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RTF-ART: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

RTF-ART

BE 0551.969.293
NACE 43.910, Bricklaying and masonry work
NACE division 43, Specialised construction activities all sizesfiscal years 2022 to 20261,405 to 37,830 sector peers per ratio

Summary

fiscal year 2025

RTF-ART does better than half of its sector on 7 of the 13 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Working-capital ratiobetter than 68%
  • Days inventorybetter than 59%
  • Solvencybetter than 59%
Points to watch
  • Gross marginbetter than 21%
  • Return on equitybetter than 38%
  • Days sales outstandingbetter than 38%

For fiscal year 2026 too few peer accounts have been filed yet; the comparison uses the year before.

Solvency and debt

How soundly the company is financed.
Solvency
54.0%▲2025

Solvency is above 59% of 37,809 sector peers: more favourable than the median.

Position against the sector stable since 2022.

20222023202420252026
Debt to equity
0.85▼2025

Debt to equity is below 51% of 37,414 sector peers: more favourable than the median.

Position against the sector stable since 2022.

20222023202420252026
Interest coverage
16.20▼2025

Interest coverage is above 55% of 35,379 sector peers: more favourable than the median.

Position against the sector stable since 2022.

20222023202420252026

Liquidity

Whether it can pay its short-term bills.
Current ratio
2.06▲2025

The current ratio is above 56% of 37,575 sector peers: more favourable than the median.

Position against the sector improving since 2022.

20222023202420252026
Quick ratio
1.68▼2025

The quick ratio is above 52% of 37,592 sector peers: more favourable than the median.

Position against the sector improving since 2022.

20222023202420252026
Working-capital ratio
48.5%▲2025

The working-capital ratio is above 68% of 37,761 sector peers: more favourable than the median.

Position against the sector improving since 2022.

20222023202420252026

Profitability

What the company earns on its assets and its sales.
Return on equity
8.4%▼2025

Return on equity is below 62% of 34,748 sector peers: less favourable than the median.

Position against the sector stable since 2022.

20222023202420252026
Return on assets
4.5%▼2025

Return on assets is below 56% of 37,830 sector peers: less favourable than the median.

Position against the sector stable since 2022.

20222023202420252026
Net margin
2.6%2024

The net margin is below 53% of 2,978 sector peers: less favourable than the median.

20222023202420252026
EBITDA margin
7.5%2024

The EBITDA margin is below 53% of 2,637 sector peers: less favourable than the median.

20222023202420252026
Gross margin
4.9%2024

The gross margin is below 79% of 2,919 sector peers: in the least favourable quarter.

20222023202420252026

Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
70days2024

Days sales outstanding is above 62% of 2,956 sector peers: less favourable than the median.

20222023202420252026
Days payable outstanding
53days2024

Days payable outstanding is above 61% of 3,199 sector peers.

20222023202420252026
Days inventory
22days2024

Days inventory is below 59% of 1,405 sector peers: more favourable than the median.

20222023202420252026

Not computable

Long-term debt ratio. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.