Spectrum
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Solvency averageEquity is 37.5% of total assets.
- Liquidity averageDebts due within a year: 62.5% of total assets; cash: 36.8%.
- Profitability strongNet result: 13.1% of total assets; operating cash result covers interest charges 11 times.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
What you can do
Concrete steps, each based on a fact from your own dossier.
Your dossier shows no urgent improvement point. Keep filing your accounts on time, so whoever looks you up sees recent figures.
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.