VANBREDA RISK & BENEFITS

Active Risk: not assessed

Public limited companyfounded 1947active for 78 yearsPlantin en Moretuslei 297, 2140 Antwerpen, BelgiumKBO/BCE: BE 0404.055.676

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VANBREDA RISK & BENEFITS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71.8m and a net result of €39.5m. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 25% of 608 sector peers (NACE 66, financial year 2025). The company has been active since 1947 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

VANBREDA RISK & BENEFITSActive

Risk analysis Report Compare

Official details

KBO

Status: Active since 26-12-1947 Normal situation
Legal form: Public limited company
Registered office: Plantin en Moretuslei 297, 2140 Antwerpen
Activity: Insurance agents and brokers NACE 66220
Establishment units: 5 establishment units
Financial year end: 31 December
Peppol: Reachable since 25-11-2025

Company details

Who decides

Board

AFORISChair · permanent representative Wouter Reggers
MATTHYNSSENS Pedro Ludovicus HonoréDirector
TRILACKDirector · permanent representative Tom van Lier
de heer Guy Van AntwerpenDirector · since 01-04-2025

and 5 other directors

Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES

Shareholders

Holdings: Shares in 15 companies including Pensiontheker Benefit Outsourcing and Vanbreda Agencies

Board & ownership

How it is doing

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €39.5m; ▼ 5.5%
Equity: €71.8m; ▲ 9.1%
Total assets: €426.7m; ▲ 9.3%
Staff: 611.3 FTE; ▲ 4.7%

Standalone figures, without subsidiaries2025 accounts 102 days early

Filed on 20-04-2026PDF

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

102 days early

2024

114 days early

2023

103 days early

2022

103 days early

2021

96 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 104 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Largest employer in Belgium, Auxiliary financial services sectorin the Checked rankings No. 1 View
Positive: 7 years of growth in a rowturnover 2025: €136.7m 7 years View
EU supportawarded from 2021 to 2025 €11.3m View
2 restructurings since 2024latest: merger with Vanbreda Marine 2 View
Board changedlatest change 04-05-2026 · 9 in office 2 joined · 1 left View
Positive: Always filed on timeaccounts within the deadline every year 5 years View

Documents

Key facts about VANBREDA RISK & BENEFITS

What is the company number of VANBREDA RISK & BENEFITS?: 0404.055.676. In Belgium the VAT number is the company number with BE in front: BE 0404.055.676.
Where is VANBREDA RISK & BENEFITS based?: The registered office is at Plantin en Moretuslei 297, 2140 Antwerpen.Company details
What does VANBREDA RISK & BENEFITS do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VANBREDA RISK & BENEFITS?: Public limited company (NV).
When was VANBREDA RISK & BENEFITS founded?: On 26-12-1947.
Is VANBREDA RISK & BENEFITS still active?: Yes, VANBREDA RISK & BENEFITS is an active enterprise in the KBO register.
How many employees does VANBREDA RISK & BENEFITS have?: On average 611.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VANBREDA RISK & BENEFITS?: €136.7m in financial year 2025, according to the filed annual accounts.
Is VANBREDA RISK & BENEFITS profitable?: In financial year 2025, VANBREDA RISK & BENEFITS made a profit of €39.5m.
Where can I find the annual accounts of VANBREDA RISK & BENEFITS?: VANBREDA RISK & BENEFITS filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of VANBREDA RISK & BENEFITS due?: By 31-07-2027, for financial year 2026.Timeline