LPCS EXPERT COMPTABLE
ActiveLPCS EXPERT COMPTABLE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294 and a net result of €-7k. Equity is shrinking by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 3251 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-14
Solvency6▼-6
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.96 in 2024), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-2.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3251 sector peers (2025).
NBB · sector comparisonPosition among 3251 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
33 d late
2022
85 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k
2024 · €214
2021: €3k
2022: €7k
2023: €-7k
2024: €214
2021 → 2025
Working capital
€-51k▼ 497%
2024 · €-9k
2021: €7k
2022: €14k
2023: €-10k
2024: €-9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€14k▲ 85.2%€7k▼ 47.5%€8k▲ 2.9%€294▼ 96.1%
Operating result€4k-€9k▲ 157%€-6k€9k€-2k
Net result€3k-€7k▲ 147%€-7k€214€-7k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€76k▲ 40.3%
Current assets
€187k▼ 2.6%
Equity and liabilities €263k
Equity
€294▼ 96.1%
Debt
€263k▲ 10.1%
The debt ratio rises from 96.9% to 99.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€14k▼
2024 · €23k
Cash flow
€8k▼
2024 · €15k
Solvency
0.1%▼
2024 · 3.1%
Current ratio
0.79▼
2024 · 0.96
Quick ratio
0.79▼
2024 · 0.96
ROA
-2.8%▼
2024 · 0.1%
Interest coverage
6.56▼
2024 · 8.10
Debt
€263k▲
2024 · €239k
Debt ≤ 1 year
€239k▲
2024 · €201k
Debt > 1 year
€24k▼
2024 · €37k
Income taxes
€3k▼
2024 · €6k
Staff costs
€243k▲
2024 · €214k
Equity ratios withheld: equity of €294 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€263k▲
Fixed assets21/28€54k€76k▲
Tangible fixed assets22/27€54k€76k▲
Furniture and vehicles24€54k€49k▼
Other tangible fixed assets26-€27k
Current assets29/58€193k€187k▼
Amounts receivable within one year40/41€140k€150k▲
Trade receivables40€140k€147k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€53k€35k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€246k€263k▲
Equity10/15€8k€294▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€3k€-5k▼
Amounts payable17/49€239k€263k▲
Amounts payable after more than one year17€37k€24k▼
Financial debts170/4€37k€24k▼
Amounts payable within one year42/48€201k€239k▲
Current portion of amounts payable after more than one year42€24k€13k▼
Trade debts44€68k€146k▲
Suppliers440/4€68k€146k▲
Taxes, remuneration and social security45€51k€61k▲
Taxes450/3€51k€24k▼
Remuneration and social security454/9-€37k
Other amounts payable47/48€58k€18k▼
Accrued charges and deferred income492/3€397€325▼
Income statement
Code20242025
Remuneration, social security and pensions62€214k€243k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€13k▲
Other operating charges640/8€301€2k▲
Gross operating margin9900€239k€271k▲
Operating profit (loss)9901€9k€-2k▼
Financial income75/76B-€53
Recurring financial income75-€53
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€6k€-4k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€214€-7k▼
Profit (loss) for the period to be appropriated9905€214€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-5k▼
Profit (loss) brought forward from the previous period14P€2k€3k▲
Social balance
Average headcount (FTE)90874.34.3=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
21-08
State Gazette act
Resignations & appointmentsBoard meeting · General meeting · Director resignation24 facts ▸
State Gazette act
Resignations & appointments
Board meeting · General meeting · Director resignation24 facts ▸
- Board meeting, 2026-03-17
- General meeting, 2026-03-17
- Director resignation, Jérôme SCHRÖDER (administrateur non-statutaire)
- Director resignation, Jean-François VANSPITAEL (administrateur non-statutaire)
- Director discharge, Jérôme SCHRÖDER
- Director discharge, Jean-François VANSPITAEL
- Director appointment, Olivier BOTTEQUIN (administrateur)
- Director appointment, Peter VERSCHELDEN (administrateur)
- Mandate compensation, Olivier BOTTEQUIN
- Mandate compensation, Peter VERSCHELDEN
- Board meeting, 2026-04-20
- Power of attorney, Jérôme SCHRÖDER
- +12 further facts in this act
2025
31-12
Financial
Weakest financial yearnet €-7k ▼3530%
Net result drops to €-7k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Back to profitnet €214
Net result €214 after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
31-12
Financial
Highest result since 2021net €7k ▲147%
Operating result €9k, net result €7k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 directors, no change since 2026
Olivier BOTTEQUIN
CurrentDirector · since 17-03-2026
Peter Verschelden
CurrentDirector · since 17-03-2026
17-03-2026
Olivier BOTTEQUIN: Appointed as Director
17-03-2026
Peter Verschelden: Appointed as Director
17-03-2026
Jean-François VANSPITAEL: Resigned as Administrateur non statutaire
17-03-2026
Jérôme Schröder: Resigned as Administrateur non statutaire
26-09-2022
SARLET Christophe: Resigned as Director
Location & real-estate footprint
Registered office, Bertrix · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Fèche 346880 BertrixGround area
1,513 m²
Building footprint
215 m²
Parcel 84009E0170/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LPCS EXPERT COMPTABLE
since 20222.330.143.007
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84009E0170/00S000 | Wallonia | 1,513 m² | 1 · 215 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesLinked via shared directors
viaPeter Verschelden · Partner director
→
viaPeter Verschelden · Director
former→
viaPeter Verschelden · Director
former→
viaPeter Verschelden · Managing director
former→
Network connections
Shared address
→
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2021
Fiscal year end31-12
Abbreviation FR
LPCS
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.