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LDA

BE 0844.455.967 · De Panne

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
48 / 100
Fair
Annual accounts
On time
2026 accounts
Solvency
-146.5%
better than 13% of the sector
Warnings
3
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

48/ 100
Fair
On the 2026 accounts
What pulls the score down
  • Solvency weakEquity is -146.5% of total assets.
  • Liquidity weakDebts due within a year: 246.5% of total assets; cash: 5.5%.
What holds the score up
  • Profitability strongNet result: 203.5% of total assets.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2022 6 d late
2023 337 d late
2024 1 d early
2025 1 d early
2026 153 d early
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 30 June 2027 are due before 31 January 2028.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency -146.5%
Better than 13% of 122 sector peers · median 47.6% · fiscal year 2026
Equity -€4,400
Better than 19% of 124 sector peers · median €59,600 · fiscal year 2026
Net result €6,100
Better than 53% of 128 sector peers · median €4,000 · fiscal year 2026
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 122 sector peers (2026).

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for the year to 30 June 2027 before 31 January 2028

    For 2026, your accounts were filed 153 days before the deadline.

    See it in your dossier
  2. Strengthen your equity

    Your equity was -€4,400 on 30 June 2026: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.