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VANBREDA RISK & BENEFITS

Active Risk: not assessed
Public limited companyfounded 1947active for 78 yearsPlantin en Moretuslei 297, 2140 Antwerpen, BelgiumKBO/BCE: BE 0404.055.676

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VANBREDA RISK & BENEFITS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71.8m and a net result of €39.5m. Equity has been growing by about 6.7% per year since 2018. Its solvency ranks better than 25% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 1947 and the Belgian Official Gazette contains no insolvency or warning signals.

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VANBREDA RISK & BENEFITSActive
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Overview

Official details

KBO
Status
Active since 26-12-1947 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment units
5 establishment units
Financial year end
31 December
Peppol
Reachable since 25-11-2025
Company details

Board and ownership

Board
and 5 other directors
Auditor
BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
Shareholders
Holdings
Shares in 15 companies including Pensiontheker Benefit Outsourcing and Vanbreda Agencies
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€39.5m
▼ 5.5%
Equity
€71.8m
▲ 9.1%
Total assets
€426.7m
▲ 9.3%
Staff
611.3 FTE
▲ 4.7%
Standalone figures, without subsidiaries
Filed on 20-04-2026, 102 days before the deadlinePDF
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
102 days early
2024
114 days early
2023
103 days early
2022
103 days early
2021
96 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 104 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest employer in Belgium, Auxiliary financial services sectorin the Checked rankings No. 1 View
  • Positive: 7 years of growth in a rowturnover 2025: €136.7m 7 years View
  • EU supportawarded from 2021 to 2025 €11.3m View
  • 2 restructurings since 2024latest: merger with Vanbreda Marine 2 View
  • Board changedlatest change 04-05-2026 · 9 in office 2 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Companies linked to VANBREDA RISK & BENEFITS

Comparable companies

These companies have the same main activity as VANBREDA RISK & BENEFITS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €120m and €1.8bn, founded between 1950 and 2012.

CompanyTotal assetsTurnover
VANBREDA RISK & BENEFITS Antwerpen€426.7m€136.7m
MARSH Oudergem€460.5m€129.7m
Cigna International Health Services Antwerpen€120.1m€98.7m
AON BELGIUM Machelen (Brab.)€1,753.4m€393.1m
Willis Towers Watson Liège€915.2m€131.4m
Group induver Antwerpen€214.4m€43.8m
ALLIA INSURANCE BROKERS Roeselare€225.5m€63.6m
Full comparison

Documents

Annual accounts at the NBB

All 40 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about VANBREDA RISK & BENEFITS
What is the company number of VANBREDA RISK & BENEFITS?
The company number of VANBREDA RISK & BENEFITS is 0404.055.676. The VAT number is the same number with BE in front: BE 0404.055.676.
Where is VANBREDA RISK & BENEFITS based?
The registered office is at Plantin en Moretuslei 297, 2140 Antwerpen.Company details
What does VANBREDA RISK & BENEFITS do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VANBREDA RISK & BENEFITS?
The legal form of VANBREDA RISK & BENEFITS is Public limited company (NV).
When was VANBREDA RISK & BENEFITS founded?
VANBREDA RISK & BENEFITS was founded on 26-12-1947.
Is VANBREDA RISK & BENEFITS still active?
Yes, VANBREDA RISK & BENEFITS is an active enterprise in the KBO register.
How many employees does VANBREDA RISK & BENEFITS have?
VANBREDA RISK & BENEFITS had an average of 611.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VANBREDA RISK & BENEFITS?
The turnover of VANBREDA RISK & BENEFITS was €136.7m in financial year 2025, according to the filed annual accounts.
Is VANBREDA RISK & BENEFITS profitable?
In financial year 2025, VANBREDA RISK & BENEFITS made a profit of €39.5m.
Where can I find the annual accounts of VANBREDA RISK & BENEFITS?
VANBREDA RISK & BENEFITS filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of VANBREDA RISK & BENEFITS due?
VANBREDA RISK & BENEFITS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

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