DISA-TRANS
ActiveThe computed 12-month bankruptcy probability of DISA-TRANS is 2.5% (moderate). The 2025 annual accounts show equity of €217k and a net result of €46k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 1822 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▼-34
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.59 against 1.65 in 2024), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
9.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
21 d early
2022
1 d early
2021
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€217k▲ 27.2%
2024 · €171k
2021: €30k
2022: €91k
2023: €132k
2024: €171k
2021 → 2025
Total assets
€510k▲ 68.5%
2024 · €302k
2021: €323k
2022: €266k
2023: €435k
2024: €302k
2021 → 2025
Net result
€46k▲ 20.2%
2024 · €39k
2021: €25k
2022: €61k
2023: €41k
2024: €39k
2021 → 2025
Working capital
€-70k
2024 · €45k
2021: €-48k
2022: €193
2023: €7k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€91k▲ 200%€132k▲ 44.8%€171k▲ 29.2%€217k▲ 27.2%
Operating result€38k-€83k▲ 121%€59k▼ 28.5%€57k▼ 3.7%€67k▲ 17.0%
Net result€25k-€61k▲ 139%€41k▼ 32.7%€39k▼ 5.6%€46k▲ 20.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510k
Fixed assets
€409k▲ 118%
Current assets
€101k▼ 12.2%
Equity and liabilities €510k
Equity
€217k▲ 27.2%
Debt
€292k▲ 122%
The debt ratio rises from 43.5% to 57.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€179k▲
2024 · €129k
Cash flow
€159k▲
2024 · €110k
Solvency
42.7%▼
2024 · 56.5%
Current ratio
0.59▼
2024 · 1.65
Quick ratio
0.59▼
2024 · 1.65
Debt / equity
1.34▲
2024 · 0.77
ROE
21.4%▼
2024 · 22.6%
ROA
9.1%▼
2024 · 12.8%
Interest coverage
23.18▼
2024 · 24.37
Debt
€292k▲
2024 · €131k
Debt ≤ 1 year
€171k▲
2024 · €69k
Debt > 1 year
€122k▲
2024 · €62k
Income taxes
€13k▼
2024 · €13k
Staff costs
€326k▲
2024 · €273k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€302k€510k▲
Fixed assets21/28€188k€409k▲
Tangible fixed assets22/27€187k€409k▲
Furniture and vehicles24€187k€409k▲
Financial fixed assets28€150€150=
Current assets29/58€115k€101k▼
Amounts receivable within one year40/41€72k€46k▼
Trade receivables40€62k€34k▼
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€37k€44k▲
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€302k€510k▲
Equity10/15€171k€217k▲
Contributions10/11€5k€5k=
Reserves13€125k€125k=
Distributable reserves133€125k€125k=
Profit (loss) carried forward14€41k€87k▲
Amounts payable17/49€131k€292k▲
Amounts payable after more than one year17€62k€122k▲
Financial debts170/4€62k€122k▲
Amounts payable within one year42/48€69k€171k▲
Current portion of amounts payable after more than one year42€39k€54k▲
Trade debts44€769€21k▲
Suppliers440/4€769€21k▲
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9€28k€36k▲
Other amounts payable47/48€0€58k▲
Income statement
Code20242025
Remuneration, social security and pensions62€273k€326k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€112k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€404k€507k▲
Operating profit (loss)9901€57k€67k▲
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€52k€59k▲
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€39k€46k▲
Profit (loss) for the period to be appropriated9905€39k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€87k▲
Profit (loss) brought forward from the previous period14P€2k€41k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90874.55.0▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €217k ▲27.2%
5 profitable years in a row build equity to €217k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €171k ▲29.2%
4 profitable years in a row build equity to €171k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €132k ▲44.8%
3 profitable years in a row build equity to €132k.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €61k ▲139%
Operating result €83k, net result €61k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 1729030 GentGround area
2.4 ha
Building footprint
1.5 ha
Volume, LiDAR
106,813 m³
Parcel 44038A0037/00G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DISA-TRANS
since 20202.312.783.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0037/00G000 | Flanders | 2.4 ha | 1 · 1.5 ha | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 46,007 EUR awarded · 46,007 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 10,553 EUR | 10,553 EUR |
| 2024 | 2 | 12,397 EUR | 12,397 EUR |
| 2023 | 2 | 13,950 EUR | 13,950 EUR |
| 2022 | 2 | 9,107 EUR | 9,107 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.312.783.272
Similar companies · same sector, comparable size
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STAGELINER
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,083. 6,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2020
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.