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LISALIM

Active
Public limited companyfounded 197649 yrs activeVenecoweg 22, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0416.580.455

LISALIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.34M and a net result of €226k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 40% of 1009 sector peers (fiscal year 2025). The company has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €4.3M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
17 d early
2023
37 d early
2022
139 d early
2021
17 d early
2020
11 d late
2019
30 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity
€4.34M▲ 5.5%
2024 · €4.12M
2018: €3.51M 2019: €3.89M 2020: €3.92M 2021: €3.99M 2022: €4.26M 2023: €3.92M 2024: €4.12M
2018 → 2025
Net result
€226k▼ 22.5%
2024 · €291k
2018: €271k 2019: €534k 2020: €27k 2021: €71k 2022: €368k 2023: €701k 2024: €291k
2018 → 2025
Total assets
€20.73M▲ 14.1%
2024 · €18.17M
2018: €9.20M 2019: €13.38M 2020: €16.39M 2021: €21.53M 2022: €19.81M 2023: €19.29M 2024: €18.17M
2018 → 2025
Solvency
20.9%▼ 1.7pp
2024 · 22.7%
2018: 38.1% 2019: 29.1% 2020: 23.9% 2021: 18.5% 2022: 21.5% 2023: 20.3% 2024: 22.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€2.07M-€2.38M▲ 15.1%€2.68M▲ 12.2%€2.59M▼ 3.2%€2.81M▲ 8.3%
Equity€3.99M-€4.26M▲ 6.7%€3.92M▼ 7.9%€4.12M▲ 4.9%€4.34M▲ 5.5%
Operating result€380k-€576k▲ 51.6%€1.52M▲ 163%€697k▼ 54.1%€661k▼ 5.2%
Net result€71k-€368k▲ 422%€701k▲ 90.4%€291k▼ 58.5%€226k▼ 22.5%
Result per fiscal year
Operating resultNet result
€0€500k€1.00M€1.50MOperating result 2021: €380k€380kNet result 2021: €71k€71kOperating result 2022: €576k€576kNet result 2022: €368k€368kOperating result 2023: €1.52M€1.52MNet result 2023: €701k€701kOperating result 2024: €697k€697kNet result 2024: €291k€291kOperating result 2025: €661k€661kNet result 2025: €226k€226k20212022202320242025
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.73M
Fixed assets €19.33M▲ 17.5%
Current assets €1.40M▼ 18.6%
Equity and liabilities €20.73M
Equity €4.34M▲ 5.5%
Provisions €382k▼ 4.4%
Debt €16.01M▲ 17.3%
The debt ratio rises from 75.1% to 77.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
20.9%
2024 · 22.7%
ROE
5.2%
2024 · 7.1%
ROA
1.1%
2024 · 1.6%
Debt
€16.01M
2024 · €13.65M
Debt ≤ 1 year
€2.59M
2024 · €1.25M
Debt > 1 year
€13.37M
2024 · €12.35M
Income taxes
€126k
2024 · €136k
Staff costs
€474k
2024 · €428k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€18.17M€20.73M
Fixed assets21/28€16.45M€19.33M
Tangible fixed assets22/27€16.41M€17.31M
Land and buildings22€16.35M€17.26M
Plant, machinery and equipment23€60k€48k
Furniture and vehicles24€2-
Financial fixed assets28€42k€2.03M
Affiliated companies280/1€39k€2.02M
Participating interests280-€2.02M
Amounts receivable281€39k-
Other financial fixed assets284/8€3k€3k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€1.72M€1.40M
Amounts receivable within one year40/41€133k€279k
Trade receivables40€68k€70k
Other amounts receivable41€66k€210k
Current investments50/53€1.03M€955k
Other investments51/53€1.03M€955k
Cash at bank and in hand54/58€537k€151k
Deferred charges and accrued income490/1€21k€12k
Equity and liabilities
Total equity and liabilities10/49€18.17M€20.73M
Equity10/15€4.12M€4.34M
Contributions10/11€1.25M€1.25M=
Capital10€1.25M€1.25M=
Issued capital100€1.25M€1.25M=
Outside capital11€671€671=
Share premium1100/10€671€671=
Revaluation surpluses12€146k€146k=
Reserves13€2.72M€2.94M
Non-distributable reserves130/1€134k€134k=
Legal reserve130€125k€125k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€457k€439k
Distributable reserves133€2.13M€2.37M
Provisions and deferred taxes16€400k€382k
Deferred taxes168€400k€382k
Amounts payable17/49€13.65M€16.01M
Amounts payable after more than one year17€12.35M€13.37M
Financial debts170/4€12.35M€13.37M
Credit institutions173€7.08M€8.30M
Other loans174€5.27M€5.07M
Amounts payable within one year42/48€1.25M€2.59M
Current portion of amounts payable after more than one year42€865k€1.03M
Financial debts43€79k€1.26M
Credit institutions430/8€58k€1.26M
Other loans439€20k-
Trade debts44€133k€62k
Suppliers440/4€133k€62k
Taxes, remuneration and social security45€76k€91k
Taxes450/3€20k€23k
Remuneration and social security454/9€56k€68k
Other amounts payable47/48€101k€155k
Accrued charges and deferred income492/3€52k€45k
Income statement Code20242025
Operating income70/76A€2.78M€3.00M
Turnover70€2.59M€2.81M
Other operating income74€193k€195k
Operating charges60/66A€2.09M€2.34M
Services and other goods61€478k€566k
Remuneration, social security and pensions62€428k€474k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€971k€1.08M
Other operating charges640/8€209k€221k
Operating profit (loss)9901€697k€661k
Financial income75/76B€59k€26k
Recurring financial income75€59k€26k
Income from current assets751€59k€26k
Other financial income752/9€0€3
Financial charges65/66B€336k€353k
Recurring financial charges65€336k€353k
Debt charges650€335k€352k
Other financial charges652/9€677€164
Profit (loss) for the period before taxes9903€421k€334k
Transfer from deferred taxes780€6k€17k
Income taxes67/77€136k€126k
Taxes670/3€136k€126k
Profit (loss) for the period9904€291k€226k
Transfer from tax-exempt reserves789€11k€18k
Profit (loss) for the period to be appropriated9905€303k€244k
Appropriation of the result
Profit (loss) to be appropriated9906€303k€244k
Transfer to equity691/2€203k€244k
To other reserves6921€203k€244k
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
Social balance
Average headcount (FTE)90874.84.8=

The notes to these accounts (55 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-09
State Gazette act General meeting · Director reappointment
Director appointment · Director resignation
26-08
State Gazette act General meeting · Director reappointment
Permanent representative · Director resignation
16-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2018net €701k ▲90.4%
Operating result €1.52M, net result €701k, both a record.
31-12
Financial Liquidity doublescurrent ratio 1.28
Current ratio from 0.55 to 1.28.
14-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
11-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
31-12
Financial Weakest financial yearnet €27k ▼94.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2025
This board is reconstructed from a single act (25115672). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
De Veyt Philippe
Managing director · since 05-07-2019
Current
Santens Françoise
Managing director · since 05-07-2019
Current
Santens Anne
Managing director · since 18-04-2017
Current
Malpy Invest NV
Director · since 03-03-2020 · Legal entity
Not recently confirmed
Sancofa NV
Director · since 03-03-2020 · Legal entity
Not recently confirmed
15-09-2025 De Veyt Philippe: Appointed as Managing director
15-09-2025 Santens Françoise: Appointed as Managing director
15-09-2025 Santens Anne: Appointed as Managing director
03-03-2020 Malpy Invest NV: Appointed as Director
03-03-2020 Malpy Invest NV: Appointed as Managing director
03-03-2020 Sancofa NV: Appointed as Director
03-03-2020 Sancofa NV: Appointed as Managing director
03-03-2020 Lisakat NV: Resigned as Director
03-03-2020 Top Bronnen Dornein NV: Resigned as Director
05-07-2019 De Veyt Philippe: Appointed as Director
05-07-2019 De Veyt Philippe: Appointed as Managing director
05-07-2019 Santens Françoise: Appointed as Director
05-07-2019 Santens Françoise: Appointed as Managing director
05-07-2019 Santens Anne: Appointed as Director
05-07-2019 Santens Anne: Appointed as Managing director
18-04-2017 Santens Anne: Appointed as Vast vertegenwoordiger
18-04-2017 Bernard Santens: Resigned as Vast vertegenwoordiger
01-06-2015 Bernard Santens: Appointed as Vast vertegenwoordiger
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Venecoweg 229810 Nazareth-De Pinte
Ground area
2.0 ha
Building footprint
1.3 ha
Volume, LiDAR
100,658 m³
Parcel 44048A0132/00F003, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
lisalim
Venecoweg 22, 9810 Nazareth-De PinteNACE 7012001
since 20032.132.356.641
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44048A0132/00F003 Flanders 2.0 ha 1 · 1.3 ha 11.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

2 parties
LISALIMBE 0416.580.455
controls
Where this company holds controlthis company sits on their board2
88 locations
1 location

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 8,565 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded16-11-1976
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
70200Business and other management consultancy
70220Business consulting
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.