AccessAndGo-ABP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AccessAndGo-ABP
Largest movements
- Current investments +€533,048
up €533,048 (+63.4%), from €841,223 to €1.4m
- Cash -€445,843
down €445,843 (-70.2%), from €635,530 to €189,686
mainly Current investments (-€533,048) and Net result for the year (-€67,939)
- Receivables within one year -€128,609
down €128,609 (-28.7%), from €447,953 to €319,345
of which Other amounts receivable: -€129,664
- Profit (loss) carried forward -€67,939
down €67,939 (-10.0%), from €678,854 to €610,915
- Revaluation surpluses +€33,048
up €33,048 (+15.1%), from €218,261 to €251,309
- Staff costs +€66,237
up €66,237 (+8.6%), from €773,788 to €840,025
- Gross operating margin -€57,057
down €57,057 (-6.9%), from €829,732 to €772,675
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,939,465 | €1,915,375 | -€24,089 | -1.2% |
| Fixed assets | 21/28 | €7,444 | €19,795 | +€12,351 | +166% |
| Tangible fixed assets | 22/27 | €6,608 | €18,959 | +€12,351 | +187% |
| Plant, machinery and equipment | 23 | €2,537 | €5,615 | +€3,078 | +121% |
| Furniture and vehicles | 24 | €4,071 | €13,344 | +€9,273 | +228% |
| Financial fixed assets | 28 | €836 | €836 | = | 0.0% |
| Current assets | 29/58 | €1,932,020 | €1,895,580 | -€36,440 | -1.9% |
| Amounts receivable within one year | 40/41 | €447,953 | €319,345 | -€128,609 | -28.7% |
| Trade receivables | 40 | €75,669 | €76,725 | +€1,056 | +1.4% |
| Other amounts receivable | 41 | €372,284 | €242,619 | -€129,664 | -34.8% |
| Current investments | 50/53 | €841,223 | €1,374,270 | +€533,048 | +63.4% |
| Cash at bank and in hand | 54/58 | €635,530 | €189,686 | -€445,843 | -70.2% |
| Deferred charges and accrued income | 490/1 | €7,315 | €12,279 | +€4,964 | +67.9% |
| Total equity and liabilities | 10/49 | €1,939,465 | €1,915,375 | -€24,089 | -1.2% |
| Equity | 10/15 | €1,513,210 | €1,478,318 | -€34,892 | -2.3% |
| Contributions | 10/11 | €554,911 | €554,911 | = | 0.0% |
| Capital | 10 | €554,911 | €554,911 | = | 0.0% |
| Revaluation surpluses | 12 | €218,261 | €251,309 | +€33,048 | +15.1% |
| Reserves | 13 | €59,421 | €59,421 | = | 0.0% |
| Profit (loss) carried forward | 14 | €678,854 | €610,915 | -€67,939 | -10.0% |
| Investment grants | 15 | €1,762 | €1,762 | = | 0.0% |
| Provisions and deferred taxes | 16 | €207,132 | €207,132 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €207,132 | €207,132 | = | 0.0% |
| Other liabilities and charges | 164/5 | €207,132 | €207,132 | = | 0.0% |
| Amounts payable | 17/49 | €219,123 | €229,925 | +€10,802 | +4.9% |
| Amounts payable within one year | 42/48 | €218,574 | €229,275 | +€10,701 | +4.9% |
| Trade debts | 44 | €66,670 | €11,984 | -€54,686 | -82.0% |
| Suppliers | 440/4 | €66,670 | €11,984 | -€54,686 | -82.0% |
| Taxes, remuneration and social security | 45 | €136,788 | €191,302 | +€54,514 | +39.9% |
| Taxes | 450/3 | €3,772 | €34,858 | +€31,087 | +824% |
| Remuneration and social security | 454/9 | €133,016 | €156,444 | +€23,428 | +17.6% |
| Accrued charges and deferred income | 492/3 | €549 | €650 | +€101 | +18.4% |
| Non-recurring operating income | 76A | €12,313 | €91 | -€12,222 | -99.3% |
| Remuneration, social security and pensions | 62 | €773,788 | €840,025 | +€66,237 | +8.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,908 | €6,764 | -€7,144 | -51.4% |
| Other operating charges | 640/8 | €3,225 | €2,764 | -€461 | -14.3% |
| Non-recurring operating charges | 66A | €2,386 | - | -€2,386 | |
| Gross operating margin | 9900 | €829,732 | €772,675 | -€57,057 | -6.9% |
| Operating profit (loss) | 9901 | €36,426 | -€76,877 | -€113,303 | |
| Financial income | 75/76B | €15,837 | €10,154 | -€5,683 | -35.9% |
| Recurring financial income | 75 | €15,837 | €10,154 | -€5,683 | -35.9% |
| Non-recurring financial income | 76B | €0 | - | -€0 | |
| Financial charges | 65/66B | €1,269 | €1,217 | -€52 | -4.1% |
| Recurring financial charges | 65 | €1,269 | €793 | -€476 | -37.5% |
| Non-recurring financial charges | 66B | - | €424 | +€424 | |
| Profit (loss) for the period before taxes | 9903 | €50,994 | -€67,939 | -€118,934 | |
| Profit (loss) for the period | 9904 | €50,994 | -€67,939 | -€118,934 | |
| Profit (loss) for the period to be appropriated | 9905 | €50,994 | -€67,939 | -€118,934 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.