Biztory
ActiveSummary
Biztory has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €-112k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▲+19
Solvency33▼-4
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 13.54 against 8.7 in 2024; short-term debt: 6% and cash: 54.2% of total assets), but 91.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-112k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
22 d late
2023
20 d early
2022
2 d late
2021
2 d late
2020
26 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file Which other companies belong to the same group?Nuclys · 46 companies How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, full schema
Turnover
€1.56M▼ 6.0%
2024 · €1.66M
EBIT margin
1.2%▲ 26.3pp
2024 · -25.1%
Net result
€-112k▲ 78.7%
2024 · €-527k
Working capital
€1.96M▼ 4.5%
2024 · €2.05M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.56M▲ 163%€2.53M▲ 61.7%€2.64M▲ 4.3%€1.66M▼ 36.9%€1.56M▼ 6.0%
Operating result€69k▼ 60.9%€218k▲ 216%€-23k€-417k▼ 1,690%€19k
Net result€57k▼ 55.6%€170k▲ 201%€-77k€-527k▼ 584%€-112k▲ 78.7%
EBIT margin4.4%▼ 25.3pp8.6%▲ 4.2pp-0.9%▼ 9.5pp-25.1%▼ 24.2pp1.2%▲ 26.3pp
Equity€759k▲ 8.1%€930k▲ 22.4%€853k▼ 8.3%€325k▼ 61.8%€213k▼ 34.6%
Total assets€1.81M▼ 32.7%€1.82M=€3.35M▲ 84.7%€2.75M▼ 18.1%€2.61M▼ 5.0%
Debt€1.06M▼ 47.1%€886k▼ 16.1%€2.50M▲ 182%€2.42M▼ 3.2%€2.40M▼ 1.0%
Working capital€552k▲ 10.1%€503k▼ 8.9%€2.50M▲ 397%€2.05M▼ 17.8%€1.96M▼ 4.5%
Staff (FTE)1.8▲ 80.0%2.5▲ 38.9%2.7▲ 8.0%1.6▼ 40.7%1▼ 37.5%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €417k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.61M
Fixed assets
€492k ▲ 15.6%
Current assets
€2.12M ▼ 8.7%
Equity and liabilities €2.61M
Equity
€213k ▼ 34.6%
Provisions
€39
Debt
€2.40M ▼ 1.0%
Debt's share of the balance-sheet total rises from 88.2% to 91.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €-413k
Cash flow
€-110k▲
2024 · €-523k
Current ratio
13.54▲
2024 · 8.70
Debt to equity
11.26▲
2024 · 7.44
ROE
-52.8%▲
2024 · -162.0%
ROA
-4.3%▲
2024 · -19.2%
Interest coverage
0.20▲
2024 · -2.40
Debt ≤ 1 year
€156k▼
2024 · €267k
Debt > 1 year
€2.24M▲
2024 · €2.15M
Income taxes
€-475▼
2024 · €0
Staff costs
€87k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.56M | €2.53M | €2.64M | €1.66M | €1.56M | ▼ 6.0% |
| Non-recurring operating income76A | - | €537 | €144 | €289 | €410 | ▲ 41.8% |
| Goods, raw materials, services and sundry goods60/61 | €3.72M | €3.82M | €4.09M | €3.23M | €2.61M | ▼ 19.1% |
| Remuneration, social security and pensions62 | €212k | €231k | €230k | €131k | €87k | ▼ 33.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €6k | €6k | €5k | €3k | ▼ 41.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €11k | €-11k | - | - | €39 | - |
| Other operating charges640/8 | €2k | €3k | €2k | €3k | €2k | ▼ 22.1% |
| Gross operating margin9900 | €304k | €446k | €215k | €-279k | €110k | ▲ 139% |
| Operating profit (loss)9901 | €69k | €218k | €-23k | €-417k | €19k | ▲ 104% |
| Financial income75/76B | €56k | €64k | €49k | €62k | €34k | ▼ 44.9% |
| Recurring financial income75 | €44k | €64k | €49k | €62k | €34k | ▼ 44.9% |
| Non-recurring financial income76B | €12k | - | - | - | - | - |
| Financial charges65/66B | €49k | €46k | €103k | €172k | €166k | ▼ 3.5% |
| Recurring financial charges65 | €49k | €46k | €37k | €172k | €106k | ▼ 38.4% |
| Non-recurring financial charges66B | - | - | €66k | - | €60k | - |
| Profit (loss) for the period before taxes9903 | €76k | €236k | €-77k | €-527k | €-113k | ▲ 78.6% |
| Income taxes67/77 | €19k | €66k | €95 | €0 | €-475 | ▼ 176,115% |
| Profit (loss) for the period9904 | €57k | €170k | €-77k | €-527k | €-112k | ▲ 78.7% |
| Profit (loss) for the period to be appropriated9905 | €57k | €170k | €-77k | €-527k | €-112k | ▲ 78.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.81M | €1.82M | €3.35M | €2.75M | €2.61M | ▼ 5.0% |
| Fixed assets21/28 | €214k | €427k | €366k | €425k | €492k | ▲ 15.6% |
| Intangible fixed assets21 | - | - | - | - | €127k | - |
| Tangible fixed assets22/27 | €10k | €10k | €5k | €5k | €4k | ▼ 20.1% |
| Plant, machinery and equipment23 | €10k | €10k | €5k | €5k | €4k | ▼ 20.1% |
| Financial fixed assets28 | €204k | €417k | €361k | €421k | €361k | ▼ 14.3% |
| Current assets29/58 | €1.60M | €1.39M | €2.99M | €2.32M | €2.12M | ▼ 8.7% |
| Amounts receivable within one year40/41 | €1.52M | €1.29M | €994k | €565k | €642k | ▲ 13.7% |
| Trade receivables40 | €1.24M | €1.29M | €780k | €488k | €240k | ▼ 50.8% |
| Other amounts receivable41 | €272k | - | €213k | €77k | €402k | ▲ 423% |
| Cash at bank and in hand54/58 | €18k | €7k | €1.92M | €1.68M | €1.42M | ▼ 15.9% |
| Deferred charges and accrued income490/1 | €67k | €93k | €75k | €74k | €61k | ▼ 17.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.81M | €1.82M | €3.35M | €2.75M | €2.61M | ▼ 5.0% |
| Equity10/15 | €759k | €930k | €853k | €325k | €213k | ▼ 34.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €697k | €867k | €790k | €263k | €151k | ▼ 42.8% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €691k | €861k | €784k | €257k | €144k | ▼ 43.8% |
| Profit (loss) carried forward14 | €422 | €761 | €694 | €470 | €487 | ▲ 3.5% |
| Provisions and deferred taxes16 | - | - | - | - | €39 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €39 | - |
| Pensions and similar obligations160 | - | - | - | - | €39 | - |
| Amounts payable17/49 | €1.06M | €886k | €2.50M | €2.42M | €2.40M | ▼ 1.0% |
| Amounts payable after more than one year17 | - | - | €2.00M | €2.15M | €2.24M | ▲ 4.0% |
| Financial debts170/4 | - | - | €2.00M | €2.15M | €2.24M | ▲ 4.0% |
| Amounts payable within one year42/48 | €1.05M | €886k | €487k | €267k | €156k | ▼ 41.4% |
| Trade debts44 | €910k | €562k | €406k | €208k | €142k | ▼ 31.7% |
| Suppliers440/4 | €910k | €562k | €406k | €208k | €142k | ▼ 31.7% |
| Advances received on contracts in progress46 | €106k | €15k | - | - | - | - |
| Taxes, remuneration and social security45 | €32k | €143k | €80k | €9k | €15k | ▲ 53.9% |
| Taxes450/3 | €18k | €129k | €67k | - | €5k | - |
| Remuneration and social security454/9 | €14k | €14k | €13k | €9k | €10k | ▲ 3.8% |
| Other amounts payable47/48 | - | €166k | - | €50k | - | - |
| Accrued charges and deferred income492/3 | €7k | - | €14k | - | €766 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €170k | €-77k | €-527k | €-112k | ▲ 78.7% |
| + Depreciation and write-downs630 | €9k | €6k | €6k | €5k | €3k | ▼ 41.2% |
| Operating cash flow (approximation) | €65k | €177k | €-71k | €-523k | €-110k | ▲ 79.0% |
| Investment in fixed assets (approximation) | - | €-219k | €55k | €-64k | €-69k | ▼ 8.0% |
| Change in cash | - | €-11k | €1.91M | €-236k | €-267k | ▼ 13.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €-527k
Net result drops to €-527k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 6.14
Current ratio from 1.57 to 6.14; short-term debt falls from €886k to €487k.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €500kEq €625k ▲99.1%
2 profitable years in a row build equity to €625k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2015
Ground area
1.1 ha
Building footprint
955 m²
Volume, LiDAR
10,600 m³
Parcel 11024B0130/00C002, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
Biztory
since 20152.239.972.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0130/00C002 | Flanders | 1.1 ha | 1 · 955 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
Nuclys
46 companies
Group, risk and exposure
Connections & network
No current directors or connected companies found in the register.
Ownership & control
2 parent companiesControl over this companyparent company per the LEI register2
Kontich
Kontich · indirect · LEI lapsed
controls
BiztoryBE 0568.854.619
Recognitions · licences · registrations
Legal Entity Identifier
894500LK0NY5JA0GPB43
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 14,521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.