AMALfin

Active

Private limited companyfounded 20233 yrs activeJuffrouw Lamotestraat 3, 8800 Roeselare, BelgiumKBO/BCE: BE 0797.767.392

AMALfin has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €-321. Its solvency ranks better than 77% of 2281 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2024

69 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability15▲+15

Solvency100=

Growth58

Track record94

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 63

Relative position

BE, all sectors

reference

Sector 63

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

23 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€3k▼ 9.9%

2023 · €3k

2023: €3k

2023 → 2024

Total assets

€4k▲ 10.8%

2023 · €3k

2023: €3k

2023 → 2024

Net result

€-321▲ 81.8%

2023 · €-2k

2023: €-2k

2023 → 2024

Working capital

€3k

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€3k-€3k▼ 9.9%

Operating result€-2k-€-229▲ 86.8%

Net result€-2k-€-321▲ 81.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €229 in 2024 against €2k in 2023; the loss shrinks.

Balance-sheet composition

Equity and liabilities €4k

81.3%

18.7%

Equity €3k

Debt €671

Debt finances 18.7% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

Debt

€671

Debt ≤ 1 year

€671

Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€3k€4k▲

Current assets29/58€3k€4k▲

Amounts receivable within one year40/41€252€629▲

Trade receivables40-€367

Other amounts receivable41€252€263▲

Cash at bank and in hand54/58€3k€3k▼

Equity and liabilities

Total equity and liabilities10/49€3k€4k▲

Equity10/15€3k€3k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-2k€-2k▼

Amounts payable17/49-€671

Amounts payable within one year42/48-€671

Trade debts44-€166

Suppliers440/4-€166

Advances received on contracts in progress46-€505

Income statement Code20232024

Other operating charges640/8€384€126▼

Gross operating margin9900€-1k€-103▲

Operating profit (loss)9901€-2k€-229▲

Financial charges65/66B€27€92▲

Recurring financial charges65€27€92▲

Profit (loss) for the period before taxes9903€-2k€-321▲

Profit (loss) for the period9904€-2k€-321▲

Profit (loss) for the period to be appropriated9905€-2k€-321▲

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-2k▼

Profit (loss) brought forward from the previous period14P-€-2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Roeselare · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Juffrouw Lamotestraat 38800 Roeselare

Ground area

260 m²

Building footprint

87 m²

Volume, LiDAR

522 m³

Parcel 36504D0852/00G003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

AMALfin

Juffrouw Lamotestraat 3, 8800 RoeselareOther software publishing

since 20232.341.714.711

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36504D0852/00G003	Flanders	259 m²	1 · 87 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

KLIX DIGITAL

BE 1021.402.674

Sint-Pieters-Woluwe · Eq €3k

Jemeppe-sur-Sambre · Eq €3k

Of 2,790 companies in sector 63910 we hold annual accounts for 700. 246 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-01-2023

Fiscal year end31-12

Activities, NACEBEL

63120Computing infrastructure, data processing, hosting and other information service activities

63910Web portal activities

58290Other software publishing

62010Computer programming, consultancy and related activities

62020IT consultancy

62900Other information technology and computer services

62100Computer programming

62200Computer consultancy and computer facilities management

63100Computing infrastructure, data processing, hosting and related activities

63110Computing infrastructure, data processing, hosting and other information service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.