COMIJN
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Solvency weakEquity is 12.8% of total assets.
- Liquidity weakDebts due within a year: 31.6% of total assets; cash: 1.4%.
- Profitability averageNet result: 0.3% of total assets; operating cash result covers interest charges 3.5 times.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Next deadline: the accounts for the year to 30 June 2026 are due before 31 January 2027.
See your filings in the dossierYour buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
- Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4909 sector peers (2025).
What you can do
Concrete steps, each based on a fact from your own dossier.
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Stay on time: file your accounts for the year to 30 June 2026 before 31 January 2027
For 2025, your accounts were filed 59 days before the deadline.
See it in your dossier -
Strengthen your solvency
Your equity is 12.8% of total assets (2025); half your sector reaches at least 45.5%. You do better than 15% of 4,909 sector peers. Keeping profit in the company or paying down debt raises it.
See it in your dossier -
Keep your short-term debts in hand
Your current assets cover 0.74 times your debts due within a year (2025), against 1.07 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.