CASA SILVA
ActiveCASA SILVA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €2k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 27.97 against 4.07 in 2024), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
4.7%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
2023
5 d early
2022
11 d early
2021
3 d early
2020
15 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€35k▲ 5.2%
2024 · €33k
2018: €23k
2019: €24k
2020: €27k
2021: €29k
2022: €30k
2023: €32k
2024: €33k
2018 → 2025
Total assets
€36k▼ 17.9%
2024 · €44k
2018: €32k
2019: €44k
2020: €53k
2021: €40k
2022: €43k
2023: €38k
2024: €44k
2018 → 2025
Net result
€2k▲ 52.6%
2024 · €1k
2018: €187
2019: €1k
2020: €3k
2021: €2k
2022: €1k
2023: €2k
2024: €1k
2018 → 2025
Working capital
€33k▼ 0.2%
2024 · €33k
2018: €21k
2019: €22k
2020: €25k
2021: €27k
2022: €28k
2023: €32k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€30k▲ 3.8%€32k▲ 7.1%€33k▲ 3.5%€35k▲ 5.2%
Operating result€5k-€4k▼ 24.0%€5k▲ 30.3%€4k▼ 6.7%€5k▲ 19.5%
Net result€2k-€1k▼ 42.2%€2k▲ 96.9%€1k▼ 47.5%€2k▲ 52.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€2k
Current assets
€34k
Equity and liabilities €36k
Equity
€35k▲ 5.2%
Debt
€1k▼ 88.6%
The debt ratio falls from 24.6% to 3.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k
Cash flow
€3k
Solvency
96.6%▲
2024 · 75.4%
Current ratio
27.97▲
2024 · 4.07
Quick ratio
7.25▲
2024 · 0.95
Debt / equity
0.04▼
2024 · 0.33
ROE
4.9%▲
2024 · 3.4%
ROA
4.7%▲
2024 · 2.6%
Interest coverage
2.29
Debt
€1k▼
2024 · €11k
Debt ≤ 1 year
€1k▼
2024 · €11k
Income taxes
€873▲
2024 · €583
Staff costs
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€36k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€44k€34k▼
Stocks and contracts in progress3€34k€25k▼
Stocks30/36€34k€25k▼
Amounts receivable within one year40/41€7k€5k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€44k€36k▼
Equity10/15€33k€35k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€11k€1k▼
Amounts payable within one year42/48€11k€1k▼
Trade debts44€10k€348▼
Suppliers440/4€10k€348▼
Taxes, remuneration and social security45€583€873▲
Taxes450/3€583€873▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€884
Other operating charges640/8€1k€2k▲
Gross operating margin9900€7k€13k▲
Operating profit (loss)9901€4k€5k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€583€873▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Profit (loss) brought forward from the previous period14P€11k€13k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Liquidity times 7current ratio 27.97
Current ratio from 4.07 to 27.97; short-term debt falls from €11k to €1k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 6.64
Current ratio from 3.12 to 6.64; short-term debt falls from €13k to €6k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲155%
Net result €3k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoine Labarrestraat 381050 ElseneGround area
93 m²
Building footprint
93 m²
Volume, LiDAR
1,201 m³
Parcel 21443C0184/00Z003, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CASA SILVA
since 20042.146.659.884
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0184/00Z003 | Brussels | 93 m² | 1 · 93 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.146.659.884
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CREST BELGIUM
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MARKHOR
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AJK
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2003
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.