Sector benchmark
You see every sector's ratios. For a company you see every ratio over five financial years, with its place among its sector peers. The report is ready to print for your client.
Sector · NACE 96
Personal services
The table shows every ratio of the sector for financial year 2025, with the median and the middle half of the companies and the median over the last years. Compare a company of this sector with it.
| Ratio | Lower quartile | Median | Upper quartile | Median 2021 to 2025 | Accounts |
|---|---|---|---|---|---|
| Solvency | 2.2% | 31.1% | 61.5% | 6,962 | |
| Debt to equity | 0.03 | 0.65 | 2.24 | 6,834 | |
| Long-term debt ratio | 0.01 | 0.38 | 1.53 | 3,304 | |
| Interest coverage | 2.16 | 8.90 | 27.91 | 6,345 | |
| Current ratio | 0.53 | 1.16 | 2.34 | 6,951 | |
| Quick ratio | 0.41 | 1.01 | 2.13 | 6,951 | |
| Working-capital ratio | -25.8% | 7.3% | 41.7% | 6,950 | |
| Return on equity | 1.0% | 14.7% | 39.2% | 5,221 | |
| Return on assets | -4.0% | 4.3% | 14.4% | 7,006 | |
| Net margin | -6.2% | 1.1% | 8.4% | 489 | |
| EBITDA margin | 0.2% | 8.1% | 21.3% | 354 | |
| Gross margin | 4.3% | 25.6% | 57.2% | 463 | |
| Days sales outstanding | 4 days | 23 days | 64 days | 422 | |
| Days payable outstanding | too few accounts | ||||
| Days inventory | 7 days | 23 days | 56 days | 241 | |
A quarter of the companies sit below the lower quartile, a quarter above the upper quartile. The figures come from every schema's own (statutory) accounts. A financial year counts once it holds at least half as many accounts as the year before. For financial year 2026, 128 accounts have been filed so far.
Report contents for a company
You see solvency, leverage, liquidity, returns, margins and credit terms from the filed annual accounts.
Each financial year is set against the quartiles of every Belgian company in the same NACE division or class, of the same size if you like.
Every ratio is in a sentence your client understands, with a percentile bar and five years of history. You can print the report or save it as PDF.