Financials
- Fiscal year
- 2025
- Total assets
- €4,351
- Loss
- -€3,761
- Solvency
- 5.5%
ADAP Expertise
ActiveSummary
The annual accounts of ADAP Expertise for fiscal year 2025 show a net loss of 86% of total assets. The 2025 annual accounts show equity of €239 and a net result of -€3,761. Its solvency ranks better than 10% of 15,579 sector peers (NACE 69, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€4,351total assets 2025
- Equity
- €239
- Loss
- -€3,761
Turnover not published (abridged schema)
Structure
Accounts 28 days early
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €3,761 (FY 2025)+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €4,351+ Liquidity: current ratio 0.93, cash €3,068Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 69, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
30
equity 5.5% of total assets
Liquidity
50
short-term debt 94.5% · cash 70.5%
Profitability
0
return on assets -86.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 11% on solvency, 27% on liquidity and 1% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15579 sector peers (2025).
NBB · sector comparisonPosition among 15579 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 22-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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