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Quarzo Rosa

Active
Private limited companyfounded 2009active for 17 yearsKoning Leopoldlaan 32, 3920 Lommel, BelgiumKBO/BCE: BE 0811.820.516
Summary

Quarzo Rosa has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485,452 and a net result of €112,622. Equity is growing by about 36% per year across the filed financial years. Its solvency ranks better than 31% of 9,770 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale trade
NACE 46424Other non-specialised retail sale NACE 47120
2 sites
Size
€1.9mtotal assets 2025
Staff
9.8 FTE
Equity
€485,452
Profit
€112,622
Turnover not published (abbreviated or micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Largest shareholder
SVYCK · 15.05%
2025 accounts 31 days early6 deeds in the Belgian Official Gazette
Why 93lowers riskLiquidity: current ratio 2.90, cash €323,302Founded in 2009Profit of €112,622 (financial year 2025)Figures for financial year 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 50+7
equity 25.1% of total assets
Liquidity 64+17
short-term debt 20.8% · cash 16.7%
Profitability 76+2
return on assets 5.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.6 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -1.1 percentage points vs 09-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.9, compared with 1.94 in 2024, above the usual 1.5; short-term debt: 20.8% and cash: 16.7% of total assets), but 74.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 36% on solvency, 70% on liquidity, 65% on profitability and 82% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.90, cash €323,302
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Profit of €112,622 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
37 days early
2023
30 days early
2022
62 days early
2021
23 days early
2020
33 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €85,093

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Among the largest 16% on gross marginsector median €191,090 · 9,733 companies €876,048 View
  • Caution: Staff fell in 2025from 13.4 FTE to 9.8 FTE ▼ 26.9% View

By topic

Financials

Financial year
2025
Total assets
€1.9m
Profit
€112,622
Solvency
25.1%
Total assets▼ 8.9%
Net result
20182025
Go to Financials

Timeline

Events
22
Since
2010
Next accounts
by 31-07-2027
  1. 01-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 30-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale tradeNACE 46424
Founded
19-05-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Quarzo Rosa

What is the company number of Quarzo Rosa?
0811.820.516. In Belgium the VAT number is the company number with BE in front: BE 0811.820.516.
Where is Quarzo Rosa based?
The registered office is at Koning Leopoldlaan 32, 3920 Lommel.Company details
What does Quarzo Rosa do?
According to the KBO register, the main activity is wholesale trade (NACE 46424).
What is the legal form of Quarzo Rosa?
Private limited company (BV).
When was Quarzo Rosa founded?
On 19-05-2009.
Is Quarzo Rosa still active?
Yes, Quarzo Rosa is an active enterprise in the KBO register.
How many employees does Quarzo Rosa have?
On average 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Quarzo Rosa?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Quarzo Rosa profitable?
In financial year 2025, Quarzo Rosa made a profit of €112,622.
Where can I find the annual accounts of Quarzo Rosa?
Quarzo Rosa filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Quarzo Rosa due?
By 31-07-2027, for financial year 2026.Timeline

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