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ARMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ARMA

BE 0456.787.351
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€54,873
2023 · €34,644+€20,230
Equity
€371,323
2023 · €316,450+€54,873
Cash
€90,882
2023 · €76,963+€13,919
Balance sheet total
€963,151
2023 · €988,351-€25,200

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets -€79,037

    down €79,037 (-9.7%), from €815,732 to €736,695

    of which Plant, machinery and equipment: -€52,020

  • Stocks and contracts +€30,720

    up €30,720 (+45.4%), from €67,602 to €98,323

  • Cash +€13,919

    up €13,919 (+18.1%), from €76,963 to €90,882

    mainly Depreciation (+€98,350) and Net result for the year (+€54,873)

Equity and liabilities
  • Debts after one year -€97,046

    down €97,046 (-22.7%), from €426,868 to €329,822

  • Reserves +€54,053

    up €54,053 (+31.9%), from €169,666 to €223,718

  • Other debts +€24,192

    up €24,192 (+97.9%), from €24,700 to €48,892

  • Trade debts -€16,296

    down €16,296 (-19.0%), from €85,807 to €69,511

  • Tax, wage and social debts +€11,232

    up €11,232 (+35.7%), from €31,455 to €42,687

    of which Taxes: +€21,303

Income statement
  • Staff costs -€40,242

    down €40,242 (-24.6%), from €163,475 to €123,233

  • Taxes +€10,553

    up €10,553 (+71.6%), from €14,730 to €25,283

  • Gross operating margin -€8,460

    down €8,460 (-2.4%), from €345,495 to €337,035

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €34,644
Gross operating margin -€8,460
Staff costs +€40,242
Depreciation +€958
Other operating charges -€491
Financial income -€5
Financial charges -€1,461
Taxes -€10,553
Result 2024 €54,873

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€133,335
Investment -€19,313
Financing -€100,103
Cash 2023 €76,963
Net result for the year +€54,873
Depreciation +€98,350
Stocks and contracts -€30,720
Receivables within one year -€7,404
Deferred charges and accrued income -€1,794
Trade debts -€16,296
Tax, wage and social debts +€11,232
Other debts +€24,192
Accrued charges and deferred income +€901
Investment in fixed assets (net) -€19,313
Debts after one year -€97,046
Current portion of long-term debt -€691
Short-term financial debts -€2,366
Cash 2024 €90,882
Every line side by side 48 lines
Line Code 2023 2024 Change %
Total assets 20/58 €988,351 €963,151 -€25,200 -2.5%
Fixed assets 21/28 €819,792 €740,755 -€79,037 -9.6%
Tangible fixed assets 22/27 €815,732 €736,695 -€79,037 -9.7%
Land and buildings 22 €681,593 €655,893 -€25,700 -3.8%
Plant, machinery and equipment 23 €131,505 €79,485 -€52,020 -39.6%
Furniture and vehicles 24 €2,634 €1,317 -€1,317 -50.0%
Financial fixed assets 28 €4,060 €4,060 = 0.0%
Current assets 29/58 €168,559 €222,396 +€53,837 +31.9%
Stocks and contracts in progress 3 €67,602 €98,323 +€30,720 +45.4%
Stocks 30/36 €67,602 €98,323 +€30,720 +45.4%
Amounts receivable within one year 40/41 €16,250 €23,654 +€7,404 +45.6%
Trade receivables 40 €13,263 €7,826 -€5,437 -41.0%
Other amounts receivable 41 €2,987 €15,827 +€12,841 +429.9%
Cash at bank and in hand 54/58 €76,963 €90,882 +€13,919 +18.1%
Deferred charges and accrued income 490/1 €7,744 €9,538 +€1,794 +23.2%
Total equity and liabilities 10/49 €988,351 €963,151 -€25,200 -2.5%
Equity 10/15 €316,450 €371,323 +€54,873 +17.3%
Contributions 10/11 €147,605 €147,605 = 0.0%
Reserves 13 €169,666 €223,718 +€54,053 +31.9%
Distributable reserves 133 €169,666 €223,718 +€54,053 +31.9%
Profit (loss) carried forward 14 -€821 - +€821
Amounts payable 17/49 €671,901 €591,828 -€80,074 -11.9%
Amounts payable after more than one year 17 €426,868 €329,822 -€97,046 -22.7%
Financial debts 170/4 €426,868 €329,822 -€97,046 -22.7%
Amounts payable within one year 42/48 €243,758 €259,830 +€16,072 +6.6%
Current portion of amounts payable after more than one year 42 €97,737 €97,046 -€691 -0.7%
Financial debts 43 €4,059 €1,693 -€2,366 -58.3%
Credit institutions 430/8 €4,059 €1,693 -€2,366 -58.3%
Trade debts 44 €85,807 €69,511 -€16,296 -19.0%
Suppliers 440/4 €85,807 €69,511 -€16,296 -19.0%
Taxes, remuneration and social security 45 €31,455 €42,687 +€11,232 +35.7%
Taxes 450/3 €5,105 €26,409 +€21,303 +417.3%
Remuneration and social security 454/9 €26,350 €16,279 -€10,071 -38.2%
Other amounts payable 47/48 €24,700 €48,892 +€24,192 +97.9%
Accrued charges and deferred income 492/3 €1,275 €2,176 +€901 +70.6%
Remuneration, social security and pensions 62 €163,475 €123,233 -€40,242 -24.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €99,307 €98,350 -€958 -1.0%
Other operating charges 640/8 €8,868 €9,359 +€491 +5.5%
Gross operating margin 9900 €345,495 €337,035 -€8,460 -2.4%
Operating profit (loss) 9901 €73,845 €106,094 +€32,249 +43.7%
Financial income 75/76B €5 €0 -€5 -99.0%
Recurring financial income 75 €5 €0 -€5 -99.0%
Financial charges 65/66B €24,476 €25,937 +€1,461 +6.0%
Recurring financial charges 65 €24,476 €25,937 +€1,461 +6.0%
Profit (loss) for the period before taxes 9903 €49,374 €80,157 +€30,783 +62.3%
Income taxes 67/77 €14,730 €25,283 +€10,553 +71.6%
Profit (loss) for the period 9904 €34,644 €54,873 +€20,230 +58.4%
Profit (loss) for the period to be appropriated 9905 €34,644 €54,873 +€20,230 +58.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.