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Personal service activities

NACE 96040
Current registrations5,268
Starters, 12 months · division 96
7,672
Employment (FTE) · division 96
87,770
Median age · division 96
7.2 years

In NACE division 96, 10.9 companies per 100 started in the past twelve months, against 7.5 nationally; that is higher than that of 79% of the 87 NACE divisions. Comparison: as of 12-10-2026 05:30.

Key figures for NACE division 96

financial year 2025 · median over 7,273 filed annual accounts
Median solvency
28.9%
lower than 95% of 79 divisions
Median equity
€20,941
lower than 99% of 79 divisions
Median net result
€3,321
lower than 94% of 79 divisions
Annual accounts in sample
7,273

Foreign control in NACE division 96

12,472 registered companies

Staff cost per FTE in NACE division 96

857 employers
Median
€39,600
Belgium €61,300
Middle half
€34,100 to €51,300
half of the employers lie between
Place among sectors
76 of 78
by median staff cost per FTE
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €44,000 €35,200 to €56,400 450
10 to 49 FTE €37,800 €34,000 to €46,700 262
50 to 249 FTE €36,300 €32,700 to €40,000 127

Bankruptcies

past five years
Bankruptcies (5y)
45
Historical share
0.85%

Nationally, 1.60% of current registrations have a published bankruptcy opening in the past five years. This sector's historical share is lower than that of 59% of the 88 NACE divisions. The median bankruptcy probability in NACE division 96 is 0.6%, against 0.2% nationally, over 11,561 scored companies. Comparison: as of 12-10-2026 05:30.

Bankruptcies still running

NACE division 96
Running bankruptcies
392
Half have run longer than
17 months
Belgium: 21 months
Longer than three years
23%
Belgium: 31%

Measured nationally: Of 107,714 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn; 20% were still open after five years. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

Counts companies with this main activity in the register on 12 October 2026. The outcome itself is not measured by sector: the activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

Regional split

by region · 897 of 5,268 enterprises with a registered office on file
Flanders 508 · 56.6%
Wallonia 235 · 26.2%
Brussels 154 · 17.2%

Recent bankruptcies in this sector

8
Date Company
14-09-2026 MIAMI SUN EVENTS
BE 0458.406.657
10-09-2026 Lenaerts, Michelle
BE 0711.694.146 · sole trader · Lokeren
25-08-2026 FORTUNA ROSAE
BE 1003.041.168
22-07-2026 Hek, Pamela
BE 0799.506.068 · sole trader · Oostende
06-07-2026 Dejonghe, Cynthia
BE 0739.601.937 · sole trader · Vosselaar
26-06-2026 De Cock, Sophia
BE 0890.901.844 · sole trader · Sint-Niklaas
23-06-2026 JING WEI
BE 0635.819.657
17-06-2026 Youth Skin Technology
BE 0662.681.531

Geographic distribution

by province · based on the establishment address
fewer moremax 154

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €1.95bn awarded 2,098 recipients · 2022 to 2025 · largest: Dienstencheques
  • Federal transfers 46.35bn amount as published 14 recipients · 2023 to 2025 · largest: Pensioenen overheidssector
  • Wallonia-Brussels Federation €4.9m paid 10 recipients · 2021 to 2025 · largest: Subventions forfaitaires
  • EU budget €80.8m attributed share 14 recipients · 2021 to 2025 · largest: Programme for Environment and Climate Action
  • EU research €24.2m eu contribution 11 recipients · 2011 to 2026 · largest: Horizon Europe

Explore every recipient in this sector

How these figures are counted

Current enterprise registrations are counted through their registered main activities; establishment units are excluded. Counted in the KBO's NACE 2008 nomenclature, the one in which code 96040 exists.

Share of currently registered companies with a published bankruptcy opening in the past five years. Registered main activities in the selected classification can overlap. This retrospective share is not a future bankruptcy probability.

The comparison with the country and with the other NACE divisions comes from a nightly overview of every division, each counted in the nomenclature in which it exists. A standing such as "higher than 80%" counts the other divisions that have the figure. The bankruptcy probability is the median of our nightly score over the division's companies that have one; the count is stated.

The key figures cover the whole NACE division 96, not NACE 96040 on its own: there are too few filed annual accounts per five-digit code to compute them separately. The middle company of the sector, based on all filed annual accounts.