The LifeSkills Company
ActiveThe LifeSkills Company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.56M and a net result of €137k. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 48% of 3168 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▲+27
Solvency96▼-3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 3.38 in 2024), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
2.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
36 d early
2023
34 d early
2022
45 d late
2021
72 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€137k
2024 · €-98k
2018: €-97k
2019: €33k
2020: €-50k
2021: €20k
2022: €125k
2023: €108k
2024: €-98k
2018 → 2025
Working capital
€3.19M▲ 48.9%
2024 · €2.14M
2018: €159k
2019: €292k
2020: €-68k
2021: €282k
2022: €775k
2023: €934k
2024: €2.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€1.79M▲ 623%€1.90M▲ 6.0%€2.43M▲ 27.8%€2.56M▲ 5.7%
Operating result€-135k-€-26k▲ 80.5%€102k€-82k€185k
Net result€20k-€125k▲ 513%€108k▼ 13.4%€-98k€137k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €185k after a loss of €82k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.02M
Fixed assets
€869k▼ 5.6%
Current assets
€4.15M▲ 36.4%
Equity and liabilities €5.02M
Equity
€2.56M▲ 5.7%
Debt
€2.45M▲ 59.7%
The debt ratio rises from 38.8% to 48.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€236k▲
2024 · €-31k
Cash flow
€188k▲
2024 · €-47k
Solvency
51.1%▼
2024 · 61.2%
Current ratio
4.32▲
2024 · 3.38
Quick ratio
4.32▲
2024 · 3.38
Debt / equity
0.96▲
2024 · 0.63
ROE
5.4%▲
2024 · -4.0%
ROA
2.7%▲
2024 · -2.5%
Interest coverage
5.07▲
2024 · -1.63
Debt
€2.45M▲
2024 · €1.54M
Debt ≤ 1 year
€961k▲
2024 · €901k
Debt > 1 year
€1.47M▲
2024 · €600k
Income taxes
€5k▲
2024 · €0
Staff costs
€51▲
2024 · €-4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.96M€5.02M▲
Fixed assets21/28€920k€869k▼
Intangible fixed assets21€919k€869k▼
Tangible fixed assets22/27€704€0▼
Furniture and vehicles24€704€0▼
Financial fixed assets28€408€408=
Current assets29/58€3.04M€4.15M▲
Amounts receivable within one year40/41€1.24M€1.46M▲
Trade receivables40€1.10M€1.32M▲
Other amounts receivable41€148k€143k▼
Current investments50/53€1.33M€2.26M▲
Cash at bank and in hand54/58€346k€289k▼
Deferred charges and accrued income490/1€121k€142k▲
Equity and liabilities
Total equity and liabilities10/49€3.96M€5.02M▲
Equity10/15€2.43M€2.56M▲
Contributions10/11€2.71M€2.71M=
Capital10€2.71M€2.71M=
Issued capital100€2.71M€2.71M=
Profit (loss) carried forward14€-287k€-150k▲
Amounts payable17/49€1.54M€2.45M▲
Amounts payable after more than one year17€600k€1.47M▲
Financial debts170/4€600k€1.47M▲
Amounts payable within one year42/48€901k€961k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€209k€205k▼
Credit institutions430/8€209k€205k▼
Trade debts44€692k€397k▼
Suppliers440/4€692k€397k▼
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€0€353k▲
Accrued charges and deferred income492/3€36k€28k▼
Income statement
Code20242025
Remuneration, social security and pensions62€-4k€51▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k▼
Non-recurring operating charges66A-€452
Gross operating margin9900€-35k€236k▲
Operating profit (loss)9901€-82k€185k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€19k€47k▲
Recurring financial charges65€19k€47k▲
Profit (loss) for the period before taxes9903€-98k€143k▲
Income taxes67/77€0€5k▲
Profit (loss) for the period9904€-98k€137k▲
Profit (loss) for the period to be appropriated9905€-98k€137k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-287k€-150k▲
Profit (loss) brought forward from the previous period14P€-190k€-287k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €137k
Net result €137k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-98k ▼190%
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.43M ▲27.8%
Equity rises from €1.90M to €2.43M.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 45 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.29 to 2.59; short-term debt falls from €989k to €488k.
31-12
Financial
Equity above €1MEq €1.79M ▲623%
2 profitable years in a row build equity to €1.79M.
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 72 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 8 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Laura Nigrelli: Resigned as Director
13-08-2019
Alexander de WIT: Resigned as Director
02-10-2017
Simon COHN: Resigned as Director
31-12-2013
SOLVAY Patrick: Resigned as Director
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Cuypersstraat 31040 EtterbeekGround area
325 m²
Building footprint
129 m²
Volume, LiDAR
1,912 m³
Parcel 21005A0542/00B006, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Priester Cuypersstraat 3, 1040 Etterbeek
since 20012.098.343.590
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
27 connected companiesNetwork connections
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 17,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.