MIFIMO
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Liquidity averageDebts due within a year: 19.9% of total assets; cash: 3.7%.
- Solvency strongEquity is 80% of total assets.
- Profitability strongNet result: 59.4% of total assets; operating cash result covers interest charges 8.9 times.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for 2026 are due before 31 July 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Recent warning signalsThe last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
- Judicial reorganisation on recordA judicial reorganisation is on record, and one often precedes a bankruptcy.
- Ex-officio strike-offThe KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Administrative warnings in the KBO publications2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your accounts for 2026 before 31 July 2027
For 2025, your accounts arrived 28 days after the deadline. A punctual filing shows as such under Signals.
See it in your dossier -
Bring your UBO register up to date
The KBO records a strike-off over the UBO register (5 December 2025). Whoever looks you up sees it under Signals. A complete UBO registration with the FPS Finance lifts the strike-off.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.