AGLAF FINANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGLAF FINANCES
Largest movements
- Tangible fixed assets -€165,931
down €165,931 (-2.5%), from €6.7m to €6.5m
of which Land and buildings: -€147,002
- Profit (loss) carried forward -€295,052
down €295,052 (-18.4%), from -€1.6m to -€1.9m
- Debts after one year +€224,000
up €224,000 (+3.1%), from €7.3m to €7.5m
- Trade debts -€95,795
down €95,795 (-55.7%), from €172,068 to €76,273
- Staff costs -€23,790
down €23,790 (-100%), from €23,790 to €0
- Other operating charges +€17,000
up €17,000 (+103%), from €16,445 to €33,445
- Gross operating margin +€3,565
up €3,565 (+8.9%), from €39,894 to €43,459
- Financial charges +€3,306
up €3,306 (+4.1%), from €79,758 to €83,065
- Depreciation +€2,558
up €2,558 (+1.2%), from €219,443 to €222,002
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,674,622 | €6,567,400 | -€107,222 | -1.6% |
| Fixed assets | 21/28 | €6,652,880 | €6,486,949 | -€165,931 | -2.5% |
| Tangible fixed assets | 22/27 | €6,652,880 | €6,486,949 | -€165,931 | -2.5% |
| Land and buildings | 22 | €6,509,962 | €6,362,960 | -€147,002 | -2.3% |
| Plant, machinery and equipment | 23 | €38,367 | €34,626 | -€3,741 | -9.7% |
| Furniture and vehicles | 24 | €104,551 | €89,363 | -€15,189 | -14.5% |
| Current assets | 29/58 | €21,742 | €80,452 | +€58,710 | +270% |
| Amounts receivable within one year | 40/41 | €7,364 | €28,442 | +€21,078 | +286% |
| Trade receivables | 40 | €3,660 | €24,738 | +€21,078 | +576% |
| Other amounts receivable | 41 | €3,704 | €3,704 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €11,372 | €48,726 | +€37,354 | +328% |
| Deferred charges and accrued income | 490/1 | €3,005 | €3,283 | +€278 | +9.3% |
| Total equity and liabilities | 10/49 | €6,674,622 | €6,567,400 | -€107,222 | -1.6% |
| Equity | 10/15 | -€946,933 | -€1,241,985 | -€295,052 | -31.2% |
| Contributions | 10/11 | €660,000 | €660,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,606,933 | -€1,901,985 | -€295,052 | -18.4% |
| Amounts payable | 17/49 | €7,621,555 | €7,809,386 | +€187,830 | +2.5% |
| Amounts payable after more than one year | 17 | €7,311,000 | €7,535,000 | +€224,000 | +3.1% |
| Financial debts | 170/4 | €7,311,000 | €7,535,000 | +€224,000 | +3.1% |
| Amounts payable within one year | 42/48 | €310,555 | €274,386 | -€36,170 | -11.6% |
| Trade debts | 44 | €172,068 | €76,273 | -€95,795 | -55.7% |
| Suppliers | 440/4 | €172,068 | €76,273 | -€95,795 | -55.7% |
| Other amounts payable | 47/48 | €138,488 | €198,113 | +€59,625 | +43.1% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €23,790 | €0 | -€23,790 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €219,443 | €222,002 | +€2,558 | +1.2% |
| Other operating charges | 640/8 | €16,445 | €33,445 | +€17,000 | +103% |
| Gross operating margin | 9900 | €39,894 | €43,459 | +€3,565 | +8.9% |
| Operating profit (loss) | 9901 | -€219,785 | -€211,988 | +€7,797 | +3.5% |
| Financial income | 75/76B | €2,176 | €1 | -€2,175 | -100.0% |
| Recurring financial income | 75 | €2,176 | €1 | -€2,175 | -100.0% |
| Financial charges | 65/66B | €79,758 | €83,065 | +€3,306 | +4.1% |
| Recurring financial charges | 65 | €79,758 | €83,065 | +€3,306 | +4.1% |
| Profit (loss) for the period before taxes | 9903 | -€297,367 | -€295,052 | +€2,315 | +0.8% |
| Profit (loss) for the period | 9904 | -€297,367 | -€295,052 | +€2,315 | +0.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€297,367 | -€295,052 | +€2,315 | +0.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.