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DEBCA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

DEBCA

BE 0480.189.788
NACE 47.241, Retail sale of bread and pastry (bakery outlets)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€63,041
2024 · €28,786+€34,254
Equity
€201,018
2024 · €137,978+€63,041
Cash
€195,879
2024 · €189,993+€5,886
Balance sheet total
€269,975
2024 · €249,105+€20,869

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€30,244

    up €30,244 (+75.2%), from €40,242 to €70,486

  • Receivables within one year -€10,722

    no longer reported in 2025 (was €10,722)

  • Cash +€5,886

    up €5,886 (+3.1%), from €189,993 to €195,879

    mainly Net result for the year (+€63,041) and Debts after one year (+€11,814)

  • Tangible fixed assets -€2,718

    down €2,718 (-64.5%), from €4,213 to €1,495

Equity and liabilities
  • Profit (loss) carried forward +€63,041

    up €63,041 (+53.6%), from €117,518 to €180,558

  • Trade debts -€30,243

    down €30,243 (-52.4%), from €57,696 to €27,453

  • Other debts -€12,150

    down €12,150 (-100.0%), from €12,150 to €0

  • Debts after one year +€11,814

    up €11,814 (+39.8%), from €29,690 to €41,504

    of which Trade debts: +€41,504

  • Tax, wage and social debts -€11,264

    down €11,264 (-100.0%), from €11,264 to €0

Income statement
  • Turnover +€980,572

    new in 2025: €980,572

  • Purchases and services +€884,489

    new in 2025: €884,489

  • Staff costs -€69,922

    down €69,922 (-72.7%), from €96,203 to €26,280

  • Gross operating margin -€40,492

    down €40,492 (-29.6%), from €136,576 to €96,083

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €28,786
Gross operating margin -€40,492
Staff costs +€69,922
Depreciation +€306
Other operating charges +€1,333
Financial charges +€3,186
Result 2025 €63,041

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€5,600
Investment €0
Financing +€11,486
Cash 2024 €189,993
Net result for the year +€63,041
Depreciation +€2,718
Stocks and contracts -€30,244
Receivables within one year +€10,722
Deferred charges and accrued income +€1,821
Trade debts -€30,243
Tax, wage and social debts -€11,264
Other debts -€12,150
Debts after one year +€11,814
Current portion of long-term debt -€328
Cash 2025 €195,879
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €249,105 €269,975 +€20,869 +8.4%
Fixed assets 21/28 €5,048 €2,330 -€2,718 -53.8%
Tangible fixed assets 22/27 €4,213 €1,495 -€2,718 -64.5%
Land and buildings 22 €1,136 €276 -€860 -75.7%
Furniture and vehicles 24 €1,949 €891 -€1,058 -54.3%
Other tangible fixed assets 26 €1,129 €329 -€800 -70.9%
Financial fixed assets 28 €834 €834 = 0.0%
Current assets 29/58 €244,058 €267,645 +€23,587 +9.7%
Stocks and contracts in progress 3 €40,242 €70,486 +€30,244 +75.2%
Stocks 30/36 €40,242 €70,486 +€30,244 +75.2%
Amounts receivable within one year 40/41 €10,722 - -€10,722
Other amounts receivable 41 €10,722 - -€10,722
Cash at bank and in hand 54/58 €189,993 €195,879 +€5,886 +3.1%
Deferred charges and accrued income 490/1 €3,101 €1,281 -€1,821 -58.7%
Total equity and liabilities 10/49 €249,105 €269,975 +€20,869 +8.4%
Equity 10/15 €137,978 €201,018 +€63,041 +45.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Capital 10 €18,600 - -€18,600
Issued capital 100 €18,600 - -€18,600
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €117,518 €180,558 +€63,041 +53.6%
Amounts payable 17/49 €111,128 €68,956 -€42,171 -37.9%
Amounts payable after more than one year 17 €29,690 €41,504 +€11,814 +39.8%
Trade debts 175 - €41,504 +€41,504
Other amounts payable 178/9 €29,690 - -€29,690
Amounts payable within one year 42/48 €81,438 €27,453 -€53,986 -66.3%
Current portion of amounts payable after more than one year 42 €328 €0 -€328 -100.0%
Trade debts 44 €57,696 €27,453 -€30,243 -52.4%
Suppliers 440/4 €57,696 €27,453 -€30,243 -52.4%
Taxes, remuneration and social security 45 €11,264 €0 -€11,264 -100.0%
Remuneration and social security 454/9 €11,264 €0 -€11,264 -100.0%
Other amounts payable 47/48 €12,150 €0 -€12,150 -100.0%
Turnover 70 - €980,572 +€980,572
Goods, raw materials, services and sundry goods 60/61 - €884,489 +€884,489
Remuneration, social security and pensions 62 €96,203 €26,280 -€69,922 -72.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,024 €2,718 -€306 -10.1%
Other operating charges 640/8 €2,050 €716 -€1,333 -65.1%
Gross operating margin 9900 €136,576 €96,083 -€40,492 -29.6%
Operating profit (loss) 9901 €35,300 €66,368 +€31,069 +88.0%
Financial charges 65/66B €6,513 €3,328 -€3,186 -48.9%
Recurring financial charges 65 €6,513 €3,328 -€3,186 -48.9%
Profit (loss) for the period before taxes 9903 €28,786 €63,041 +€34,254 +119.0%
Profit (loss) for the period 9904 €28,786 €63,041 +€34,254 +119.0%
Profit (loss) for the period to be appropriated 9905 €28,786 €63,041 +€34,254 +119.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.