VINOCO
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Solvency weakEquity is 6.9% of total assets.
- Liquidity averageDebts due within a year: 11.7% of total assets; cash: 4.9%.
- Profitability averageNet result: 2.1% of total assets; operating cash result covers interest charges 3.1 times; operating margin: 34.9% of turnover.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1095 sector peers (2024).
- Annual accounts not filedThe financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 150 days later.
- Filed more than 90 days lateThe financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 24-02-2026, 300 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
What you can do
Concrete steps, each based on a fact from your own dossier.
-
File your annual accounts for the year to 30 September 2025
The statutory deadline passed on 30 April 2026; the accounts are now 150 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.
See it in your dossier -
Strengthen your solvency
Your equity is 6.9% of total assets (2024); half your sector reaches at least 44.5%. You do better than 16% of 1,095 sector peers. Keeping profit in the company or paying down debt raises it.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.