HOSTANDA
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Profitability weakNet result: -3% of total assets; operating cash result covers interest charges -1.5 times.
- Liquidity averageDebts due within a year: 5.4% of total assets; cash: 2.2%.
- Solvency strongEquity is 71.6% of total assets.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Persistent lossesTwo consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
- Annual accounts not filedThe financial year that closed on 31-10-2025 was due at the National Bank by 31-05-2026. Nothing is on record, 118 days later.
What you can do
Concrete steps, each based on a fact from your own dossier.
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File your annual accounts for the year to 31 October 2025
The statutory deadline passed on 31 May 2026; the accounts are now 118 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.
See it in your dossier -
Work on your profitability
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.