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4Value

Active
Kraaienbroekstraat 8 ·1700 Dilbeek, Belgium
KBO/BCE: BE 0802.634.121
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Age3 yrs
Connections1
Real estate1 parcel · 422 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of 4Value is 0.4% (very low). The 2025 annual accounts show equity of €169k and a net result of €14k. Its solvency ranks better than 45% of 4723 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 20-02-2026 161 d early 2026-00041188
31-12-2024 31-07-2025 16-05-2025 76 d early 2025-00099140

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€14k-90.9%
Working capital€23k-73.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 20-02-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200kOperating result 2024: €217k€217kNet result 2024: €155k€155kOperating result 2025: €29k€29kNet result 2025: €14k€14k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 47.9% 55.5%
better than 45% of 4723 sector peers
Net result €14k €38k
better than 29% of 4722 sector peers
Equity €169k €64k
better than 77% of 4723 sector peers
Gross operating margin €73k €61k
better than 58% of 4715 sector peers
Total assets €352k €146k
better than 80% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€71k
-73.8% 24-25
Net profit
€14k
-90.9% 24-25
Cash flow
€56k
-73.2% 24-25
Total assets
€352k
+3.8% 24-25
Equity
€169k
+8.6% 24-25
Working capital
€23k
-73.9% 24-25
Income taxes
€7k
-85.6% 24-25
Dividends
€833
0.0% 24-25
Debt
€184k
-0.2% 24-25
Debt ≤ 1y
€73k
+68.1% 24-25
Debt > 1y
€110k
-21.3% 24-25
Current ratio
1.32
-56.8% 24-25
Quick ratio
1.32
-56.8% 24-25
Solvency
47.9%
+4.6% 24-25
Debt / equity
1.09
-8.1% 24-25
ROE
8.4%
-91.6% 24-25
ROA
4.0%
-91.2% 24-25
Interest coverage
9.07
-57.2% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€71k
Net profit€14k
Cash flow€56k
Staff costs-
Income taxes€7k
Dividends€833
Total assets€352k
Equity€169k
Debt€184k
of which ≤ 1y€73k
of which > 1y€110k
Working capital€23k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.32
Quick ratio1.32
Working capital ratio6.6%
Solvency47.9%
Debt / equity1.09
Long-term debt ratio0.65
Interest coverage9.07
Gross margin-
Net margin-
ROA4.0%
ROE8.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€352k
Fixed assets 21/28€256k
Intangible fixed assets 21€162k
Tangible fixed assets 22/27€94k
Current assets 29/58€97k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€74k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€352k
Equity 10/15€169k
Contributions / capital 10/11€1k
Reserves 13€168k
Amounts payable 17/49€184k
Amounts payable after one year 17€110k
Amounts payable within one year 42/48€73k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€73k
Operating result 9901€29k
Financial charges 65€8k
Result before taxes 9903€21k
Income taxes 67/77€7k
Net result for the period 9904€14k
Result to be appropriated 9905€14k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
74 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Connections & network

1 connected company
Group structure
ACQUISTO GROUP
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
4ValueBE 0802.634.121
controls
Where this company holds controlthis company sits on their board1
ACQUISTO GROUP
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kraaienbroekstraat 81700 Dilbeek

Establishment units

1 location
4Value
Kraaienbroekstraat 8, 1700 DilbeekManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20232.346.164.140
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area422 m²
Buildings1
Building footprint77 m²
Volume (LiDAR)543 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016B0069/00G000 Flanders 422 m² 1 · 77 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health74Profitability42Solvency78Growth52Stability94
68 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 74
Profitability 42
Solvency 78
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,322 of the 81,966 companies in this sector. 11,954 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL 4Value
Registered office
Kraaienbroekstraat 8 bus A
1700 Dilbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.