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Howden Belgium

Active
Public limited companyfounded 20206 yrs activeBelgicastraat 1, 1930 Zaventem, BelgiumKBO/BCE: BE 0745.664.635
Summary

Howden Belgium is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Howden Belgium, one filing cycle of the annual accounts is missing. The 2023 annual accounts show negative equity (€-3.28M) and a net result of €-1.13M. Equity is shrinking by ~40.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Credit advice for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 147 days later.
NBB · 4 filings
Position against the passed deadline
30-09-2025 close30-04-2026 deadline24-09-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 11-06-2025, 42 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
42 d late
2023
1 d early
2022
45 d early
2021
74 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, abbreviated schema

Equity
€-3.28M▼ 52.8%
2022 · €-2.15M
2021: €-1.56M 2022: €-2.15M
2021 → 2023
Net result
€-1.13M▼ 91.9%
2022 · €-591k
2021: €-1.62M 2022: €-591k
2021 → 2023
Total assets
€11.42M▲ 71.2%
2022 · €6.67M
2021: €4.86M 2022: €6.67M
2021 → 2023
Solvency
-28.8%▲ 3.5pp
2022 · -32.2%
2021: -32.1% 2022: -32.2%
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202120222023Trend
Equity€-1.56M-€-2.15M▼ 37.9%€-3.28M▼ 52.8%
Operating result€-1.53M-€-671k▲ 56.2%€-563k▲ 16.0%
Net result€-1.62M-€-591k▲ 63.5%€-1.13M▼ 91.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-2.00M€-1.50M€-1.00M€-500k€0Operating result 2021: €-1.53M€-1.53MNet result 2021: €-1.62M€-1.62MOperating result 2022: €-671k€-671kNet result 2022: €-591k€-591kOperating result 2023: €-563k€-563kNet result 2023: €-1.13M€-1.13M202120222023€-2M€-1.5M€-1M€-500k€0Operating result 2021: €-1.53M€-1.5MNet result 2021: €-1.62M€-1.6MOperating result 2022: €-671k€-671kNet result 2022: €-591k€-591kOperating result 2023: €-563k€-563kNet result 2023: €-1.13M€-1.1M202120222023
The operating result stays negative: a loss of €563k in 2023 against €671k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €11.42M
Fixed assets €5.88M ▼ 0.4%
Current assets €5.54M ▲ 619%
Key figures and ratios
2023 value · change against 2022
ROA
-9.9%
2022 · -8.9%
Debt
€14.71M
2022 · €8.82M
Debt ≤ 1 year
€13.61M
2022 · €8.41M
Income taxes
€0
2022 · €2k
Staff costs
€2.37M
2022 · €1.30M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 43 lines
Balance sheet Code20222023
Assets
Total assets20/58€6.67M€11.42M
Fixed assets21/28€5.90M€5.88M
Tangible fixed assets22/27€176k€153k
Plant, machinery and equipment23€62k€50k
Furniture and vehicles24€114k€103k
Financial fixed assets28€5.72M€5.72M=
Current assets29/58€771k€5.54M
Amounts receivable within one year40/41€580k€3.14M
Trade receivables40€580k€3.14M
Cash at bank and in hand54/58€176k€2.40M
Deferred charges and accrued income490/1€15k€4k
Equity and liabilities
Total equity and liabilities10/49€6.67M€11.42M
Equity10/15€-2.15M€-3.28M
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-2.21M€-3.35M
Amounts payable17/49€8.82M€14.71M
Amounts payable within one year42/48€8.41M€13.61M
Trade debts44€239k€1.14M
Suppliers440/4€239k€1.14M
Taxes, remuneration and social security45€464k€768k
Taxes450/3€5k€682
Remuneration and social security454/9€458k€768k
Other amounts payable47/48€7.71M€11.70M
Accrued charges and deferred income492/3€408k€1.10M
Income statement Code20222023
Remuneration, social security and pensions62€1.30M€2.37M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€36k
Other operating charges640/8€4k€903
Non-recurring operating charges66A-€802
Gross operating margin9900€662k€1.85M
Operating profit (loss)9901€-671k€-563k
Financial income75/76B€446k€231k
Recurring financial income75€446k€231k
Financial charges65/66B€365k€803k
Recurring financial charges65€365k€803k
Profit (loss) for the period before taxes9903€-589k€-1.13M
Income taxes67/77€2k€0
Profit (loss) for the period9904€-591k€-1.13M
Profit (loss) for the period to be appropriated9905€-591k€-1.13M
Appropriation of the result
Profit (loss) to be appropriated9906€-2.21M€-3.35M
Profit (loss) brought forward from the previous period14P€-1.62M€-2.21M
Social balance
Average headcount (FTE)908710.315.6

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-08
State Gazette act Restructuring
Power of attorney · Merger · Accounting effect7 facts ▸
  • Board meeting, 10-08-2026
  • Power of attorney, DLA Piper UK LLP
  • Merger, vereenvoudigde fusie door overname
  • Accounting effect, datum van de goedkeuring van de fusie door de buitengewone algemene vergaderingen van WDR en Howden
  • Shareholding, alle aandelen van WDR in het bezit van Howden
  • Fiscal treatment, WIB 1992 art. 211 juncto 183bis, art. 212, art. 213; BTW Wetboek art. 11 en art. 18 §3
  • Statutes amendment
13-08
State Gazette act Capital & shares · Restructuring
Merger · Accounting effect · Share cancellation5 facts ▸
  • Merger
  • Accounting effect, 01/01/2026
  • Share cancellation
  • Dissolution, 16-07-2026
  • Power of attorney, DLA Piper UK LLP
14-07
State Gazette act Resignation: Louise Cable-Alexander (director)
Appointment: Laurent Berckmans (director) · Permanent representatives: Jérôme Geenen, Vincent Van Langenacker and Wouter Van den Daele · Director discharge16 facts ▸
  • General meeting, 29-06-2026
  • Director resignation, Louise Cable-Alexander (director)
  • Director discharge, Louise Cable-Alexander
  • Director discharge, Louise Cable-Alexander
  • Director appointment, Laurent Berckmans (director)
  • Mandate compensation, Laurent Berckmans
  • Board composition, Pascal Van Rhijn (director)
  • Board composition, Enrico Nanni (director)
  • Board composition, AJG Management BV (director)
  • Permanent representative, Jérôme Geenen
  • Board composition, VLA BV (director)
  • Permanent representative, Vincent Van Langenacker
  • +4 further facts in this act
08-01
State Gazette act Appointment: Ernst & Young Bedrijfsrevisoren (statutory auditor)
Capital increase · Share issue · Inbreng5 facts ▸
  • Capital increase, €20.000.000
  • Share issue, nieuwe aandelen, 70369060
  • Auditor appointment, Ernst & Young Bedrijfsrevisoren (statutory auditor)
  • Inbreng, vordering, nominale waarde
  • Definitive, definitief
2025
09-10
State Gazette act Capital & shares
Capital increase · Share issue · Capital decrease6 facts ▸
  • Capital increase, €12.000.000
  • Share issue, nieuwe aandelen zonder vermelding van nominale waarde, 12000000
  • Capital decrease, €8.633.430,91
  • Statutes amendment
  • Statutes amendment
  • Power of attorney, DLAPiper
17-09
State Gazette act Resignations: Marins BV (managing director) and Pascale van Rhijn (managing director)
Appointment: Patrick De Baets (managing director) · Permanent representative: Wouter Van den Daele · Director discharge7 facts ▸
  • Board meeting, 29-07-2025
  • Director resignation, Marins BV (managing director)
  • Director resignation, Pascale van Rhijn (managing director)
  • Director discharge, Marins BV
  • Director discharge, Pascale van Rhijn
  • Director appointment, Patrick De Baets (managing director)
  • Permanent representative, Wouter Van den Daele
18-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 42 days late
11-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 42 days late
15-01
State Gazette act Resignation: RISKCare BV (director)
Appointments: Marins BV, Enrico Nanni and Pascale van Rhijn · Permanent representatives: Wouter Van den Daele, Jérôme Geenen and Vincent Van Langenacker · Mandate compensation22 facts ▸
  • General meeting, 31-10-2024
  • Director resignation, RISKCare BV (director)
  • Director appointment, Marins BV (director)
  • Director appointment, Enrico Nanni (director)
  • Mandate compensation, Marins BV
  • Mandate compensation, Enrico Nanni
  • Board composition, Pascal Van Rhijn (director)
  • Board composition, Louise Cable-Alexander (director)
  • Board composition, Enrico Nanni (director)
  • Board composition, AJG Management BV (director)
  • Board composition, VLA BV (director)
  • Board composition, Marins BV (director)
  • +10 further facts in this act
2024
09-07
State Gazette act Appointments: VLA BV (director) and AJG Management BV (director)
Permanent representatives: Vincent Van Langenacker and Jérôme Geenen · Reappointment: EY Bedrijfsrevisoren (statutory auditor) · Mandate compensation15 facts ▸
  • General meeting, 27-03-2024
  • Director appointment, VLA BV (director)
  • Permanent representative, Vincent Van Langenacker
  • Mandate compensation, VLA BV
  • Director appointment, AJG Management BV (director)
  • Permanent representative, Jérôme Geenen
  • Mandate compensation, AJG Management BV
  • Auditor reappointment, EY Bedrijfsrevisoren
  • Board meeting, 27-03-2024
  • Board composition, RISKCare BV ((gedelegeerd) bestuurder)
  • Board composition, Louise Cable-Alexander (director and chair of the board)
  • Board composition, Pascale Van Rhijn (director)
  • +3 further facts in this act
29-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-10
State Gazette act Restructuring
Merger · Accounting effect · Share cancellation6 facts ▸
  • Merger, 29-09-2023
  • Accounting effect, 01-10-2023
  • Share cancellation
  • Power of attorney, CMS DeBacker
  • Statutes amendment
  • Activity cessation, de Overnemende Vennootschap de activiteiten uit de omschrijving van het voorwerp van de Overgenomen Vennootschap die de Overnemende Vennootschap tot op negenent…
Show earlier events
21-08
State Gazette act Restructuring
Permanent representatives: Herman Kerremans, Christel Weymeersch and 2 others · Appointment: EY Bedrijfsrevisoren (statutory auditor) · Merger30 facts ▸
  • Merger, absorption, 01-10-2023
  • Accounting effect, 01-10-2023
  • Purpose change, Uitbreiding met: -Alle activiteiten als makelaar in hypothecair krediet. -Alle vastgoedtransacties in de ruimste zin van het woord, en in het bijzonder het behe…
  • Board composition, RISKCare BV (director)
  • Board composition, Louise Cable-Alexander (director)
  • Board composition, Pascale Van Rhijn (director)
  • Board composition, RISKCare BV (managing director)
  • Permanent representative, Herman Kerremans
  • Auditor appointment, EY Bedrijfsrevisoren
  • Permanent representative, Christel Weymeersch
  • Board composition, PERSEPCTIVES et MANAGEMENT NV (director)
  • Board composition, B. CLAESSENS et ASSOCIES (director)
  • +18 further facts in this act
19-06
State Gazette act Permanent representatives: Christophe Boschmans and Herman Kerremans
Resignation: Christel Weymeersch (permanent representative) · Appointment: RISKCare BV (director)4 facts ▸
  • Permanent representative, Christophe Boschmans
  • Director resignation, Christel Weymeersch (permanent representative)
  • Director appointment, RISKCare BV
  • Permanent representative, Herman Kerremans
16-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-11
State Gazette act Appointments: EY Bedrijfsrevisoren BV (statutory auditor) and RISKCare BV (director)
Permanent representatives: Christel Weymeersch and Herman Kerremans · Registered-office move · Power of attorney11 facts ▸
  • General meeting, 13-12-2021
  • Registered-office move, Belgicastraat 1, 1930 Zaventem
  • Auditor appointment, EY Bedrijfsrevisoren BV (statutory auditor)
  • Permanent representative, Christel Weymeersch
  • Power of attorney, Moore Finance & Tax BV
  • Power of attorney, Tanja De Naeyer
  • Power of attorney, Julie De Roy
  • Power of attorney, Dominique Jaminet
  • Power of attorney, Vanessa Jacobs
  • Director appointment, RISKCare BV
  • Permanent representative, Herman Kerremans
28-04
State Gazette act Statutes amendment
1 fact ▸
  • Statutes amendment
11-04
State Gazette act Appointment: Pascale Van Rhijn (director)
Permanent representative: Herman Kerremans · Shareholder written decision · Mandate compensation8 facts ▸
  • Shareholder written decision, 22-03-2022
  • Director appointment, Pascale Van Rhijn (director)
  • Mandate compensation, Pascale Van Rhijn
  • Board composition, RISKCare BV (director)
  • Permanent representative, Herman Kerremans
  • Board composition, Louise Cable-Alexander (chair)
  • Board composition, Pascale Van Rhijn (director)
  • Statutes amendment
15-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 08-09-2020
  • Registered-office move, Belgicastraat 1 (3de verdieping), 1932 Zaventem
31-03
State Gazette act Incorporation
Appointments: RISKCare BV (director) and CABLE-ALEXANDER, Louise (director) · Permanent representative: KERREMANS, Herman · Founder9 facts ▸
  • Incorporation, 26-03-2020
  • Founder, Howden Broking Group Ltd
  • Founding capital, €61.500
  • Bank account, HSBC France, Brussels Branch
  • Director appointment, RISKCare BV (director)
  • Permanent representative, KERREMANS, Herman
  • Director appointment, CABLE-ALEXANDER, Louise (director)
  • Director appointment, RISKCare BV (managing director)
  • Director appointment, CABLE-ALEXANDER, Louise (chair)
State Gazette actNBB filing

Directors · office · real estate

Directors
6 directors, no change since 2026
Laurent Berckmans
Director · since 24-11-2025
Current
Patrick De Baets
Managing director · since 02-06-2025
Current
Enrico Nanni
Director · since 31-10-2024
Current
AJG MANAGEMENT
Director · since 27-03-2024 · Private limited company · perm. rep.: Jérôme Geenen
Current
VLA
Director · since 27-03-2024 · Private limited company · perm. rep.: Vincent Van Langenacker
Current
RISKCare
Director · since 26-03-2020 · Private limited company · perm. rep.: KERREMANS, Herman
Not recently confirmed
29-06-2026 Louise Cable-Alexander: Resigned as Director
24-11-2025 Laurent Berckmans: Appointed as Director
29-07-2025 MARINS: Resigned as Managing director
29-07-2025 Pascale van Rhijn: Resigned as Managing director
02-06-2025 Patrick De Baets: Appointed as Managing director
Full history in the Timeline (20 changes) →
Location & real-estate footprint
Registered office, Zaventem · 6 establishment units since 2020
establishment All 6 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Belgicastraat 11930 Zaventem
Ground area
2.9 ha
Building footprint
6,637 m²
Volume, LiDAR
100,903 m³
6 parcels, Brussels, Flanders, Wallonia · tallest building 41.9 m, ±13 floors. Linked by address, not a title deed.
6 establishment units
Howden Belgium
Belgicastraat 1, 1930 ZaventemInsurance, reinsurance and pension funding, except compulsory social security
since 20202.300.848.215
Howden Belgium
Waterloosesteenweg 1135, 1180 UkkelInsurance, reinsurance and pension funding, except compulsory social security
since 20232.350.010.387
Howden Flanders
Zuiderlaan 9, 8790 WaregemInsurance, reinsurance and pension funding, except compulsory social security
since 20262.391.683.666
Howden South
Route du Condroz 457, 4031 LiègeInsurance, reinsurance and pension funding, except compulsory social security
since 20262.391.683.765
Howden North
Sneeuwbeslaan 14, 2610 AntwerpenInsurance, reinsurance and pension funding, except compulsory social security
since 20262.391.683.864
Howden Flanders Aalst
Esplanadeplein 9, 9300 AalstInsurance, reinsurance and pension funding, except compulsory social security
since 20262.391.683.963
6 parcels
Flanders 4 (66.7%) Wallonia 1 (16.7%) Brussels 1 (16.7%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0041/00S000 Flanders 1.4 ha 1 · 2,696 m² 21.4 m · 6 fl.
23094D0031/00H000 Flanders 5,120 m² 1 · 1,333 m² 20.4 m · 5 fl.
21612C0257/00V000 Brussels 3,242 m² 1 · 817 m² 20.8 m · 6 fl.
41302C0999/00F004 Flanders 3,006 m² 1 · 417 m² 41.9 m · 13 fl.
62002C0087/00B000 Wallonia 2,598 m² 1 · 243 m² 10.9 m · 2 fl.
34040C1371/00M000 Flanders 1,901 m² 1 · 1,129 m² 17.2 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
Ernst & Young BedrijfsrevisorenCurrent
Statutory auditor
06-01-2026 → present
Show 2 earlier auditors
Ernst et Young Reviseurs d'Entreprises
Auditor · represented by Christophe Boschmans
succeeded by EY Bedrijfsrevisoren in 2023
13-12-2021 → 29-09-2023
EY Bedrijfsrevisoren
Auditor · represented by Christel Weymeersch
succeeded by Ernst & Young Bedrijfsrevisoren in 2026
29-09-2023 → 06-01-2026

Articles of association

Purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, in eigen naam dan wel voor rekening van derden: Het uitoefenen van activiteiten van makelaar…
Full purpose

De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, in eigen naam dan wel voor rekening van derden: Het uitoefenen van activiteiten van makelaar, gemachtigde, tussenpersoon, adviseur of consultant voor verzekering of herverzekering. Het verwerken, regelen, aanpassen en structureren van schadevorderingen, en het optreden als gemachtigde met betrekking tot deze vorderingen. De schadepreventie en het risicomanagement. Het uitvoeren van alle administratieve taken in andere al dan niet verbonden juridische entiteiten, onder andere door het uitoefenen van een bestuursmandaat, agentschap, deelname aan een directie- of vereffeningscomité, alsook de uitvoering van alle taken en functies die rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap. De vennootschap mag, rechtstreeks dan wel onrechtstreeks, door middel van overdracht, splitsing, fusie, inschrijving of aankoop van financiële instrumenten, door middel van financiële tussenkomst of op welke manier dan ook, aandeel nemen in alle bedrijven, ondernemingen, verenigingen of vennootschappen die hetzelfde of een gelijkaardig voorwerp nastreven, of een voorwerp dat eenvoudigweg nuttig zou kunnen zijn voor de verwezenlijking van haar voorwerp. De vennootschap mag alle roerende en onroerende activa, die nuttig zijn voor de verwezenlijking van haar voorwerp, aankopen, leasen, huren, ontwikkelen, verkopen of ruilen; tevens mag de vennootschap alle merken, patenten en licenties nemen, verkrijgen, kopen of verkopen, en in het algemeen, alle commerciële industriële en burgerlijke verhandelingen aangaan, roerende of onroerende, die verband houden met het voorwerp van de vennootschap, of die bijdragen tot de realisatie ervan. Te dien einde mag de vennootschap op rechtstreekse of onrechtstreekse wijze samenwerken met, deelnemen in of op welke manier dan ook belangen nemen in alle ondernemingen, alsook verbintenissen aangaan, kredieten en leningen toekennen en zekerheden stellen voor derden, daarin begrepen haar eigen bedrijf. Kortom, de vennootschap mag alle handelingen stellen die rechtstreeks of onrechtstreeks verbonden zijn met haar voorwerp, of dewelke haar bedrijfsontwikkeling ondersteunen.

Structure & network

Connections & network

14 connected companies
Patrick De Baets, Shared director, links 9 companies PDPatrick De BaetsCERCLE ROYAL DES ASSUREURS DE BELGIQUE, via Patrick De Baets CRCERCLE ROYALDES ASSUREURS…Institut Belge de la Soudure - Belgisch Instituut voor Lastechniek, via Patrick De Baets IBInstitut Belgede la Soudure…ASSURALIA (union professionnelle des entreprises d'assurances), via Patrick De Baets APASSURALIA(union…Financière Botanique, via Patrick De Baets FBFinancièreBotaniqueP & V Assurances, via Patrick De Baets PVP & VAssurancesPARTENA - SECRETARIAT SOCIAL D'EMPLOYEURS - PARTENA - SOCIAAL SECRETARIAAT VOOR werkgevers, via Patrick De Baets PSPARTENASECRETARIAT…PARTENA BUSINESS SOLUTIONS, via Patrick De Baets PBPARTENA BUSINESSSOLUTIONSPartena — Assurances Sociales pour Indépendants, via Patrick De Baets PAPartena —Assurances…YUZZU, via Patrick De Baets YYUZZUDWELSHAUVERS ASSURANCES, Shared corporate director DADWELSHAUVERSASSURANCESHorizon Assurances HoldCo, Shared corporate director HAHorizonAssurances…LINKIU, Shared corporate director LLINKIULumière HoldCo, Shared corporate director LHLumière HoldCoHowden Belgium HowdenBelgium0745.664.635
Shared directors
Linked via shared directors
Show 10 more companies with a shared director
P & V Assurances
via Patrick De Baets · Administrateur exécutif
former
YUZZU
via Patrick De Baets · Director
former
DWELSHAUVERS ASSURANCES
Shared corporate director
Horizon Assurances HoldCo
Shared corporate director
LINKIU
Shared corporate director
Lumière HoldCo
Shared corporate director
PPCJ HOLDING
Shared corporate director

Acquisitions and mergers

3 transactions
BE 0893.579.440merger by absorption · State Gazette act of 01-09-2026 (2 acts) · effective 16-07-2026
BE 0760.930.653simplified merger · proposal · State Gazette act of 25-08-2026 (2 acts)
Took over:Howden Sarton
BE 0444.530.907merger by absorption · State Gazette act of 26-10-2023 (2 acts) · effective 29-09-2023

Capital and shareholders

Shareholders according to the acts
At incorporation act of 31-03-2020 ↗
  • Howden Broking Group Ltd founder

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 08-01-2026 Capital increase of 20,000,000 EUR · to 23,428,069.09 EUR · 70,369,060 new shares · in kind
  2. 09-10-2025 Capital increase of 12,000,000 EUR · to 12,061,500 EUR · 12,000,000 new shares · in kind
  3. 09-10-2025 Capital reduction of 8,633,430.91 EUR · to 3,428,069.09 EUR · “procedure van artikel 7:210 WVV”
  4. 31-03-2020 Incorporation · 61,500 EUR · 61,500 shares

Public money · subsidies and aid

Flemish government

2023 to 2025 · 4 entries · 15,601 EUR awarded · 12,909 EUR paid
Year Entries awardedpaid
2025 1 -1,638 EUR0 EUR
2024 2 16,500 EUR12,909 EUR
2023 1 739 EUR0 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 8,239 EUR · 5,547 EUR paid · Fonds voor Innoveren en Ondernemen
Werkbaarheidscheque (stopgezet)
2 entries · 7,362 EUR · 7,362 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 1,029 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded27-03-2020
Fiscal year end30-09
Activities, NACEBEL 2025
66220Insurance agents and brokers
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.