Studio MISC
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
Your latest accounts carry too few figures to compute a score. Small companies may file abbreviated accounts without turnover; ratios are then missing.
- Bankruptcy probability weakAn elevated bankruptcy probability caps the score.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for the year to 31 March 2026 are due before 31 October 2026.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
No sector comparison for your latest year: there are no processed figures, or your sector has too few filed accounts for a fair comparison.
See your accounts in the dossierWhat others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- No NACE activity registeredNo NACE activity is registered in the KBO, which is more common among companies that later fail.
- Negative equityThe 2025 annual accounts show negative equity and a net loss.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your accounts for the year to 31 March 2026 before 31 October 2026
For 2025, your accounts arrived 29 days after the deadline. A punctual filing shows as such under Signals.
See it in your dossier -
Strengthen your equity
Your equity was -€11,100 on 31 March 2025: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.