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4Value: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

4Value

BE 0802.634.121
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€14,186
2024 · €155,233-€141,047
Equity
€168,754
2024 · €155,400+€13,353
Cash
€73,983
2024 · €100,753-€26,769
Balance sheet total
€352,383
2024 · €339,321+€13,062

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€85,597

    up €85,597 (+1019.4%), from €8,397 to €93,994

  • Intangible fixed assets -€36,000

    down €36,000 (-18.2%), from €197,803 to €161,803

  • Cash -€26,769

    down €26,769 (-26.6%), from €100,753 to €73,983

    mainly Investment in fixed assets (net) (-€91,578) and Debts after one year (-€29,945)

  • Receivables within one year -€11,316

    down €11,316 (-36.7%), from €30,805 to €19,489

    of which Trade receivables: -€10,700

Equity and liabilities
  • Trade debts +€35,209

    up €35,209 (+10171.9%), from €346 to €35,555

  • Debts after one year -€29,945

    down €29,945 (-21.3%), from €140,369 to €110,424

  • Reserves +€13,353

    up €13,353 (+8.6%), from €154,400 to €167,754

  • Tax, wage and social debts -€10,339

    down €10,339 (-64.5%), from €16,028 to €5,689

  • Current portion of long-term debt +€3,601

    up €3,601 (+13.7%), from €26,344 to €29,945

Income statement
  • Gross operating margin -€200,395

    down €200,395 (-73.2%), from €273,645 to €73,250

  • Taxes -€42,255

    down €42,255 (-85.6%), from €49,344 to €7,089

  • Depreciation -€12,239

    down €12,239 (-22.6%), from €54,220 to €41,980

  • Financial charges -€4,992

    down €4,992 (-38.9%), from €12,830 to €7,839

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €155,233
Gross operating margin -€200,395
Depreciation +€12,239
Other operating charges -€139
Financial charges +€4,992
Taxes +€42,255
Result 2025 €14,186

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€91,986
Investment -€91,578
Financing -€27,177
Cash 2024 €100,753
Net result for the year +€14,186
Depreciation +€41,980
Receivables within one year +€11,316
Deferred charges and accrued income -€1,550
Trade debts +€35,209
Tax, wage and social debts -€10,339
Other debts +€1,183
Investment in fixed assets (net) -€91,578
Debts after one year -€29,945
Current portion of long-term debt +€3,601
Contributions, distributions and other -€833
Cash 2025 €73,983
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €339,321 €352,383 +€13,062 +3.8%
Fixed assets 21/28 €206,200 €255,798 +€49,597 +24.1%
Intangible fixed assets 21 €197,803 €161,803 -€36,000 -18.2%
Tangible fixed assets 22/27 €8,397 €93,994 +€85,597 +1019.4%
Furniture and vehicles 24 €8,397 €93,994 +€85,597 +1019.4%
Current assets 29/58 €133,121 €96,586 -€36,535 -27.4%
Amounts receivable within one year 40/41 €30,805 €19,489 -€11,316 -36.7%
Trade receivables 40 €29,303 €18,604 -€10,700 -36.5%
Other amounts receivable 41 €1,501 €885 -€616 -41.0%
Cash at bank and in hand 54/58 €100,753 €73,983 -€26,769 -26.6%
Deferred charges and accrued income 490/1 €1,563 €3,113 +€1,550 +99.1%
Total equity and liabilities 10/49 €339,321 €352,383 +€13,062 +3.8%
Equity 10/15 €155,400 €168,754 +€13,353 +8.6%
Contributions 10/11 €1,000 €1,000 = 0.0%
Reserves 13 €154,400 €167,754 +€13,353 +8.6%
Distributable reserves 133 €154,400 €167,754 +€13,353 +8.6%
Amounts payable 17/49 €183,921 €183,630 -€291 -0.2%
Amounts payable after more than one year 17 €140,369 €110,424 -€29,945 -21.3%
Financial debts 170/4 €140,369 €110,424 -€29,945 -21.3%
Amounts payable within one year 42/48 €43,552 €73,206 +€29,654 +68.1%
Current portion of amounts payable after more than one year 42 €26,344 €29,945 +€3,601 +13.7%
Trade debts 44 €346 €35,555 +€35,209 +10171.9%
Suppliers 440/4 €346 €35,555 +€35,209 +10171.9%
Taxes, remuneration and social security 45 €16,028 €5,689 -€10,339 -64.5%
Taxes 450/3 €16,028 €5,689 -€10,339 -64.5%
Other amounts payable 47/48 €833 €2,016 +€1,183 +142.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €54,220 €41,980 -€12,239 -22.6%
Other operating charges 640/8 €2,017 €2,156 +€139 +6.9%
Gross operating margin 9900 €273,645 €73,250 -€200,395 -73.2%
Operating profit (loss) 9901 €217,408 €29,114 -€188,294 -86.6%
Financial charges 65/66B €12,830 €7,839 -€4,992 -38.9%
Recurring financial charges 65 €12,830 €7,839 -€4,992 -38.9%
Profit (loss) for the period before taxes 9903 €204,578 €21,275 -€183,302 -89.6%
Income taxes 67/77 €49,344 €7,089 -€42,255 -85.6%
Profit (loss) for the period 9904 €155,233 €14,186 -€141,047 -90.9%
Profit (loss) for the period to be appropriated 9905 €155,233 €14,186 -€141,047 -90.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.