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ARMA: sector benchmark

Where does a company stand against its sector? Every ratio over five fiscal years, with its place among its peers and what that means, ready to print for your client.

Sector benchmark

ARMA

BE 0456.787.351
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
NACE division 47, Retail trade all sizesfiscal years 2020 to 202421,483 to 41,307 sector peers per ratio

Summary

fiscal year 2024

ARMA does better than half of its sector on 4 of the 9 ratios compared.

most favourable quarter above the median below the median least favourable quarter
Strongest points
  • Return on assetsbetter than 58%
  • Return on equitybetter than 54%
  • Solvencybetter than 54%
Points to watch
  • Current ratiobetter than 23%
  • Working-capital ratiobetter than 25%
  • Quick ratiobetter than 30%

Solvency and debt

How soundly the company is financed.
Solvency
38.6%▲2024

Solvency is above 54% of 41,204 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Debt to equity
1.59▼2024

Debt to equity is above 63% of 40,686 sector peers: less favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Long-term debt ratio
0.89▼2024

The long-term debt ratio is above 69% of 21,483 sector peers: less favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Interest coverage
7.88▲2024

Interest coverage is around the median of 36,771 sector peers.

Position against the sector improving since 2020.

20202021202220232024

Liquidity

Whether it can pay its short-term bills.
Current ratio
0.86▲2024

The current ratio is below 77% of 41,060 sector peers: in the least favourable quarter.

Position against the sector stable since 2020.

20202021202220232024
Quick ratio
0.48▼2024

The quick ratio is below 70% of 41,086 sector peers: less favourable than the median.

Position against the sector stable since 2020.

20202021202220232024
Working-capital ratio
-3.9%▲2024

The working-capital ratio is below 75% of 41,134 sector peers: less favourable than the median.

Position against the sector stable since 2020.

20202021202220232024

Profitability

What the company earns on its assets and its sales.
Return on equity
14.8%▼2024

Return on equity is above 54% of 33,958 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024
Return on assets
5.7%▲2024

Return on assets is above 58% of 41,307 sector peers: more favourable than the median.

Position against the sector improving since 2020.

20202021202220232024

Not computable

Net margin, EBITDA margin, Gross margin, Days sales outstanding, Days payable outstanding, Days inventory. This company files the abbreviated or micro schema, in which turnover and purchases are optional; margins and credit terms therefore cannot be taken from its figures.

Source: filed annual accounts (NBB) and main activity (CBE register). Compared per fiscal year with each peer's latest statutory accounts; at least 30 peers per ratio. Prepared on 28 September 2026 via checked.be.