CONSENSE
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Liquidity weakDebts due within a year: 105.4% of total assets; cash: 3.1%.
- Solvency weakEquity is -5.4% of total assets.
- Profitability averageNet result: -7.6% of total assets; operating cash result covers interest charges 130.8 times.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Recent warning signalsThe last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
- Young companyA young company has little track record yet and statistically fails more often than an established one.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Ex-officio strike-offThe KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
- Negative equityThe 2025 annual accounts show negative equity and a net loss.
- Administrative warnings in the KBO publications2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
What you can do
Concrete steps, each based on a fact from your own dossier.
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Strengthen your equity
Your equity was -€25,300 on 31 December 2025: negative equity is the first thing a credit manager reads in your balance sheet. Companies usually strengthen it with retained profit, a capital contribution or converting a shareholder loan into capital.
See it in your dossier -
Keep your short-term debts in hand
Your current assets cover 0.05 times your debts due within a year (2025). Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.
See it in your dossier -
Bring your UBO register up to date
The KBO records a strike-off over the UBO register (24 October 2025). Whoever looks you up sees it under Signals. A complete UBO registration with the FPS Finance lifts the strike-off.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.