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Delwa

BE 0672.906.816 · Waregem

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
59 / 100
Fair
Annual accounts
Missing
149 days after the deadline
Solvency
22.6%
better than 31% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

59/ 100
Fair
On the 2024 accounts
A confirmed filing finding caps the score.
What pulls the score down
  • Liquidity weakDebts due within a year: 50.5% of total assets; cash: 10.9%.
  • Solvency averageEquity is 22.6% of total assets.
What holds the score up
  • Profitability strongNet result: 20.4% of total assets; operating cash result covers interest charges 34.6 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

The accounts for the year to 29 September 2025 are missing: the deadline passed on 29 April 2026 (149 days ago).
2019 30 d early
2020 1 d early
2021 4 d early
2023 6 d early
2024 1 d late
before the deadline after the deadline
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 22.6%
Better than 31% of 9,624 sector peers · median 38.5% · fiscal year 2024
Equity €1.5m
Better than 90% of 9,626 sector peers · median €331,900 · fiscal year 2024
Net result €1.4m
Better than 95% of 9,623 sector peers · median €44,200 · fiscal year 2024
Liquidity: your current assets cover 0.71 times your debts due within a year (2024), against 0.40 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Annual accounts not filedThe financial year that closed on 29-09-2025 was due at the National Bank by 29-04-2026. Nothing is on record, 149 days later.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your annual accounts for the year to 29 September 2025

    The statutory deadline passed on 29 April 2026; the accounts are now 149 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.

    See it in your dossier
  2. Keep your short-term debts in hand

    Your current assets cover 0.71 times your debts due within a year (2024), against 0.40 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.