receivables: +€2,218
- Profit (loss) carried forward +€2,961
up €2,961, from -€2,084 to €877
- Tax, wage and social debts +€2,860
new in 2025: €2,860
- Other debts +€2,000
new in 2025: €2,000
- Reserves +€1,000
new in 2025: €1,000
- Trade debts +€920
up €920 (+553%), from €166 to €1,087
- Gross operating margin +€8,468
up €8,468, from -€103 to €8,366
- Taxes +€1,359
new in 2025: €1,359
- Other operating charges +€798
up €798 (+633%), from €126 to €924
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,587 | €14,440 | +€10,853 | +303% |
| Current assets | 29/58 | €3,587 | €14,440 | +€10,853 | +303% |
| Amounts receivable within one year | 40/41 | €629 | €2,584 | +€1,955 | +311% |
| Trade receivables | 40 | €367 | €2,584 | +€2,218 | +604% |
| Other amounts receivable | 41 | €263 | - | -€263 | |
| Cash at bank and in hand | 54/58 | €2,957 | €11,856 | +€8,898 | +301% |
| Total equity and liabilities | 10/49 | €3,587 | €14,440 | +€10,853 | +303% |
| Equity | 10/15 | €2,916 | €6,877 | +€3,961 | +136% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | - | €1,000 | +€1,000 | |
| Distributable reserves | 133 | - | €1,000 | +€1,000 | |
| Profit (loss) carried forward | 14 | -€2,084 | €877 | +€2,961 | |
| Amounts payable | 17/49 | €671 | €7,563 | +€6,892 | +1,027% |
| Amounts payable within one year | 42/48 | €671 | €6,763 | +€6,092 | +908% |
| Trade debts | 44 | €166 | €1,087 | +€920 | +553% |
| Suppliers | 440/4 | €166 | €1,087 | +€920 | +553% |
| Advances received on contracts in progress | 46 | €505 | €817 | +€312 | +61.9% |
| Taxes, remuneration and social security | 45 | - | €2,860 | +€2,860 | |
| Taxes | 450/3 | - | €2,860 | +€2,860 | |
| Other amounts payable | 47/48 | - | €2,000 | +€2,000 | |
| Accrued charges and deferred income | 492/3 | - | €800 | +€800 | |
| Other operating charges | 640/8 | €126 | €924 | +€798 | +633% |
| Gross operating margin | 9900 | -€103 | €8,366 | +€8,468 | |
| Operating profit (loss) | 9901 | -€229 | €7,442 | +€7,671 | |
| Financial charges | 65/66B | €92 | €122 | +€30 | +32.5% |
| Recurring financial charges | 65 | €92 | €122 | +€30 | +32.5% |
| Profit (loss) for the period before taxes | 9903 | -€321 | €7,320 | +€7,641 | |
| Income taxes | 67/77 | - | €1,359 | +€1,359 | |
| Profit (loss) for the period | 9904 | -€321 | €5,961 | +€6,282 | |
| Profit (loss) for the period to be appropriated | 9905 | -€321 | €5,961 | +€6,282 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.