BELGIAN ESTATE CONSULT
ActiveBELGIAN ESTATE CONSULT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €233k and a net result of €119k. Equity is growing by ~3.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+72
Solvency100▲+16
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 14.41 against 1.28 in 2023), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.7%
Return on assets
47.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
26 d late
2022
31 d late
2021
3 d early
2020
54 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€233k▲ 104%
2023 · €114k
2018: €100k
2019: €99k
2020: €103k
2021: €104k
2022: €108k
2023: €114k
2018 → 2024
Total assets
€249k▲ 55.7%
2023 · €160k
2018: €143k
2019: €142k
2020: €147k
2021: €150k
2022: €154k
2023: €160k
2018 → 2024
Net result
€119k▲ 1,740%
2023 · €6k
2018: €4k
2019: €-735
2020: €4k
2021: €2k
2022: €4k
2023: €6k
2018 → 2024
Working capital
€210k▲ 1,568%
2023 · €13k
2018: €-20k
2019: €-17k
2020: €-9k
2021: €-2k
2022: €3k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€103k-€104k▲ 1.5%€108k▲ 3.4%€114k▲ 6.0%€233k▲ 104%
Operating result€6k-€2k▼ 70.1%€5k▲ 192%€9k▲ 87.7%€159k▲ 1,621%
Net result€4k-€2k▼ 57.0%€4k▲ 138%€6k▲ 80.2%€119k▲ 1,740%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1,621% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €249k
Fixed assets
€24k▼ 76.9%
Current assets
€225k▲ 287%
Equity and liabilities €249k
Equity
€233k▲ 104%
Debt
€16k▼ 65.7%
The debt ratio falls from 28.5% to 6.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€160k▲
2023 · €14k
Cash flow
€119k▲
2023 · €11k
Solvency
93.7%▲
2023 · 71.5%
Current ratio
14.41▲
2023 · 1.28
Quick ratio
14.41▲
2023 · 1.28
Debt / equity
0.07▼
2023 · 0.40
ROE
51.0%▲
2023 · 5.7%
ROA
47.8%▲
2023 · 4.0%
Interest coverage
789.46▲
2023 · 301.63
Debt
€16k▼
2023 · €46k
Debt ≤ 1 year
€16k▼
2023 · €46k
Income taxes
€40k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€160k€249k▲
Fixed assets21/28€102k€24k▼
Tangible fixed assets22/27€87k€8k▼
Land and buildings22€87k€8k▼
Financial fixed assets28€15k€15k▲
Current assets29/58€58k€225k▲
Amounts receivable within one year40/41€51k€101k▲
Trade receivables40-€7k
Other amounts receivable41€51k€94k▲
Cash at bank and in hand54/58€7k€124k▲
Equity and liabilities
Total equity and liabilities10/49€160k€249k▲
Equity10/15€114k€233k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€46k€165k▲
Amounts payable17/49€46k€16k▼
Amounts payable within one year42/48€46k€16k▼
Trade debts44€861-
Suppliers440/4€861-
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€42k€13k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€424▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€15k€161k▲
Operating profit (loss)9901€9k€159k▲
Financial charges65/66B€45€203▲
Recurring financial charges65€45€203▲
Profit (loss) for the period before taxes9903€9k€159k▲
Income taxes67/77€3k€40k▲
Profit (loss) for the period9904€6k€119k▲
Profit (loss) for the period to be appropriated9905€6k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€165k▲
Profit (loss) brought forward from the previous period14P€40k€46k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €119k ▲1740%
Operating result €159k, net result €119k, both a record.
31-12
Financial
Liquidity times 11current ratio 14.41
Current ratio from 1.28 to 14.41; short-term debt falls from €46k to €16k.
31-12
Financial
Equity above €200kEq €233k ▲104%
5 profitable years in a row build equity to €233k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲3.5%
Equity rises from €99k to €103k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-735 ▼118%
Net result drops to €-735, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-11-2014
Coralie Archambeau: Resigned as Director
13-11-2014
Cédric Archambeau: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Wandstraat 2651020 BrusselGround area
860 m²
Building footprint
200 m²
Volume, LiDAR
329 m³
2 parcels, Brussels, Wallonia · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Le Bois Planté 26, 5340 Gesves
since 19892.045.942.311
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042E0382/00F000 | Wallonia | 808 m² | 1 · 163 m² | - |
| 21818E0166/00B008 | Brussels | 52 m² | 1 · 36 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-11-1989
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.