BUSINESS LANGUAGE AND COMMUNICATION CENTRE
ActiveBUSINESS LANGUAGE AND COMMUNICATION CENTRE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €778k and a net result of €473k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▼-8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 3.35 in 2024), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.3%
Return on assets
22.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
26 d early
2023
30 d early
2022
32 d early
2021
34 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€473k▲ 3.3%
2024 · €458k
2018: €243k
2019: €65k
2020: €266k
2021: €228k
2022: €210k
2023: €393k
2024: €458k
2018 → 2025
Working capital
€1.44M▼ 13.1%
2024 · €1.66M
2018: €534k
2019: €413k
2020: €700k
2021: €908k
2022: €1.16M
2023: €1.32M
2024: €1.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€567k-€707k▲ 24.7%€749k▲ 6.1%€1.06M▲ 40.8%€778k▼ 26.3%
Operating result€304k-€281k▼ 7.4%€518k▲ 84.1%€596k▲ 15.0%€622k▲ 4.5%
Net result€228k-€210k▼ 7.6%€393k▲ 87.0%€458k▲ 16.5%€473k▲ 3.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€102k▲ 33.8%
Current assets
€1.98M▼ 16.4%
Equity and liabilities €2.08M
Equity
€778k▼ 26.3%
Debt
€1.31M▼ 6.0%
The debt ratio rises from 56.8% to 62.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€651k▲
2024 · €614k
Cash flow
€501k▲
2024 · €477k
Solvency
37.3%▼
2024 · 43.2%
Current ratio
3.69▲
2024 · 3.35
Quick ratio
3.69▲
2024 · 3.35
Debt / equity
1.68▲
2024 · 1.32
ROE
60.8%▲
2024 · 43.4%
ROA
22.7%▲
2024 · 18.7%
Interest coverage
179.28▲
2024 · 116.89
Debt
€1.31M▼
2024 · €1.39M
Debt ≤ 1 year
€537k▼
2024 · €706k
Income taxes
€170k▲
2024 · €166k
Staff costs
€1.13M▲
2024 · €1.00M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.08M▼
Fixed assets21/28€76k€102k▲
Intangible fixed assets21€62k€90k▲
Tangible fixed assets22/27€14k€12k▼
Furniture and vehicles24€14k€12k▼
Current assets29/58€2.37M€1.98M▼
Amounts receivable after more than one year29€500k-
Other amounts receivable291€500k-
Amounts receivable within one year40/41€933k€1.14M▲
Trade receivables40€926k€1.14M▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€895k€831k▼
Deferred charges and accrued income490/1€41k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.08M▼
Equity10/15€1.06M€778k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€994k€716k▼
Non-distributable reserves130/1€18k€18k=
Legal reserve130€13k€13k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€976k€698k▼
Amounts payable17/49€1.39M€1.31M▼
Amounts payable within one year42/48€706k€537k▼
Trade debts44€343k€271k▼
Suppliers440/4€343k€271k▼
Taxes, remuneration and social security45€212k€266k▲
Taxes450/3€96k€145k▲
Remuneration and social security454/9€116k€121k▲
Other amounts payable47/48€152k-
Accrued charges and deferred income492/3€683k€768k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.00M€1.13M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€28k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€167k
Gross operating margin9900€1.62M€1.95M▲
Operating profit (loss)9901€596k€622k▲
Financial income75/76B€34k€24k▼
Recurring financial income75€34k€24k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€624k€643k▲
Income taxes67/77€166k€170k▲
Profit (loss) for the period9904€458k€473k▲
Profit (loss) for the period to be appropriated9905€458k€473k▲
Appropriation of the result
Profit (loss) to be appropriated9906€458k€473k▲
Transfer from equity791/2-€751k
Transfer to equity691/2€306k€473k▲
To other reserves6921€306k€473k▲
Profit to be distributed694/7€152k€751k▲
Return on contributions (dividend)694€152k€751k▲
Social balance
Average headcount (FTE)908716.417.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
27-01
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Power of attorney5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Power of attorney5 facts ▸
- General meeting, 2025-12-11
- Director resignation, Piet Desmet (bestuurder)
- Director resignation, Edwin Bex (bestuurder)
- Power of attorney, Racine BV
- Power of attorney, Berquin Notarissen BV
2025
31-12
Financial
Highest result since 2018net €473k ▲3.3%
Operating result €622k, net result €473k, both a record.
08-12
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Statutes amendment · Capital23 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Capital23 facts ▸
- General meeting, 2025-11-28
- Statutes amendment
- Capital, €61.500
- Corporate purpose, De uitbating van een talencentrum, dat onder meer instaat voor het organiseren van taalonderricht in de meest ruime zin van het woord, van taalstages, van cultu…
- Director resignation, ZELCO NV (bestuurder)
- Director resignation, VAN ZELE HOLDING NV (bestuurder)
- Director resignation, PATRICK LECLUYSE BV (bestuurder)
- Director resignation, Lieven DE LATHAUWER (bestuurder)
- Director discharge, ZELCO NV
- Director discharge, VAN ZELE HOLDING NV
- Director discharge, PATRICK LECLUYSE BV
- Director discharge, Lieven DE LATHAUWER
- +11 further facts in this act
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.06M ▲40.8%
7 profitable years in a row build equity to €1.06M.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €567k ▲37.3%
4 profitable years in a row build equity to €567k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
12-02
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment3 facts ▸
- General meeting
- Director resignation, Frank Baert (bestuurder)
- Director appointment, Lieven De Lathauwer (bestuurder)
2020
23-10
State Gazette act
Resignations & appointmentsGeneral meeting · Statutes amendment · Capital26 facts ▸
State Gazette act
Resignations & appointments
General meeting · Statutes amendment · Capital26 facts ▸
- General meeting, 2020-09-29
- Statutes amendment
- Capital, €61.500
- Corporate purpose, De uitbating van een talencentrum, dat onder meer instaat voor het organiseren van taalonderricht in de meest ruime zin van het woord, van taalstages, van cultu…
- Director resignation, Piet DESMET (bestuurder)
- Director resignation, VAN ZELE HOLDING (bestuurder)
- Director resignation, ZELCO (bestuurder)
- Director resignation, EDUPASS (bestuurder)
- Director resignation, Edwin BEX (bestuurder)
- Director resignation, Frank BAERT (bestuurder)
- Director resignation, PATRICK LECLUYSE (bestuurder)
- Director appointment, Piet DESMET (niet-statutair bestuurder)
- +14 further facts in this act
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €65k ▼73.3%
Net result drops to €65k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €219k ▲17.7%
2 profitable years in a row build equity to €219k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-12
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Permanent representative14 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Permanent representative14 facts ▸
- General meeting, 2018-06-28
- Director appointment, NV Van Zele Holding (bestuurder)
- Permanent representative, Eric Van Zele
- Director appointment, NV Zelco (bestuurder)
- Permanent representative, Alfons Van Zele
- Director appointment, SPRL Edupass (bestuurder)
- Permanent representative, Kathleen Heireman
- Director appointment, Edwin Bex (bestuurder)
- Director resignation, Louise Dejager (directiecomite)
- Director resignation, Katrien DE NOLF (bestuurder)
- Director resignation, Caroline VAN ZELE (bestuurder)
- Director resignation, Eric Van Zele (bestuurder)
- +2 further facts in this act
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-10
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Permanent representative16 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Permanent representative16 facts ▸
- General meeting, 2017-05-05
- Director appointment, NV CRESCENT (bestuurder)
- Permanent representative, Edwin BEX
- Director appointment, Eric VAN ZELE (bestuurder)
- Director appointment, Alforis VAN ZELE (bestuurder)
- Director appointment, Caroline VAN ZELE (bestuurder)
- Director resignation, Katrien DE NOLF
- Director resignation, Piet DESMET
- Director resignation, Frank BAERT
- Director resignation, BVBA PATRICK LECLUYSE
- Director reappointment, Piet DESMET (bestuurder)
- Director reappointment, Frank BAERT (bestuurder)
- +4 further facts in this act
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
16-02
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment6 facts ▸
- General meeting, 28/11/2016
- Director resignation, Hans Maertens (bestuurder)
- Director resignation, Paul Hegge (bestuurder)
- Director appointment, Jean Pierre Tanghe (bestuurder)
- Director appointment, JP Tanghe consulting VOF (bestuurder)
- Permanent representative, Jean Pierre Tanghe
2016
11-08
State Gazette act
Capital & sharesGeneral meeting · Capital decrease · Capital5 facts ▸
State Gazette act
Capital & shares
General meeting · Capital decrease · Capital5 facts ▸
- General meeting, 22/06/2016
- Capital decrease, €64.900
- Capital, €61.500
- Statutes amendment
- Power of attorney, FRANKY CLAERHOUT
2014
24-12
State Gazette act
Resignations & appointmentsBoard meeting · Director resignation · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director resignation · Permanent representative3 facts ▸
- Board meeting, 11/09/2014
- Director resignation, COMPROF (lid van het directiecomité)
- Permanent representative, Karolien Plancke
20-06
State Gazette act
Resignations & appointmentsDirector resignation · Permanent representative · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
Director resignation · Permanent representative · Director appointment4 facts ▸
- Director resignation, a.Kompani (lid van het directiecomité)
- Permanent representative, Kristin Adriaensen
- Director appointment, Louise Dejager (lid van het directiecomité)
- Mandate compensation, Louise Dejager
2013
22-10
State Gazette act
Resignations & appointmentsBoard meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director resignation2 facts ▸
- Board meeting, 01/10/2013
- Director resignation, Hannes DE WACHTER (bestuurder)
06-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment3 facts ▸
- General meeting, 18/06/2013
- Director resignation, Jo LIBEER (bestuurder)
- Director appointment, Katrien DE NOLF (bestuurder)
2012
12-09
State Gazette act
Resignations & appointmentsGeneral meeting · Board meeting · Director resignation13 facts ▸
State Gazette act
Resignations & appointments
General meeting · Board meeting · Director resignation13 facts ▸
- General meeting, 19/06/2012
- Board meeting, 19/06/2012
- General meeting, 26/06/2012
- Board meeting, 26/06/2012
- Director resignation, D&C consulting (lid van het directiecomité)
- Permanent representative, Jean-Paul Dullers
- Director resignation, Marleen VERLINDEN (bestuurder)
- Director appointment, Hannes DE WACHTER (bestuurder)
- Director resignation, Lieven Danneels (bestuurder)
- Director resignation, Lieven Danneels (voorzitter van raad van bestuur)
- Director appointment, PATRICK LECLUYSE (bestuurder)
- Permanent representative, Patrick Lecluyse
- +1 further facts in this act
24-05
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Permanent representative10 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Permanent representative10 facts ▸
- Board meeting, 29/03/2012
- Director appointment, Comprof (lid van het directiecomité)
- Director appointment, a.Kompani (lid van het directiecomité)
- Director appointment, Edupass (lid van het directiecomité)
- Director appointment, D&C consulting (lid van het directiecomité)
- Director appointment, Comprof (voorzitter van het directiecomité)
- Permanent representative, Karolien Plancke
- Permanent representative, Kristin Adriaensen
- Permanent representative, Kathleen Heireman
- Permanent representative, Jean-Paul Dullers
09-05
State Gazette act
Statutes amendment · Legal-form changeGeneral meeting · Legal-form conversion · Net-asset statement23 facts ▸
State Gazette act
Statutes amendment · Legal-form change
General meeting · Legal-form conversion · Net-asset statement23 facts ▸
- General meeting, 2012-03-29
- Legal-form conversion, coöperatieve vennootschap met beperkte aansprakelijkheid naar naamloze vennootschap
- Net-asset statement, 2011-12-31
- Capital, €114.910,86
- Corporate purpose, De vennootschap heeft als doel de uitbating van een talencentrum, dat onder meer instaat voor het organiseren van taalonderricht in de meest ruime zin van het w…
- Director resignation, Hans MAERTENS (bestuurder)
- Director resignation, Jozef LIBEER (bestuurder)
- Director resignation, Piet DESMET (bestuurder)
- Director resignation, Paul HEGGE (bestuurder)
- Director resignation, Lieven DANNEELS (bestuurder)
- Director resignation, Frank BAERT (bestuurder)
- Director resignation, Marleen VERLINDEN (bestuurder)
- +11 further facts in this act
2011
24-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment2 facts ▸
- General meeting, 21/06/2011
- Director reappointment, Marleen VERLINDEN (bestuurder)
2010
29-10
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 23/09/2010
- Registered-office move, 8500 Kortrijk, President Kennedylaan, 9B
11-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment4 facts ▸
- General meeting, 15/06/2010
- Director resignation, Eric KENIS (bestuurder)
- Director appointment, Hans Maertens (bestuurder)
- Director reappointment, Jo LIBEER (bestuurder)
2008
26-06
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment4 facts ▸
- General meeting, 10/06/2008
- Director reappointment, Piet DESMET (bestuurder)
- Director reappointment, Paul HEGGE (bestuurder)
- Director reappointment, Eric KENIS (bestuurder)
2005
29-09
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointmentsGeneral meeting · Capital increase · Capital8 facts ▸
State Gazette act
Capital & shares · Statutes amendment · Resignations & appointments
General meeting · Capital increase · Capital8 facts ▸
- General meeting, 08/09/2005
- Capital increase, €19.831,2
- Capital increase, €34.979,68
- Capital increase, €1.597,11
- Capital, €75.000
- Statutes amendment
- Corporate purpose, De vennootschap heeft als doel de uitbating van een talencentrum, dat onder meer instaat voor organiseren van taalonderricht in de meest ruime zin van het woord…
- Director appointment, Marleen Verlinde (bestuurder)
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
30 directors, no change since 2025
Louise Dejager
Not recently confirmedLid van het directiecomité · since 01-12-2013
Edupass
Not recently confirmedLid van het directiecomité · since 01-04-2012 · Private limited company · perm. rep.: Kathleen Heireman
Libeer Jozef
Not recently confirmedDirector · since 29-03-2012
Marleen Verlinde
Not recently confirmedDirector · since 08-09-2005
08-12-2025
DESMET Piet: Resigned as Director
08-12-2025
Edwin Bex: Resigned as Director
28-11-2025
Lieven DE LATHAUWER: Resigned as Director
28-11-2025
NV Van Zele Holding: Resigned as Director
28-11-2025
PATRICK LECLUYSE BV: Resigned as Director
28-11-2025
ZELCO NV: Resigned as Director
23-10-2020
DESMET Piet: Resigned as Director
23-10-2020
Edwin Bex: Resigned as Director
23-10-2020
EDUPASS: Resigned as Director
23-10-2020
Frank Baert: Resigned as Director
23-10-2020
LECLUYSE Patrick: Resigned as Director
23-10-2020
VAN ZELE HOLDING: Resigned as Director
23-10-2020
ZELCO: Resigned as Director
29-09-2020
Frank Baert: Resigned as Director
04-12-2018
Alfons VAN ZELE: Resigned as Director
04-12-2018
Caroline VAN ZELE: Resigned as Director
04-12-2018
Eric VAN ZELE: Resigned as Director
04-12-2018
Katrien DE NOLF: Resigned as Director
04-12-2018
NV Crescent: Resigned as Director
05-05-2017
Jean-Pierre TANGHE: Resigned as Director
22-03-2017
DESMET Piet: Resigned as Director
22-03-2017
Frank Baert: Resigned as Director
22-03-2017
Katrien DE NOLF: Resigned as Director
22-03-2017
PATRICK LECLUYSE: Resigned as Director
+ 35 not shown in this overview
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
President Kennedylaan(Kor) 9B8500 KortrijkGround area
7,382 m²
Building footprint
1,420 m²
Volume, LiDAR
13,691 m³
2 parcels, Brussels, Flanders · tallest building 27.4 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
B.L.C.C.
since 19912.052.132.493
BLCC
since 20132.219.436.709
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0089/00R000 | Flanders | 6,341 m² | 1 · 1,125 m² | 13.1 m · 3 fl. |
| 21803C1246/00F002 | Brussels | 1,041 m² | 1 · 295 m² | 27.4 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
26 connected companiesNetwork connections
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Ownership & control
1 partyControl over this companysits on this company's board1
8 subsidiaries · 1 location
controls
BUSINESS LANGUAGE AND COMMUNICATION CENTREBE 0443.702.348
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Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-1991
Fiscal year end31-12
Abbreviation NL
B.L.C.C.
Activities, NACEBEL
80421
80424
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.