SAMARE
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Profitability weakNet result: -1.8% of total assets; operating cash result covers interest charges 2.6 times.
- Solvency averageEquity is 19.1% of total assets.
- Liquidity averageDebts due within a year: 28.5% of total assets; cash: 13.9%.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
- Annual accounts not filedThe financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 150 days later.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your annual accounts for the year to 30 September 2025
The statutory deadline passed on 30 April 2026; the accounts are now 150 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.