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AEF Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AEF Construct

BE 0744.977.420
NACE 68.122, Development of non-residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€16,257
2024 · -€150,036+€133,779
Equity
€294,381
2024 · -€409,484+€703,865
Cash
€33,690
2024 · €251,750-€218,060
Balance sheet total
€6.9m
2024 · €3.5m+€3.4m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€2.9m

    up €2.9m (+88.7%), from €3.2m to €6.1m

  • Receivables within one year +€772,420

    up €772,420 (+1703.0%), from €45,355 to €817,776

    of which Other amounts receivable: +€513,456

  • Cash -€218,060

    down €218,060 (-86.6%), from €251,750 to €33,690

    mainly Stocks and contracts (-€2.9m) and Receivables within one year (-€772,420)

Equity and liabilities
  • Advances received +€1.4m

    up €1.4m (+121.0%), from €1.2m to €2.6m

  • Short-term financial debts +€846,000

    up €846,000 (+39.0%), from €2.2m to €3.0m

  • Contributions +€720,123

    up €720,123 (+14402.5%), from €5,000 to €725,123

  • Trade debts +€308,174

    up €308,174 (+244.9%), from €125,825 to €434,000

  • Debts after one year +€179,248

    up €179,248 (+484.1%), from €37,031 to €216,279

Income statement
  • Gross operating margin +€110,632

    up €110,632, from -€27,249 to €83,383

  • Financial charges -€43,587

    down €43,587 (-48.9%), from €89,216 to €45,629

  • Staff costs +€18,303

    new in 2025: €18,303

  • Other operating charges +€11,455

    up €11,455 (+39.6%), from €28,900 to €40,356

  • Financial income +€7,289

    up €7,289 (+46016.9%), from €16 to €7,305

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€150,036
Gross operating margin +€110,632
Staff costs -€18,303
Depreciation +€1,890
Other operating charges -€11,455
Financial income +€7,289
Financial charges +€43,587
Taxes +€140
Result 2025 -€16,257

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2.0m
Investment €0
Financing +€1.7m
Cash 2024 €251,750
Net result for the year -€16,257
Depreciation +€2,657
Stocks and contracts -€2.9m
Receivables within one year -€772,420
Deferred charges and accrued income -€3,954
Trade debts +€308,174
Tax, wage and social debts +€115,652
Advances received +€1.4m
Other debts -€143,140
Debts after one year +€179,248
Current portion of long-term debt +€98
Short-term financial debts +€846,000
Contributions, distributions and other +€720,123
Cash 2025 €33,690
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €3,526,579 €6,939,887 +€3.4m +96.8%
Fixed assets 21/28 €3,037 €380 -€2,657 -87.5%
Tangible fixed assets 22/27 €3,037 €380 -€2,657 -87.5%
Furniture and vehicles 24 €655 €380 -€276 -42.1%
Leasing and similar rights 25 €2,381 - -€2,381
Current assets 29/58 €3,523,542 €6,939,507 +€3.4m +96.9%
Stocks and contracts in progress 3 €3,223,254 €6,080,905 +€2.9m +88.7%
Stocks 30/36 €3,223,254 €6,080,905 +€2.9m +88.7%
Amounts receivable within one year 40/41 €45,355 €817,776 +€772,420 +1703.0%
Trade receivables 40 €29,539 €288,504 +€258,964 +876.7%
Other amounts receivable 41 €15,816 €529,272 +€513,456 +3246.5%
Cash at bank and in hand 54/58 €251,750 €33,690 -€218,060 -86.6%
Deferred charges and accrued income 490/1 €3,183 €7,137 +€3,954 +124.2%
Total equity and liabilities 10/49 €3,526,579 €6,939,887 +€3.4m +96.8%
Equity 10/15 -€409,484 €294,381 +€703,865
Contributions 10/11 €5,000 €725,123 +€720,123 +14402.5%
Profit (loss) carried forward 14 -€414,484 -€430,741 -€16,257 -3.9%
Amounts payable 17/49 €3,936,063 €6,645,505 +€2.7m +68.8%
Amounts payable after more than one year 17 €37,031 €216,279 +€179,248 +484.1%
Financial debts 170/4 €37,031 €216,279 +€179,248 +484.1%
Amounts payable within one year 42/48 €3,899,032 €6,429,227 +€2.5m +64.9%
Current portion of amounts payable after more than one year 42 €20,654 €20,752 +€98 +0.5%
Financial debts 43 €2,169,000 €3,015,000 +€846,000 +39.0%
Credit institutions 430/8 €2,169,000 €3,015,000 +€846,000 +39.0%
Trade debts 44 €125,825 €434,000 +€308,174 +244.9%
Suppliers 440/4 €125,825 €434,000 +€308,174 +244.9%
Advances received on contracts in progress 46 €1,159,633 €2,563,043 +€1.4m +121.0%
Taxes, remuneration and social security 45 €2,144 €117,796 +€115,652 +5394.5%
Taxes 450/3 €140 €115,160 +€115,020 +82439.9%
Remuneration and social security 454/9 €2,004 €2,636 +€632 +31.5%
Other amounts payable 47/48 €421,777 €278,636 -€143,140 -33.9%
Remuneration, social security and pensions 62 - €18,303 +€18,303
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,547 €2,657 -€1,890 -41.6%
Other operating charges 640/8 €28,900 €40,356 +€11,455 +39.6%
Gross operating margin 9900 -€27,249 €83,383 +€110,632
Operating profit (loss) 9901 -€60,697 €22,067 +€82,764
Financial income 75/76B €16 €7,305 +€7,289 +46016.9%
Recurring financial income 75 €16 €7,305 +€7,289 +46016.9%
Financial charges 65/66B €89,216 €45,629 -€43,587 -48.9%
Recurring financial charges 65 €89,216 €45,629 -€43,587 -48.9%
Profit (loss) for the period before taxes 9903 -€149,897 -€16,257 +€133,640 +89.2%
Income taxes 67/77 €140 - -€140
Profit (loss) for the period 9904 -€150,036 -€16,257 +€133,779 +89.2%
Profit (loss) for the period to be appropriated 9905 -€150,036 -€16,257 +€133,779 +89.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.