LDB CONSULTING
ActiveLDB CONSULTING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.25M and a net result of €231k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 2277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.64 against 4.65 in 2024; short-term debt: 11.5% and cash: 10% of total assets), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
16.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-10-2025, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
104 d early
2023
2 d late
2022
4 d early
2021
75 d early
2020
97 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€430k▲ 21.5%
2024 · €354k
2023: €1.16M
2024: €354k
2023 → 2025
EBIT margin
66.2%▲ 8.9pp
2024 · 57.3%
2023: 87.6%
2024: 57.3%
2023 → 2025
Net result
€231k▲ 28.1%
2024 · €180k
2019: €104k
2020: €88k
2021: €215k
2022: €87k
2023: €766k
2024: €180k
2019 → 2025
Working capital
€1.24M▲ 14.6%
2024 · €1.08M
2019: €742k
2020: €752k
2021: €413k
2022: €409k
2023: €1.10M
2024: €1.08M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.16M€354k▼ 69.5%€430k▲ 21.5%
Equity€480k-€463k▼ 3.6%€1.14M▲ 147%€1.11M▼ 3.1%€1.25M▲ 13.0%
Operating result€274k-€111k▼ 59.4%€1.02M▲ 815%€203k▼ 80.1%€284k▲ 40.4%
Net result€215k-€87k▼ 59.6%€766k▲ 782%€180k▼ 76.5%€231k▲ 28.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€13k▼ 50.0%
Current assets
€1.40M▲ 1.7%
Equity and liabilities €1.41M
Equity
€1.25M▲ 13.0%
Debt
€162k▼ 45.2%
The debt ratio falls from 21.1% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€298k▲
2024 · €216k
Cash flow
€244k▲
2024 · €193k
Solvency
88.5%▲
2024 · 78.9%
Current ratio
8.64▲
2024 · 4.65
Quick ratio
8.64▲
2024 · 4.65
Debt / equity
0.13▼
2024 · 0.27
ROE
18.5%▲
2024 · 16.3%
ROA
16.3%▲
2024 · 12.8%
Debt
€162k▼
2024 · €295k
Debt ≤ 1 year
€162k▼
2024 · €295k
Income taxes
€73k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.41M▲
Fixed assets21/28€27k€13k▼
Tangible fixed assets22/27€27k€13k▼
Furniture and vehicles24€27k€13k▼
Current assets29/58€1.37M€1.40M▲
Amounts receivable within one year40/41€3k€3k▲
Other amounts receivable41€3k€3k▲
Current investments50/53€1.30M€1.24M▼
Cash at bank and in hand54/58€60k€141k▲
Deferred charges and accrued income490/1€11k€11k=
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.41M▲
Equity10/15€1.11M€1.25M▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€1.08M€1.23M▲
Amounts payable17/49€295k€162k▼
Amounts payable within one year42/48€295k€162k▼
Financial debts43€50k€50k=
Other loans439€50k€50k=
Trade debts44€8k€8k▲
Suppliers440/4€8k€8k▲
Taxes, remuneration and social security45€22k€17k▼
Remuneration and social security454/9€22k€17k▼
Other amounts payable47/48€215k€87k▼
Income statement
Code20242025
Turnover70€354k€430k▲
Non-recurring operating income76A-€2k
Goods, raw materials, services and sundry goods60/61€138k€134k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€132€147▲
Gross operating margin9900€216k€298k▲
Operating profit (loss)9901€203k€284k▲
Financial income75/76B€43k€19k▼
Recurring financial income75€43k€19k▼
Profit (loss) for the period before taxes9903€246k€303k▲
Income taxes67/77€66k€73k▲
Profit (loss) for the period9904€180k€231k▲
Profit (loss) for the period to be appropriated9905€180k€231k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.30M€1.31M▲
Profit (loss) brought forward from the previous period14P€1.12M€1.08M▼
Profit to be distributed694/7€215k€87k▼
Return on contributions (dividend)694€215k€87k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
12-05
State Gazette act
General meeting · Name change
Power of attorney · Board meeting
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-01
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
02-10
State Gazette act
General meeting · Director reappointment
Permanent representative
02-10
State Gazette act
General meeting · Director reappointment
Permanent representative
31-03
Financial
Highest result since 2019net €766k ▲782%
Operating result €1.02M, net result €766k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 12.44
Current ratio from 4.57 to 12.44; short-term debt falls from €115k to €96k.
31-03
Financial
Equity above €1MEq €1.14M ▲147%
5 profitable years in a row build equity to €1.14M.
28-03
State Gazette act
General meeting · Board meeting
Auditor reappointment · Permanent representative
09-01
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €87k ▼59.6%
Net result drops to €87k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 4.57
Current ratio from 1.80 to 4.57; short-term debt falls from €516k to €115k.
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
26-11
State Gazette act
Board meeting · Merger
Permanent representative · Accounting effect
27-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
10-09
State Gazette act
General meeting · Director resignation
Director discharge · Board meeting
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
15-03
State Gazette act
Board meeting · Permanent representative
13-02
State Gazette act
Shareholder resolution · Director resignation
Director appointment · Board meeting
31-01
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
12-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijdebroeken 179051 GentGround area
738 m²
Building footprint
141 m²
Parcel 44062B0183/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Wijdebroeken 17, 9051 Gent
since 20142.226.196.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0183/00E000 | Flanders | 738 m² | 1 · 141 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
6 partiesLDB CONSULTINGBE 0544.724.680
controls
Where this company holds controlthis company sits on their board6
6 subsidiaries · 1 location
2 subsidiaries · 1 location
2 locations
2 locations
1 location
1 location
Similar companies · same sector, comparable size
VAN DESSEL CONSULTING
BE 0645.571.325
Hove · Eq €1.25M
SEBBCO
BE 0821.028.388
Schaarbeek · Eq €1.25M
GEMIMO
BE 0431.376.420
Anderlecht · Eq €1.25M
VEPHA
BE 0774.734.446
Sint-Niklaas · Eq €1.25M
IMMENSA
BE 0725.841.201
Ternat · Eq €1.25M
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2014
Fiscal year end31-03
Activities, NACEBEL
82100Office administrative and support services
82990Other business support services
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.