673
ActiveSummary
673 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158,146 and a net result of -€111,549. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▼-3
Solvency33▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.81 against 3.37 in 2024; short-term debt: 33.5% and cash: 0.1% of total assets), but 92.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€111,549
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 5046 sector peers (2025).
NBB · sector comparisonPosition among 5046 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
12 d late
2023
on the day
2022
3 d early
2021
19 d early
2020
89 d late
2019
108 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€111,549▼ 34.1%
2024 · -€83,199
Working capital
€1.2m▼ 10.1%
2024 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€204,012€448,179▲ 120%€46,662▼ 89.6%€305▼ 99.3%-€16,525
Net result€155,133within the sector's middle half€393,629above the sector's middle half▲ 154%-€19,166below the sector's middle half-€83,199below the sector's middle half▼ 334%-€111,549below the sector's middle half▼ 34.1%
Equity-€21,569below the sector's middle half▲ 87.8%€372,060within the sector's middle half€352,894within the sector's middle half▼ 5.2%€269,695within the sector's middle half▼ 23.6%€158,146below the sector's middle half▼ 41.4%
Total assets€855,812within the sector's middle half▲ 32.6%€1.3mwithin the sector's middle half▲ 48.9%€1.6mwithin the sector's middle half▲ 27.8%€2.0mwithin the sector's middle half▲ 25.7%€2.0mwithin the sector's middle half▼ 2.3%
Debt€877,381▲ 6.7%€902,451▲ 2.9%€1.3m▲ 41.4%€1.8m▲ 39.4%€1.8m▲ 3.6%
Working capital€551,652within the sector's middle half▲ 43.9%€1.1mabove the sector's middle half▲ 94.2%€1.1mabove the sector's middle half▲ 4.4%€1.4mabove the sector's middle half▲ 20.8%€1.2mwithin the sector's middle half▼ 10.1%
Solvency-2.5%below the sector's middle half▲ 24.9pp29.2%within the sector's middle half▲ 31.7pp21.7%within the sector's middle half▼ 7.5pp13.2%below the sector's middle half▼ 8.5pp7.9%below the sector's middle half▼ 5.3pp
Current ratio3.43above the sector's middle half▲ 0.5711.46above the sector's middle half▲ 8.033.99above the sector's middle half▼ 7.463.37above the sector's middle half▼ 0.632.81within the sector's middle half▼ 0.55
Return on assets (ROA)18.1%above the sector's middle half▲ 30.7pp30.9%above the sector's middle half▲ 12.8pp-1.2%below the sector's middle half▼ 32.1pp-4.1%below the sector's middle half▼ 2.9pp-5.6%below the sector's middle half▼ 1.5pp
Staff (FTE)2.3within the sector's middle half▲ 35.3%4.1within the sector's middle half▲ 78.3%4.2within the sector's middle half▲ 2.4%5.5within the sector's middle half▲ 31.0%5.9within the sector's middle half▲ 7.3%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16,525 after €305 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€116,151 ▼ 7.6%
Current assets
€1.9m ▼ 2.0%
Equity and liabilities €2.0m
Equity
€158,146 ▼ 41.4%
Debt
€1.8m ▲ 3.6%
Debt's share of the balance-sheet total rises from 86.8% to 92.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9,727▼
2024 · €26,613
Cash flow
-€85,297▼
2024 · -€56,891
Quick ratio
1.46▼
2024 · 1.66
Debt to equity
11.65▲
2024 · 6.59
ROE
-70.5%▼
2024 · -30.8%
Interest coverage
0.09▼
2024 · 0.30
Debt ≤ 1 year
€669,837▲
2024 · €571,261
Debt > 1 year
€1.2m▼
2024 · €1.2m
Staff costs
€434,658▲
2024 · €338,904
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
2.9%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €109,541 | €163,812 | €237,095 | €338,904 | €434,658 | ▲ 28.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,027 | €15,694 | €25,445 | €26,308 | €26,251 | ▼ 0.2% |
| Other operating charges640/8 | €12,069 | €7,501 | €12,562 | €31,742 | €7,663 | ▼ 75.9% |
| Gross operating margin9900 | €336,649 | €635,186 | €321,764 | €397,258 | €452,048 | ▲ 13.8% |
| Operating profit (loss)9901 | €204,012 | €448,179 | €46,662 | €305 | -€16,525 | ▼ 5,519% |
| Financial income75/76B | €671 | €2,031 | €2,082 | €4,060 | €12,127 | ▲ 199% |
| Recurring financial income75 | €671 | €2,031 | €2,082 | €4,060 | €12,127 | ▲ 199% |
| Financial charges65/66B | €46,414 | €56,581 | €67,910 | €87,563 | €107,151 | ▲ 22.4% |
| Recurring financial charges65 | €46,414 | €56,581 | €67,910 | €87,563 | €107,151 | ▲ 22.4% |
| Profit (loss) for the period before taxes9903 | €158,269 | €393,629 | -€19,166 | -€83,199 | -€111,549 | ▼ 34.1% |
| Income taxes67/77 | €3,137 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | €155,133 | €393,629 | -€19,166 | -€83,199 | -€111,549 | ▼ 34.1% |
| Profit (loss) for the period to be appropriated9905 | €155,133 | €393,629 | -€19,166 | -€83,199 | -€111,549 | ▼ 34.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €855,812 | €1.3m | €1.6m | €2.0m | €2.0m | ▼ 2.3% |
| Fixed assets21/28 | €76,905 | €100,621 | €137,335 | €125,743 | €116,151 | ▼ 7.6% |
| Tangible fixed assets22/27 | €76,665 | €100,381 | €137,095 | €117,902 | €108,310 | ▼ 8.1% |
| Furniture and vehicles24 | €71,143 | €95,420 | €132,694 | €114,062 | €105,031 | ▼ 7.9% |
| Other tangible fixed assets26 | €5,522 | €4,961 | €4,401 | €3,840 | €3,279 | ▼ 14.6% |
| Financial fixed assets28 | €240 | €240 | €240 | €7,841 | €7,841 | = |
| Current assets29/58 | €778,907 | €1.2m | €1.5m | €1.9m | €1.9m | ▼ 2.0% |
| Stocks and contracts in progress3 | €536,191 | €814,893 | €925,167 | €971,933 | €905,732 | ▼ 6.8% |
| Stocks30/36 | €536,191 | €814,893 | €925,167 | €971,933 | €905,732 | ▼ 6.8% |
| Amounts receivable within one year40/41 | €222,606 | €121,689 | €229,289 | €519,014 | €462,095 | ▼ 11.0% |
| Trade receivables40 | €201,328 | €121,689 | €208,011 | €486,644 | €436,986 | ▼ 10.2% |
| Other amounts receivable41 | €21,278 | €0 | €21,278 | €32,370 | €25,109 | ▼ 22.4% |
| Current investments50/53 | - | €6,845 | - | - | - | - |
| Cash at bank and in hand54/58 | €10,730 | €32,225 | €4,272 | €2,405 | €1,930 | ▼ 19.7% |
| Deferred charges and accrued income490/1 | €9,379 | €198,239 | €333,136 | €429,180 | €514,826 | ▲ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €855,812 | €1.3m | €1.6m | €2.0m | €2.0m | ▼ 2.3% |
| Equity10/15 | -€21,569 | €372,060 | €352,894 | €269,695 | €158,146 | ▼ 41.4% |
| Contributions10/11 | €406,200 | €406,200 | €406,200 | €406,200 | €406,200 | = |
| Capital10 | €406,200 | €406,200 | €406,200 | €406,200 | €406,200 | = |
| Issued capital100 | €418,600 | €418,600 | €418,600 | €418,600 | €418,600 | = |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€429,629 | -€36,000 | -€55,166 | -€138,365 | -€249,914 | ▼ 80.6% |
| Amounts payable17/49 | €877,381 | €902,451 | €1.3m | €1.8m | €1.8m | ▲ 3.6% |
| Amounts payable after more than one year17 | €650,000 | €800,000 | €900,000 | €1.2m | €1.2m | ▼ 2.9% |
| Financial debts170/4 | €650,000 | €800,000 | €900,000 | €1.2m | €1.2m | ▼ 2.9% |
| Amounts payable within one year42/48 | €227,254 | €102,451 | €373,554 | €571,261 | €669,837 | ▲ 17.3% |
| Current portion of amounts payable after more than one year42 | €1,283 | - | - | €32,896 | €34,568 | ▲ 5.1% |
| Financial debts43 | - | €18,500 | €186,000 | €200,000 | €194,059 | ▼ 3.0% |
| Credit institutions430/8 | - | €18,500 | €186,000 | €200,000 | €194,059 | ▼ 3.0% |
| Trade debts44 | €186,665 | €39,987 | €109,463 | €251,601 | €348,369 | ▲ 38.5% |
| Suppliers440/4 | €186,665 | €39,987 | €109,463 | €251,601 | €348,369 | ▲ 38.5% |
| Taxes, remuneration and social security45 | €35,112 | €39,770 | €73,897 | €64,672 | €70,749 | ▲ 9.4% |
| Taxes450/3 | €26,000 | €19,714 | €50,763 | €28,494 | €20,670 | ▼ 27.5% |
| Remuneration and social security454/9 | €9,112 | €20,056 | €23,134 | €36,178 | €50,078 | ▲ 38.4% |
| Other amounts payable47/48 | €4,193 | €4,193 | €4,193 | €22,092 | €22,092 | = |
| Accrued charges and deferred income492/3 | €127 | - | €2,752 | €13,838 | €13,838 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €155,133 | €393,629 | -€19,166 | -€83,199 | -€111,549 | ▼ 34.1% |
| + Depreciation and write-downs630 | €11,027 | €15,694 | €25,445 | €26,308 | €26,251 | ▼ 0.2% |
| Operating cash flow (approximation) | €166,160 | €409,323 | €6,279 | -€56,891 | -€85,297 | ▼ 49.9% |
| Investment in fixed assets (approximation) | - | -€39,409 | -€62,159 | -€14,716 | -€16,660 | ▼ 13.2% |
| Change in cash | - | €21,495 | -€27,953 | -€1,867 | -€475 | ▲ 74.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €393,629 ▲154%
Operating result €448,179, net result €393,629, both a record.
31-12
Financial
Liquidity triplescurrent ratio 11.46
Current ratio from 3.43 to 11.46; short-term debt falls from €227,254 to €102,451.
31-12
Financial
Equity above €200,000Eq €372,060
2 profitable years in a row build equity to €372,060.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €155,133
Net result €155,133 after 3 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 108 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
15-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 227 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2010
Ground area
862 m²
Building footprint
670 m²
Volume, LiDAR
9,931 m³
3 parcels, Flanders · tallest building 22.3 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
673
since 20102.191.438.450
Eat Dust Clothing
since 20202.301.047.658
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3647/00N000 | Flanders | 454 m² | 1 · 404 m² | 22.3 m · 7 fl. |
| 11807G0298/00D003 | Flanders | 248 m² | 1 · 164 m² | 10.1 m · 2 fl. |
| 11811L3688/00L000 | Flanders | 160 m² | 1 · 102 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- Sourceaccounts CLCC 202515%
Holdings 1
- 673 Nederland B.V.NLsubsidiarySourceown accounts 2025100%
According to the 2025 annual accounts of 673 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 94 companies in sector 46424 we hold annual accounts for 44. 30 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0827550154
Also
9925:BE0827550154
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.