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DEBCA: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

DEBCA

BE 0480.189.788
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
NACE division 47, Retail trade all sizesfiscal years 2021 to 20252,163 to 32,568 sector peers per ratio

Summary

fiscal year 2025

DEBCA does better than half of its sector on 13 of the 14 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Working-capital ratiobetter than 95%
  • Current ratiobetter than 94%
  • Quick ratiobetter than 94%
Points to watch
  • Gross marginbetter than 44%

Solvency and debt

How soundly the company is financed.
Solvency
74.5%▲2025

Solvency is above 84% of 32,488 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Debt to equity
0.34▼2025

Debt to equity is below 68% of 32,106 sector peers: more favourable than the median.

Position against the sector stable since 2021.

20212022202320242025
Long-term debt ratio
0.21▲2025

The long-term debt ratio is below 58% of 16,997 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025
Interest coverage
20.76▲2025

Interest coverage is above 72% of 29,199 sector peers: more favourable than the median.

Position against the sector improving since 2021.

20212022202320242025

Liquidity

Whether it can pay its short-term bills.
Current ratio
9.75▲2025

The current ratio is above 94% of 32,316 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Quick ratio
7.18▲2025

The quick ratio is above 94% of 32,337 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025
Working-capital ratio
89.0%▲2025

The working-capital ratio is above 95% of 32,412 sector peers: in the most favourable quarter.

Position against the sector stable since 2021.

20212022202320242025

Profitability

What the company earns on its assets and its sales.
Return on equity
31.4%▲2025

Return on equity is above 75% of 27,017 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
Return on assets
23.4%▲2025

Return on assets is above 90% of 32,568 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
Net margin
6.4%▲2025

The net margin is above 83% of 2,643 sector peers: in the most favourable quarter.

Position against the sector improving since 2021.

20212022202320242025
EBITDA margin
7.0%▲2025

The EBITDA margin is above 70% of 2,163 sector peers: more favourable than the median.

Position against the sector improving since 2021.

20212022202320242025
Gross margin
9.8%▲2025

The gross margin is below 56% of 2,594 sector peers: less favourable than the median.

Position against the sector improving since 2021.

20212022202320242025

Working-capital cycle

How long cash is tied up in customers, suppliers and stock.
Days sales outstanding
1days▼2022

Days sales outstanding is below 87% of 3,554 sector peers: in the most favourable quarter.

20212022202320242025
Days payable outstanding
11days▲2025

Days payable outstanding is below 75% of 2,696 sector peers.

20212022202320242025
Days inventory
29days▲2025

Days inventory is below 63% of 2,410 sector peers: more favourable than the median.

Position against the sector weakening since 2021.

20212022202320242025

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.