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COURAGE

BE 0842.973.451 · Zonhoven

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
60 / 100
Healthy
Annual accounts
On time
2025 accounts
Solvency
27.6%
better than 44% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

60/ 100
Healthy
On the 2025 accounts
What pulls the score down
  • Profitability averageNet result: 0.4% of total assets; operating cash result covers interest charges 3.7 times.
  • Solvency averageEquity is 27.6% of total assets.
  • Liquidity averageDebts due within a year: 24% of total assets; cash: 11.2%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

Deadline passed, not yet counted as missing The deadline for the year that closed on 31-01-2026 passed on 31-08-2026, 26 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
2021 1 d early
2022 5 d early
2023 28 d late
2024 6 d early
2025 1 d early
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 27.6%
Better than 44% of 18,458 sector peers · median 34.1% · fiscal year 2025
Equity €65,500
Better than 59% of 18,490 sector peers · median €42,500 · fiscal year 2025
Net result €941
Better than 38% of 18,433 sector peers · median €5,000 · fiscal year 2025
Liquidity: your current assets cover 1.23 times your debts due within a year (2025), against 1.63 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

What you can do

Concrete steps, each based on a fact from your own dossier.

Your dossier shows no urgent improvement point. Keep filing your accounts on time, so whoever looks you up sees recent figures.

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.