CMFPP
ActiveSummary
CMFPP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.56M and a net result of €287k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 46.01 against 51.61 in 2024; short-term debt: 2.2% and cash: 4.3% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
31 d late
2022
30 d late
2021
30 d late
2020
24 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€287k▲ 5.7%
2024 · €272k
2018: €150k
2019: €201k
2020: €190k
2021: €321k
2022: €337k
2023: €92k
2024: €272k
2018 → 2025
Working capital
€2.56M▲ 12.5%
2024 · €2.27M
2018: €1.04M
2019: €1.22M
2020: €1.24M
2021: €1.56M
2022: €1.90M
2023: €2.00M
2024: €2.27M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.57M-€1.91M▲ 21.4%€2.00M▲ 4.8%€2.27M▲ 13.6%€2.56M▲ 12.6%
Operating result€390k-€483k▲ 23.7%€182k▼ 62.2%€365k▲ 100%€392k▲ 7.4%
Net result€321k-€337k▲ 4.8%€92k▼ 72.7%€272k▲ 195%€287k▲ 5.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.62M
Fixed assets
€5k ▲ 219%
Current assets
€2.61M ▲ 12.8%
Equity and liabilities €2.62M
Equity
€2.56M ▲ 12.6%
Debt
€57k ▲ 26.5%
Debt's share of the balance-sheet total rises from 1.9% to 2.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€393k▲
2024 · €365k
Cash flow
€289k▲
2024 · €272k
Current ratio
46.01▼
2024 · 51.61
Debt to equity
0.02▲
2024 · 0.02
ROE
11.2%▼
2024 · 12.0%
ROA
11.0%▼
2024 · 11.7%
Interest coverage
10101.30▲
2024 · 2754.02
Debt ≤ 1 year
€57k▲
2024 · €45k
Income taxes
€136k▲
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.32M€2.62M▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Furniture and vehicles24-€4k
Other tangible fixed assets26€2k€1k▼
Current assets29/58€2.32M€2.61M▲
Amounts receivable within one year40/41€425k€609k▲
Trade receivables40€377k€609k▲
Other amounts receivable41€48k€0▼
Current investments50/53€1.44M€1.89M▲
Cash at bank and in hand54/58€449k€112k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.32M€2.62M▲
Equity10/15€2.27M€2.56M▲
Contributions10/11€12k€12k=
Reserves13€2.00M€2.29M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.00M€2.29M▲
Profit (loss) carried forward14€262k€262k=
Amounts payable17/49€45k€57k▲
Amounts payable within one year42/48€45k€57k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€19k€31k▲
Taxes450/3€19k€31k▲
Other amounts payable47/48€23k€24k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€331€1k▲
Other operating charges640/8€696€742▲
Non-recurring operating charges66A€0-
Gross operating margin9900€366k€394k▲
Operating profit (loss)9901€365k€392k▲
Financial income75/76B€37k€31k▼
Recurring financial income75€37k€31k▼
Financial charges65/66B€133€39▼
Recurring financial charges65€133€39▼
Profit (loss) for the period before taxes9903€402k€423k▲
Income taxes67/77€130k€136k▲
Profit (loss) for the period9904€272k€287k▲
Profit (loss) for the period to be appropriated9905€272k€287k▲
Appropriation of the result
Profit (loss) to be appropriated9906€534k€549k▲
Profit (loss) brought forward from the previous period14P€262k€262k=
Transfer to equity691/2€272k€287k▲
To other reserves6921€272k€287k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity times 5current ratio 51.61
Current ratio from 10.02 to 51.61; short-term debt falls from €221k to €45k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €92k ▼72.7%
Net result drops to €92k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.00M ▲4.8%
6 profitable years in a row build equity to €2.00M.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €337k ▲4.8%
Operating result €483k, net result €337k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 50.10
Current ratio from 17.08 to 50.10; short-term debt falls from €64k to €25k.
Show earlier events
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Louvrex 554000 LiègeGround area
807 m²
Building footprint
128 m²
Volume, LiDAR
2,335 m³
Parcel 62803B0206/00G002, Wallonia · tallest building 26.3 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803B0206/00G002 | Wallonia | 807 m² | 1 · 128 m² | 26.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AZOLLA
BE 0477.429.446
Aalst · Eq €2,560,557
RIXT INTERNATIONAL
BE 0459.621.137
Hoogstraten · Eq €2,559,603
COV CONSULT
BE 0890.297.276
Verviers · Eq €2,559,069
The LifeSkills Company
BE 0475.164.891
Etterbeek · Eq €2,563,024
VESTIMA
BE 0561.832.413
Gent · Eq €2,563,143
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 17,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.