KARAMEL: sector benchmark
Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.
Sector benchmark
KARAMEL
NACE 66.220, Insurance agents and brokers
NACE division 66, Activities auxiliary to financial services and insurance activities
all sizesfiscal years 2022 to 20254,811 to 5,192 sector peers per ratio
Summary
KARAMEL does better than half of its sector on 0 of the 3 ratios compared.
12
most favourable quarter
above the median
below the median
least favourable quarter
Strongest points
No ratio above the sector median.
Points to watch
- Return on equitybetter than 15%
- Return on assetsbetter than 18%
- Solvencybetter than 46%
Solvency and debt
Solvency
40.4%2023
Solvency is below 54% of 5,183 sector peers: less favourable than the median.
Profitability
Return on equity
0.2%2023
Return on equity is below 85% of 4,811 sector peers: in the least favourable quarter.
Return on assets
0.1%2023
Return on assets is below 82% of 5,192 sector peers: in the least favourable quarter.
Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.