ARCHAMBEAU, Avocat
ActiveARCHAMBEAU, Avocat has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency26▼-46
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.47 in 2023), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.1%
Return on assets
-34.3%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€20k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
26 d late
2022
31 d late
2021
3 d early
2020
64 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k▼ 63.0%
2023 · €32k
2018: €19k
2019: €58k
2020: €100k
2021: €86k
2022: €79k
2023: €32k
2018 → 2024
Total assets
€59k▼ 26.1%
2023 · €79k
2018: €98k
2019: €149k
2020: €115k
2021: €100k
2022: €110k
2023: €79k
2018 → 2024
Net result
€-20k▲ 57.1%
2023 · €-47k
2018: €25k
2019: €38k
2020: €42k
2021: €-14k
2022: €-7k
2023: €-47k
2018 → 2024
Working capital
€2k▼ 90.1%
2023 · €22k
2018: €3k
2019: €43k
2020: €89k
2021: €75k
2022: €69k
2023: €22k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€86k▼ 14.3%€79k▼ 8.0%€32k▼ 59.5%€12k▼ 63.0%
Operating result€48k-€-14k€-6k▲ 57.0%€-46k▼ 666%€-19k▲ 59.4%
Net result€42k-€-14k€-7k▲ 52.3%€-47k▼ 587%€-20k▲ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2024 against €46k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€10k=
Current assets
€49k▼ 29.7%
Equity and liabilities €59k
Equity
€12k▼ 63.0%
Debt
€47k▼ 1.2%
The debt ratio rises from 59.8% to 79.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
20.1%▼
2023 · 40.2%
Current ratio
1.05▼
2023 · 1.47
Quick ratio
1.05▼
2023 · 1.47
Debt / equity
3.97▲
2023 · 1.49
ROE
-170.5%▼
2023 · -147.0%
ROA
-34.3%▲
2023 · -59.1%
Debt
€47k▼
2023 · €47k
Debt ≤ 1 year
€47k▼
2023 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€79k€59k▼
Fixed assets21/28€10k€10k=
Tangible fixed assets22/27€8k€8k=
Furniture and vehicles24€8k€8k=
Financial fixed assets28€2k€2k=
Current assets29/58€70k€49k▼
Amounts receivable within one year40/41€44k€27k▼
Trade receivables40€12k€12k=
Other amounts receivable41€32k€15k▼
Cash at bank and in hand54/58€26k€20k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€79k€59k▼
Equity10/15€32k€12k▼
Contributions10/11€31k€31k=
Reserves13€58k€58k=
Non-distributable reserves130/1€3k€16k▲
Reserves not available under the articles1311€3k€16k▲
Distributable reserves133€55k€42k▼
Profit (loss) carried forward14€-57k€-77k▼
Amounts payable17/49€47k€47k▼
Amounts payable within one year42/48€47k€47k▼
Trade debts44€31k€30k▼
Suppliers440/4€31k€30k▼
Advances received on contracts in progress46-€7k
Other amounts payable47/48€17k€9k▼
Income statement
Code20232024
Other operating charges640/8€4k€3k▼
Gross operating margin9900€-42k€-16k▲
Operating profit (loss)9901€-46k€-19k▲
Financial income75/76B€143-
Recurring financial income75€143-
Financial charges65/66B€729€1k▲
Recurring financial charges65€729€1k▲
Profit (loss) for the period before taxes9903€-47k€-20k▲
Profit (loss) for the period9904€-47k€-20k▲
Profit (loss) for the period to be appropriated9905€-47k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-57k€-77k▼
Profit (loss) brought forward from the previous period14P€-10k€-57k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €42k ▲11.5%
Operating result €48k, net result €42k, both a record.
31-12
Financial
Liquidity times 5current ratio 6.77
Current ratio from 1.48 to 6.77; short-term debt falls from €91k to €15k.
31-12
Financial
Equity above €100kEq €100k ▲73.7%
3 profitable years in a row build equity to €100k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Wandstraat 2651020 BrusselGround area
558 m²
Building footprint
36 m²
Volume, LiDAR
329 m³
2 parcels, Brussels · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mutsaardlaan 38, 1020 Brussel
since 19882.227.996.463
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0211/00G004 | Brussels | 506 m² | - | - |
| 21818E0166/00B008 | Brussels | 52 m² | 1 · 36 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
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BE 1012.366.729
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LegalMatters
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Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-01-1988
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.