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AccessAndGo-ABP

Active
Non-profit associationfounded 196462 yrs activeOranjebloesemstraat 1, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0407.574.303
Summary

AccessAndGo-ABP has been active since 1964 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of -€67,939. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 570 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
AccessAndGo-ABPActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Vocational training
NACE 85592Education NACE 85322Social work activities without accommodation NACE 88993
#3 oldest company in Sint-Pieters-Woluwe, Education sector1 site
Size
€1.9mtotal assets 2025
Staff
11.9 FTE
Equity
€1.5m
Loss
-€67,939
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
7 members
Accounts 3 d early1 of 34 deeds read
Why 93- Loss of €67,939 (FY 2025)+ Legal form Non-profit association+ Founded in 1964+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 85, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 77.2% of total assets
Liquidity 61-29
short-term debt 12.0% · cash 9.9%
Profitability 14-58
return on assets -3.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (624 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▼ -9.1% vs 05-2025lowest value 07-2025: < 0.1%▲ +10.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%▲ +90.9% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Legal form Non-profit association lowers the probability
  • Loss of €67,939 (FY 2025) raises the probability
  • Founded in 1964 lowers the probability for this profile
  • Sector Education (NACE 85) lowers the probability
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 8.27 against 8.84 in 2024; short-term debt: 12% and cash: 9.9% of total assets), and 22.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, small). Better than this share of them on solvency 89%, liquidity 47%, profitability 10%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €67,939 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1964
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 d early
2024
15 d early
2023
13 d early
2022
353 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 81 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Reappointments: Cléon Angelo, Virginie De Potter…Resignations: Virginie De Potter (director)…
  3. Weakest financial yearnet -€67,939

Key points

  • Caution: From profit to loss in 2025after €50,994 in 2024 -€67,939 View
  • Caution: Among the weakest 14% on net resultsector median €11,889 · 572 companies -€67,939 View
  • Active since 1964founded 11-06-1964 62 years View
  • Wallonia-Brussels supportpaid 2023 - 2025 €243,977 View

By topic

Financials

Fiscal year
2025
Total assets
€1.9m
Loss
-€67,939
Solvency
77.2%
Total assets▼ 1.2%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 28-07-2026Annual accounts filed
  2. 19-03-2026Reappointments: Cléon Angelo, Virginie De Potter and…
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Vocational trainingNACE 85592
Founded
11-06-1964
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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