Insurance, reinsurance and pension funding, except compulsory social security

NACE 6512

Current registrations233

Starters, 12 months · division 656

Employment (FTE) · division 65917

Median age · division 6515.0 years

In NACE division 65, 1.4 companies per 100 started in the past twelve months, against 7.5 nationally; that is lower than that of 92% of the 87 NACE divisions with this figure. Comparison: as of 15-10-2026 05:30.

Key figures for NACE division 65

financial year 2025 · median over 164 filed annual accounts

Median solvency

47.4%

higher than 66% of the 79 divisions with this figure

Median equity

€186,873

higher than 65% of the 79 divisions with this figure

Median net result

€44,708

higher than 94% of the 79 divisions with this figure

Annual accounts in sample

164

Foreign control in NACE division 65

414 registered companies

Companies with a foreign parent

4.8%

20 of 414; Belgium 0.3%

Staff at those companies

22%

165 of 735 FTE; Belgium 15%

Main parent countries: Germany (6), Luxembourg (3) and France (2).Show on the map by municipality

Staff cost per FTE in NACE division 65

46 employers

Median

€72,600

Belgium €61,400

Middle half

€60,900 to €89,200

half of the employers lie between

Place among sectors

21 of 78

sectors with a median staff cost per FTE, highest first

By size class
Size	Median	Middle half	Employers
fewer than 10 FTE	€68,300	€60,100 to €85,200	36

Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench

Bankruptcies

past five years

Bankruptcies (5y)

Historical share

0.43%

Nationally, 1.61% of current registrations have a published bankruptcy opening in the past five years. This sector's historical share is lower than that of 78% of the 88 NACE divisions with this figure. Comparison: as of 15-10-2026 05:30.

Regional split

by region · 228 of 233 enterprises with a registered office on file

Flanders 87 · 38.2%

Brussels 71 · 31.1%

Wallonia 62 · 27.2%

Unknown 8 · 3.5%

Recent bankruptcies in this sector

Date	Company
04-09-2026	FIDUCIA BE 0474.568.441

Geographic distribution

by province · based on the registered office

West Flanders WVL 14

East Flanders OVL 20

Antwerp ANT 25

Flemish Brabant VLB 15

Limburg LIM 13

Brussels BRU 71

Hainaut HAI 20

Walloon Brabant WBR 6

Namur NAM 4

Liège LIE 31

Luxembourg LUX 1

fewer moremax 71

Where are this sector's balance sheets registered? By municipality, down to the address

Subsidies in this sector

per register · legal entities with an enterprise number

Flemish subsidies €1.7m awarded 47 recipients · 2022 to 2025 · largest: Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Federal transfers 29,057 amount as published 1 recipient · 2023 to 2024 · largest: Bijdragen van België aan internationale organismen (cf. art.2.14.6 van de wetsbepalingen)
EU budget €165.5m attributed share 11 recipients · 2021 to 2025 · largest: Rents and purchases
EU research €3.0m eu contribution 2 recipients · 2015 to 2026 · largest: Horizon 2020

Explore every recipient in this sector

How these figures are counted

Current enterprise registrations are counted through their registered main activities; establishment units are excluded. Counted in the KBO's NACE 2025 nomenclature, the one in which code 6512 exists.

Share of currently registered companies with a published bankruptcy opening in the past five years. Registered main activities in the selected classification can overlap. This retrospective share is not a future bankruptcy probability.

The comparison with the country and with the other NACE divisions comes from a nightly overview of every division, each counted in the nomenclature in which it exists. A standing such as "higher than 80%" counts the other divisions that have the figure. The bankruptcy probability is the median of our nightly score over the division's companies that have one; the count is stated.

The key figures cover the whole NACE division 65, not NACE 6512 on its own: there are too few filed annual accounts per five-digit code to compute them separately. The middle company of the sector, based on all filed annual accounts.