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VANBREDA RISK & BENEFITS

Active Risk: not assessed
Public limited companyfounded 1947active for 78 yearsPlantin en Moretuslei 297, 2140 Antwerpen, BelgiumKBO/BCE: BE 0404.055.676
Summary

VANBREDA RISK & BENEFITS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71.8m and a net result of €39.5m. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 25% of 604 sector peers (NACE 66, financial year 2025). The company has been active since 1947 and the Belgian Official Gazette contains no insolvency or warning signals.

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VANBREDA RISK & BENEFITSActive
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Overview

Activity
Insurance agents and brokers
NACE 66220
Largest employer in Belgium, Auxiliary financial services sector5 sites
Size
€136.7mturnover 2025
Staff
611.3 FTE
Equity
€71.8m
Profit
€39.5m
Standalone figures, without subsidiaries
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
Unibreda · 97%
Board
9 members
Holdings
15
  • AFORISChair · permanent representative Wouter Reggers
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES2025 accounts 102 days early
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
102 days early
2024
114 days early
2023
103 days early
2022
103 days early
2021
96 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 104 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Pedro Matthynssens (soort b bestuurder)…Permanent representatives: Tom van Lier…
  2. Annual accounts filedfinancial year 2025 · consolidated
  3. Annual accounts filedfinancial year 2025 · full…

Key points

  • Positive: Largest employer in Belgium, Auxiliary financial services sectorin the Checked rankings No. 1 View
  • Positive: 7 years of growth in a rowturnover 2025: €136.7m 7 years View
  • EU supportawarded from 2021 to 2025 €11.3m View
  • 2 restructurings since 2024latest: merger with Vanbreda Marine 2 View
  • Controlled by Unibredathe company in turn controls 16 companies 97% View
  • Board changedlatest change 04-05-2026 · 9 in office 2 joined · 1 left View
  • Active since 1947founded 26-12-1947 78 years View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Turnover
€136.7m
Profit
€39.5m
Solvency
16.8%
Turnover▲ 11.1%
Net result
20182025
Go to Financials

Board & ownership

Board
9 members
Parent
Unibreda · 97%
Auditor
BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
  • AFORISChair
  • MATTHYNSSENS Pedro Ludovicus HonoréDirector
  • mevrouw Sandra WilikensDirector
  • PRIEEL 18Director
  • TRILACKDirector

and 4 other directors

Go to Board & ownership

Network & group

Subsidiaries, all levels
16
Direct holdings
15
Connected companies
55
Mergers and asset contributions
9

16 subsidiaries

Go to Network & group

Timeline

Events
98
Since
2007
Next accounts
by 31-07-2027
  1. 10-11-2025Appointment: Be@dvised BV (soort c bestuurder)
  2. 24-10-2025Permanent representative: Wouter Reggers
  3. 13-06-2025Resignations & appointments · Restructuring
Go to Timeline

Company details

Sites
5
Legal form
Public limited company
Activity
Insurance agents and brokersNACE 66220
Founded
26-12-1947
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
“Het adviseren inzake en het bezorgen van verzekeringen en herverzekeringen tegen risico's…” (deed in Dutch)
Go to Articles of association

Key facts about VANBREDA RISK & BENEFITS

What is the company number of VANBREDA RISK & BENEFITS?
0404.055.676. In Belgium the VAT number is the company number with BE in front: BE 0404.055.676.
Where is VANBREDA RISK & BENEFITS based?
The registered office is at Plantin en Moretuslei 297, 2140 Antwerpen.Company details
What does VANBREDA RISK & BENEFITS do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VANBREDA RISK & BENEFITS?
Public limited company (NV).
When was VANBREDA RISK & BENEFITS founded?
On 26-12-1947.
Is VANBREDA RISK & BENEFITS still active?
Yes, VANBREDA RISK & BENEFITS is an active enterprise in the KBO register.
How many employees does VANBREDA RISK & BENEFITS have?
On average 611.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VANBREDA RISK & BENEFITS?
€136.7m in financial year 2025, according to the filed annual accounts.
Is VANBREDA RISK & BENEFITS profitable?
In financial year 2025, VANBREDA RISK & BENEFITS made a profit of €39.5m.
Where can I find the annual accounts of VANBREDA RISK & BENEFITS?
VANBREDA RISK & BENEFITS filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANBREDA RISK & BENEFITS due?
By 31-07-2027, for financial year 2026.Timeline

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