MARIUM BUSINESS
ActiveMARIUM BUSINESS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2021 annual accounts show equity of €35k and a net result of €12k. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 21233 sector peers (fiscal year 2021). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2021
83
/ 100
Excellent▼ -12 vs 2020
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2020
Profitability54▲+5
Solvency51▼-31
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 2.68 against 1.61 in 2020), but 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
21.7%
Return on assets
7.5%
Age of the figures
56 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2022 close31-07-2023 deadline12-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 08-12-2022, 130 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
130 d late
2020
57 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Turnover
€423k▼ 20.4%
2020 · €531k
2020: €531k
2020 → 2021
EBIT margin
3.4%▲ 0.9pp
2020 · 2.5%
2020: 2.5%
2020 → 2021
Net result
€12k▲ 76.4%
2020 · €7k
2018: €6k
2019: €-1k
2020: €7k
2018 → 2021
Working capital
€92k▲ 433%
2020 · €17k
2018: €12k
2019: €14k
2020: €17k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Turnover€531k€423k▼ 20.4%
Equity€17k-€16k▼ 6.9%€23k▲ 43.3%€35k▲ 53.3%
Operating result€7k-€-2k€13k€14k▲ 9.0%
Net result€6k-€-1k€7k€12k▲ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2019 the operating result has climbed two years in a row; 2021 is 9% above 2020 and is the highest year so far.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €160k
Fixed assets
€14k▼ 23.1%
Current assets
€146k▲ 224%
Equity and liabilities €160k
Equity
€35k▲ 53.3%
Debt
€125k▲ 211%
The debt ratio rises from 64.0% to 78.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€18k▲
2020 · €17k
Cash flow
€16k▲
2020 · €11k
Solvency
21.7%▼
2020 · 36.0%
Current ratio
2.68▲
2020 · 1.61
Quick ratio
2.45▲
2020 · 1.17
Debt / equity
3.61▲
2020 · 0.54
ROE
34.8%▲
2020 · 30.2%
ROA
7.5%▼
2020 · 10.9%
Interest coverage
17.74
Debt
€125k▲
2020 · €40k
Debt ≤ 1 year
€55k▲
2020 · €28k
Debt > 1 year
€69k▲
2020 · €12k
Income taxes
€1k▼
2020 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€63k€160k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€16k€12k▼
Furniture and vehicles24-€138
Leasing and similar rights25-€12k
Financial fixed assets28€1k€1k=
Current assets29/58€45k€146k▲
Stocks and contracts in progress3€12k€12k=
Stocks30/36-€12k
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40-€604
Other amounts receivable41-€8k
Cash at bank and in hand54/58€27k€125k▲
Deferred charges and accrued income490/1-€895
Equity and liabilities
Total equity and liabilities10/49€63k€160k▲
Equity10/15€23k€35k▲
Contributions10/11€8k€8k=
Capital10-€8k
Issued capital100-€8k
Reserves13€4k€4k=
Non-distributable reserves130/1-€800
Legal reserve130-€800
Distributable reserves133-€3k
Profit (loss) carried forward14€11k€23k▲
Amounts payable17/49€40k€125k▲
Amounts payable after more than one year17€12k€69k▲
Financial debts170/4-€69k
Amounts payable within one year42/48€28k€55k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€7k€5k▼
Suppliers440/4-€5k
Taxes, remuneration and social security45-€9k
Taxes450/3-€8k
Remuneration and social security454/9-€1k
Other amounts payable47/48-€27k
Accrued charges and deferred income492/3-€1k
Income statement
Code20202021
Turnover70€531k€423k▼
Goods, raw materials, services and sundry goods60/61-€403k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8-€1k
Gross operating margin9900€18k€20k▲
Operating profit (loss)9901€13k€14k▲
Financial income75/76B-€106
Recurring financial income75-€106
Financial charges65/66B-€1k
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€11k€13k▲
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€7k€12k▲
Profit (loss) for the period to be appropriated9905€7k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23k
Profit (loss) brought forward from the previous period14P-€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 130 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲76.4%
Operating result €14k, net result €12k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 57 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-1k ▼121%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-01-2026
SINGH HARDEEP: Resigned as Director
02-06-2025
SINGH GURJIT: Resigned as Director
31-01-2025
SINGH CHITRA: Resigned as Director
09-12-2024
SINGH CHITRA: Resigned as Director
08-10-2024
ESPOSITO FILIPPO: Resigned as Manager
08-10-2024
HAMZA Ghaffar: Resigned as Manager
29-08-2024
Rinaldi Douglas: Resigned as Director
10-06-2024
El Madri Hicham: Resigned as Director
12-10-2023
Jabeen Sarwat: Resigned as Manager
12-10-2023
SINGH Manjinder: Resigned as Director
01-04-2020
Singh Baldev: Resigned as Director
03-04-2018
Raj Tilak: Resigned as Manager
01-10-2017
SINGH Dharminder: Resigned as Manager
18-08-2017
SINGH Balwinder: Resigned as Manager
Location & real-estate footprint
Registered office, Anderlecht
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plantinstraat 411070 AnderlechtGround area
363 m²
Building footprint
100 m²
Volume, LiDAR
1,538 m³
Parcel 21305B0190/00A017, Brussels · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0190/00A017 | Brussels | 363 m² | 1 · 100 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 4,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded15-11-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.