INVESTINA
ActiveINVESTINA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €814k and a net result of €-346k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 5487 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5487 sector peers (2025).
NBB · sector comparisonPosition among 5487 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
21 d early
2022
1 d early
2021
2 d late
2021
5 d late
2020
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€814k▼ 29.8%
2024 · €1.16M
2019: €503k
2020: €580k
2021: €662k
2021: €764k
2022: €874k
2023: €1.00M
2024: €1.16M
2019 → 2025
Net result
€-346k
2024 · €157k
2019: €76k
2020: €77k
2021: €81k
2021: €102k
2022: €110k
2023: €129k
2024: €157k
2019 → 2025
Total assets
€20.07M▲ 961%
2024 · €1.89M
2019: €797k
2020: €786k
2021: €779k
2021: €2.76M
2022: €1.77M
2023: €1.66M
2024: €1.89M
2019 → 2025
Solvency
4.1%▼ 57.3pp
2024 · 61.3%
2019: 63.2%
2020: 73.8%
2021: 84.9%
2021: 27.7%
2022: 49.3%
2023: 60.3%
2024: 61.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€230k-€374k▲ 62.4%€409k▲ 9.4%
Equity€764k-€874k▲ 14.4%€1.00M▲ 14.8%€1.16M▲ 15.7%€814k▼ 29.8%
Operating result€140k-€156k▲ 11.2%€181k▲ 15.6%€214k▲ 18.6%€214k=
Net result€102k-€110k▲ 7.4%€129k▲ 17.4%€157k▲ 22.2%€-346k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.07M
Fixed assets
€19.97M▲ 1,761%
Current assets
€96k▼ 88.2%
Equity and liabilities €20.07M
Equity
€814k▼ 29.8%
Debt
€19.25M▲ 2,530%
The debt ratio rises from 38.7% to 95.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
4.1%▼
2024 · 61.3%
ROE
-42.5%▼
2024 · 13.6%
ROA
-1.7%▼
2024 · 8.3%
Debt
€19.25M▲
2024 · €732k
Debt ≤ 1 year
€2.81M▲
2024 · €307k
Debt > 1 year
€16.44M▲
2024 · €425k
Income taxes
€0▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€20.07M▲
Fixed assets21/28€1.07M€19.97M▲
Tangible fixed assets22/27€1.07M€1.41M▲
Land and buildings22€1.07M€1.41M▲
Financial fixed assets28€5k€18.56M▲
Current assets29/58€819k€96k▼
Amounts receivable within one year40/41€118k€62k▼
Other amounts receivable41€118k€62k▼
Current investments50/53€200k€0▼
Cash at bank and in hand54/58€500k€29k▼
Deferred charges and accrued income490/1€426€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.89M€20.07M▲
Equity10/15€1.16M€814k▼
Contributions10/11€6k€6k=
Reserves13€1.15M€805k▼
Distributable reserves133€1.15M€805k▼
Profit (loss) carried forward14€9k€3k▼
Amounts payable17/49€732k€19.25M▲
Amounts payable after more than one year17€425k€16.44M▲
Financial debts170/4€425k€16.44M▲
Amounts payable within one year42/48€307k€2.81M▲
Current portion of amounts payable after more than one year42€112k€1.01M▲
Trade debts44€24k€32k▲
Suppliers440/4€24k€32k▲
Advances received on contracts in progress46€71k€0▼
Other amounts payable47/48€100k€1.77M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187k€213k▲
Other operating charges640/8€28k€29k▲
Gross operating margin9900€429k€456k▲
Operating profit (loss)9901€214k€214k=
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€9k€567k▲
Recurring financial charges65€9k€567k▲
Profit (loss) for the period before taxes9903€210k€-346k▼
Income taxes67/77€52k€0▼
Profit (loss) for the period9904€157k€-346k▼
Profit (loss) for the period to be appropriated9905€157k€-346k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€-337k▼
Profit (loss) brought forward from the previous period14P€1k€9k▲
Transfer from equity791/2-€340k
Transfer to equity691/2€150k€0▼
To other reserves6921€150k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-346k ▼320%
Net result drops to €-346k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €157k ▲22.2%
Operating result €214k, net result €157k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.28
Current ratio from 1.47 to 3.28; short-term debt falls from €239k to €123k.
31-12
Financial
Equity above €1MEq €1.00M ▲14.8%
6 profitable years in a row build equity to €1.00M.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
05-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-10-2020
Immo D.D.: Resigned as Director
16-10-2020
Lana Projects: Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 1729030 GentGround area
2.4 ha
Building footprint
1.5 ha
Volume, LiDAR
106,813 m³
Parcel 44038A0037/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Investina BVBA
since 20082.171.248.988
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0037/00G000 | Flanders | 2.4 ha | 1 · 1.5 ha | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
ARENARIA
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MAXIME
BE 0453.321.679
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GROUP VANHOUTTE
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MANAGEMENT AND SOFTWARE
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,093 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.