DAISNE-COPINE
ActiveDAISNE-COPINE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €789k and a net result of €260k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 93% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+73
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 13.72 against 29.45 in 2024), and 7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
30.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €789k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
25 d late
2023
20 d early
2022
28 d late
2021
12 d late
2020
2 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€789k▲ 49.3%
2024 · €529k
2018: €539k
2019: €550k
2020: €508k
2021: €444k
2022: €466k
2023: €500k
2024: €529k
2018 → 2025
Total assets
€848k▲ 54.7%
2024 · €548k
2018: €551k
2019: €560k
2020: €544k
2021: €569k
2022: €493k
2023: €526k
2024: €548k
2018 → 2025
Net result
€260k▲ 818%
2024 · €28k
2018: €70k
2019: €12k
2020: €26k
2021: €28k
2022: €22k
2023: €34k
2024: €28k
2018 → 2025
Working capital
€757k▲ 42.9%
2024 · €530k
2018: €502k
2019: €531k
2020: €498k
2021: €442k
2022: €466k
2023: €500k
2024: €530k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€466k▲ 4.9%€500k▲ 7.3%€529k▲ 5.7%€789k▲ 49.3%
Operating result€42k-€32k▼ 23.7%€49k▲ 51.9%€41k▼ 15.5%€378k▲ 817%
Net result€28k-€22k▼ 22.7%€34k▲ 55.7%€28k▼ 16.6%€260k▲ 818%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 817% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €848k
Fixed assets
€32k▲ 26,596%
Current assets
€816k▲ 48.9%
Equity and liabilities €848k
Equity
€789k▲ 49.3%
Debt
€60k▲ 201%
The debt ratio rises from 3.6% to 7.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€384k▲
2024 · €41k
Cash flow
€266k▲
2024 · €28k
Solvency
93.0%▼
2024 · 96.4%
Current ratio
13.72▼
2024 · 29.45
Quick ratio
13.72▼
2024 · 29.45
Debt / equity
0.08▲
2024 · 0.04
ROE
33.0%▲
2024 · 5.4%
ROA
30.7%▲
2024 · 5.2%
Interest coverage
145.08▲
2024 · 40.08
Debt
€60k▲
2024 · €20k
Debt ≤ 1 year
€60k▲
2024 · €19k
Income taxes
€119k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€548k€848k▲
Fixed assets21/28€120€32k▲
Tangible fixed assets22/27-€32k
Furniture and vehicles24-€32k
Financial fixed assets28€120€120=
Current assets29/58€548k€816k▲
Amounts receivable within one year40/41€10k€739▼
Trade receivables40€9k€0▼
Other amounts receivable41€739€739=
Current investments50/53€312k€338k▲
Cash at bank and in hand54/58€213k€293k▲
Deferred charges and accrued income490/1€13k€184k▲
Equity and liabilities
Total equity and liabilities10/49€548k€848k▲
Equity10/15€529k€789k▲
Contributions10/11€6k€6k=
Reserves13€522k€783k▲
Distributable reserves133€522k€783k▲
Profit (loss) carried forward14€91€101▲
Amounts payable17/49€20k€60k▲
Amounts payable within one year42/48€19k€60k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45-€40k
Taxes450/3-€40k
Other amounts payable47/48€19k€17k▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18€6k▲
Other operating charges640/8€980€2k▲
Gross operating margin9900€42k€385k▲
Operating profit (loss)9901€41k€378k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€43k€380k▲
Income taxes67/77€15k€119k▲
Profit (loss) for the period9904€28k€260k▲
Profit (loss) for the period to be appropriated9905€28k€260k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€260k▲
Profit (loss) brought forward from the previous period14P€91€91▲
Transfer to equity691/2€28k€260k▲
To other reserves6921€28k€260k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2018net €260k ▲818%
Operating result €378k, net result €260k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €500k ▲7.3%
6 profitable years in a row build equity to €500k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 18.17
Current ratio from 4.54 to 18.17; short-term debt falls from €125k to €27k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼82.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Trois-Bonniers, St.-Den. 125081 La BruyèreGround area
798 m²
Building footprint
110 m²
Parcel 92103B0616/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Trois-Bonniers, St.-Den. 12, 5081 La Bruyère
since 20062.248.125.349
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92103B0616/00H000 | Wallonia | 798 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRAINING CENTER
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Of 3,006 companies in sector 85592 we hold annual accounts for 984. 527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2006
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.