Skip to content

RTF-ART: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

RTF-ART

BE 0551.969.293
NACE 43.910, Bricklaying and masonry work
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
€4,493
2025 · €3,517+€976
Equity
€46,336
2025 · €41,843+€4,493
Cash
€3,497
2025 · €3,527-€30
Balance sheet total
€94,562
2025 · €77,460+€17,102

Largest movements

2025 to 2026
Assets
  • Tangible fixed assets +€31,584

    up €31,584 (+788.5%), from €4,006 to €35,590

    of which Leasing and similar rights: +€27,666

  • Receivables within one year -€21,888

    down €21,888 (-40.6%), from €53,934 to €32,047

    of which Trade receivables: -€22,324

  • Stocks and contracts +€7,850

    up €7,850 (+59.2%), from €13,250 to €21,100

Equity and liabilities
  • Current portion of long-term debt +€27,458

    new in 2026: €27,458

  • Trade debts -€10,998

    down €10,998 (-52.1%), from €21,128 to €10,130

  • Reserves +€4,400

    up €4,400 (+20.1%), from €21,860 to €26,260

    of which Distributable reserves: +€4,400

  • Other debts -€3,601

    down €3,601 (-53.7%), from €6,709 to €3,108

Income statement
  • Gross operating margin +€4,130

    up €4,130 (+37.1%), from €11,138 to €15,269

  • Depreciation +€1,907

    up €1,907 (+68.4%), from €2,787 to €4,694

  • Taxes +€923

    up €923 (+32.6%), from €2,828 to €3,750

  • Financial charges +€496

    up €496 (+82.8%), from €599 to €1,096

  • Other operating charges -€193

    down €193 (-13.5%), from €1,431 to €1,239

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 €3,517
Gross operating margin +€4,130
Depreciation -€1,907
Other operating charges +€193
Financial income -€21
Financial charges -€496
Taxes -€923
Result 2026 €4,493

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,790
Investment -€36,278
Financing +€27,458
Cash 2025 €3,527
Net result for the year +€4,493
Depreciation +€4,694
Stocks and contracts -€7,850
Receivables within one year +€21,888
Deferred charges and accrued income +€414
Trade debts -€10,998
Tax, wage and social debts -€250
Other debts -€3,601
Investment in fixed assets (net) -€36,278
Current portion of long-term debt +€27,458
Cash 2026 €3,497
Every line side by side 44 lines
Line Code 2025 2026 Change %
Total assets 20/58 €77,460 €94,562 +€17,102 +22.1%
Fixed assets 21/28 €4,243 €35,827 +€31,584 +744.4%
Tangible fixed assets 22/27 €4,006 €35,590 +€31,584 +788.5%
Plant, machinery and equipment 23 €474 €164 -€310 -65.4%
Furniture and vehicles 24 €3,532 €7,760 +€4,228 +119.7%
Leasing and similar rights 25 - €27,666 +€27,666
Financial fixed assets 28 €237 €237 = 0.0%
Current assets 29/58 €73,217 €58,735 -€14,482 -19.8%
Stocks and contracts in progress 3 €13,250 €21,100 +€7,850 +59.2%
Stocks 30/36 €13,250 €21,100 +€7,850 +59.2%
Amounts receivable within one year 40/41 €53,934 €32,047 -€21,888 -40.6%
Trade receivables 40 €50,406 €28,082 -€22,324 -44.3%
Other amounts receivable 41 €3,528 €3,965 +€436 +12.4%
Cash at bank and in hand 54/58 €3,527 €3,497 -€30 -0.8%
Deferred charges and accrued income 490/1 €2,506 €2,092 -€414 -16.5%
Total equity and liabilities 10/49 €77,460 €94,562 +€17,102 +22.1%
Equity 10/15 €41,843 €46,336 +€4,493 +10.7%
Contributions 10/11 €7,200 €7,200 = 0.0%
Reserves 13 €21,860 €26,260 +€4,400 +20.1%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €20,000 €24,400 +€4,400 +22.0%
Profit (loss) carried forward 14 €12,783 €12,876 +€93 +0.7%
Amounts payable 17/49 €35,617 €48,226 +€12,609 +35.4%
Amounts payable within one year 42/48 €35,617 €48,226 +€12,609 +35.4%
Current portion of amounts payable after more than one year 42 - €27,458 +€27,458
Trade debts 44 €21,128 €10,130 -€10,998 -52.1%
Suppliers 440/4 €21,128 €10,130 -€10,998 -52.1%
Taxes, remuneration and social security 45 €7,780 €7,530 -€250 -3.2%
Taxes 450/3 €350 - -€350
Remuneration and social security 454/9 €7,430 €7,530 +€100 +1.3%
Other amounts payable 47/48 €6,709 €3,108 -€3,601 -53.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,787 €4,694 +€1,907 +68.4%
Other operating charges 640/8 €1,431 €1,239 -€193 -13.5%
Gross operating margin 9900 €11,138 €15,269 +€4,130 +37.1%
Operating profit (loss) 9901 €6,920 €9,336 +€2,416 +34.9%
Financial income 75/76B €25 €3 -€21 -86.9%
Recurring financial income 75 €25 €3 -€21 -86.9%
Financial charges 65/66B €599 €1,096 +€496 +82.8%
Recurring financial charges 65 €599 €1,096 +€496 +82.8%
Profit (loss) for the period before taxes 9903 €6,345 €8,243 +€1,898 +29.9%
Income taxes 67/77 €2,828 €3,750 +€923 +32.6%
Profit (loss) for the period 9904 €3,517 €4,493 +€976 +27.7%
Profit (loss) for the period to be appropriated 9905 €3,517 €4,493 +€976 +27.7%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2025 and 30 June 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.