Subsidiaries and holdings
- VANBREDA AUSLOOS100%
- VANBREDA CREDINCO100%
- VANBREDA HUYSMANS100%
- Vanbreda Mediùs100%
- Vanbreda Simplex100%
- Vanbreda Accounting Services95%
- VANBREDA GEERTS95%
- Vanbreda Soenen Missinne85%
Summary
VANBREDA RISK & BENEFITS is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71.8m and a net result of €39.5m. Equity has been growing by about 6.7% per year since 2018. Its solvency ranks better than 25% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 1947 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 26-12-1947 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Establishment units
- 5 establishment units
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Board and ownership
Board
- AFORISChair · permanent representative Wouter Reggers
- MATTHYNSSENS Pedro Ludovicus HonoréDirector
- TRILACKDirector · permanent representative Tom van Lier
Shareholders
- Unibreda97%2025 annual accounts of Unibreda
- VANBREDA SERVICES0.01%2025 annual accounts of VANBREDA SERVICES
- Holdings
- Shares in 15 companies including Pensiontheker Benefit Outsourcing and Vanbreda Agencies
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €39.5m
- ▼ 5.5%
- Equity
- €71.8m
- ▲ 9.1%
- Total assets
- €426.7m
- ▲ 9.3%
- Employees on 31-12-2025
- 674
- ▲ 3.7%
Standalone figures, without subsidiaries
Group, consolidated 2025: turnover €175.1m, result €34.3m
Filed on 20-04-2026, 102 days before the deadline
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
102 days early
2024
114 days early
2023
103 days early
2022
103 days early
2021
96 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 104 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Largest employer in Belgium, Auxiliary financial services sectorin the Checked rankings No. 1 View
- Positive: 7 years of growth in a rowturnover 2025: €136.7m 7 years View
- EU supportawarded from 2021 to 2025 €11.3m View
- 2 restructurings since 2024latest: merger with Vanbreda Marine 2 View
- Board changedlatest change 04-05-2026 · 9 in office 2 joined · 1 left View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
Companies linked to VANBREDA RISK & BENEFITS
Comparable companies
These companies have the same main activity as VANBREDA RISK & BENEFITS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €120m and €1.8bn, founded between 1950 and 2012.
| Company | Total assets | Turnover |
|---|---|---|
| VANBREDA RISK & BENEFITS Antwerpen | €426.7m | €136.7m |
| MARSH Oudergem | €460.5m | €129.7m |
| Cigna International Health Services Antwerpen | €120.1m | €98.7m |
| AON BELGIUM Machelen (Brab.) | €1,753.4m | €393.1m |
| Willis Towers Watson Liège | €915.2m | €131.4m |
| Group induver Antwerpen | €214.4m | €43.8m |
| ALLIA INSURANCE BROKERS Roeselare | €225.5m | €63.6m |
Key facts about VANBREDA RISK & BENEFITS
- What is the company number of VANBREDA RISK & BENEFITS?
- The company number of VANBREDA RISK & BENEFITS is 0404.055.676. The VAT number is the same number with BE in front: BE 0404.055.676.
- Where is VANBREDA RISK & BENEFITS based?
- The registered office is at Plantin en Moretuslei 297, 2140 Antwerpen.Company details
- What does VANBREDA RISK & BENEFITS do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of VANBREDA RISK & BENEFITS?
- The legal form of VANBREDA RISK & BENEFITS is Public limited company (NV).
- When was VANBREDA RISK & BENEFITS founded?
- VANBREDA RISK & BENEFITS was founded on 26-12-1947.
- Is VANBREDA RISK & BENEFITS still active?
- Yes, VANBREDA RISK & BENEFITS is an active enterprise in the KBO register.
- How many employees does VANBREDA RISK & BENEFITS have?
- VANBREDA RISK & BENEFITS had an average of 611.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VANBREDA RISK & BENEFITS?
- The turnover of VANBREDA RISK & BENEFITS was €136.7m in financial year 2025, according to the filed annual accounts.
- Is VANBREDA RISK & BENEFITS profitable?
- In financial year 2025, VANBREDA RISK & BENEFITS made a profit of €39.5m.
- Where can I find the annual accounts of VANBREDA RISK & BENEFITS?
- VANBREDA RISK & BENEFITS filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VANBREDA RISK & BENEFITS due?
- VANBREDA RISK & BENEFITS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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