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AGLAF FINANCES

Active
Private limited company· 8 yrs active
Rue des Crupes(MSA) 50 ·7542 Tournai, Belgium
KBO/BCE: BE 0699.765.621
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Age8 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of AGLAF FINANCES is 1.5% (low). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 28 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00432831
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00408487
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00428545
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20332846
31-12-2020 31-07-2021 09-08-2021 9 d late 2021-46900577
31-12-2019 31-07-2020 30-10-2020 91 d late 2020-65600406

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.5% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 29-08-2025 2025-00432831
31-12-2023 volledig 30-08-2024 2024-00408487
31-12-2022 volledig 31-08-2023 2023-00428545
31-12-2021 volledig 29-08-2022 2022-20332846
31-12-2020 volledig 09-08-2021 2021-46900577
31-12-2019 volledig 30-10-2020 2020-65600406

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Crupes(MSA) 507542 Tournai

Establishment units

1 location
AGLAF FINANCES
Rue des Crupes(MSA) 50, 7542 TournaiVerhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
since 20182.281.886.002
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area342 m²
Buildings1
Building footprint217 m²
Volume (LiDAR)2,306 m³
Tallest building12.8 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57056B0574/00X000 Wallonia 342 m² 1 · 217 m² 12.8 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2024
13-02-2024 Discharge granted to the board Director changes·Vincent LELUBRE
Notary: Vincent LELUBRE · Tournai

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR AGLAF FINANCES
AbbreviationFR AGLAF
Registered office
Rue des Crupes(MSA) 50
7542 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.