SOPRACO
ActiveSummary
SOPRACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.3m and a net result of -€198,810. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 16% of 2444 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
30 d early
2023
27 d early
2022
4 d early
2021
17 d early
2020
25 d early
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, full schema
In the rankings
#2 employer in Geel, Finance and insurance sector#9 company by total assets in Geel, Finance and insurance sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€4.3m▼ 4.4%
2024 · €4.5m
Net result
-€198,810▲ 72.8%
2024 · -€731,086
Total assets
€26.1m▼ 28.9%
2024 · €36.6m
Solvency
16.6%▲ 4.3pp
2024 · 12.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€8.3m▲ 1.6%€8.1m▼ 2.8%€8.6m▲ 6.4%€8.8m▲ 1.7%€8.9m▲ 1.3%
Operating result€599,483▲ 10.8%€128,271▼ 78.6%€186,954▲ 45.7%-€133,767€129,929
Net result€544,743within the sector's middle half▲ 9.5%-€8.4mbelow the sector's middle half-€550,700below the sector's middle half▲ 93.4%-€731,086below the sector's middle half▼ 32.8%-€198,810below the sector's middle half▲ 72.8%
Equity€14.2mwithin the sector's middle half▲ 4.0%€5.8mwithin the sector's middle half▼ 59.1%€5.3mwithin the sector's middle half▼ 9.5%€4.5mwithin the sector's middle half▼ 13.9%€4.3mwithin the sector's middle half▼ 4.4%
Total assets€43.8mabove the sector's middle half▲ 0.3%€36.8mwithin the sector's middle half▼ 15.9%€38.7mwithin the sector's middle half▲ 5.2%€36.6mwithin the sector's middle half▼ 5.4%€26.1mwithin the sector's middle half▼ 28.9%
Debt€29.6m▼ 1.4%€30.1m▲ 1.8%€32.5m▲ 8.0%€31.1m▼ 4.5%€20.8m▼ 33.1%
Working capital-€6.5mbelow the sector's middle half▲ 7.7%-€16.5mbelow the sector's middle half▼ 153%-€16.5mbelow the sector's middle half=-€16.3mbelow the sector's middle half▲ 1.7%-€16.4mbelow the sector's middle half▼ 0.6%
Solvency32.5%within the sector's middle half▲ 1.2pp15.8%below the sector's middle half▼ 16.7pp13.6%below the sector's middle half▼ 2.2pp12.4%below the sector's middle half▼ 1.2pp16.6%below the sector's middle half▲ 4.3pp
Current ratio0.78within the sector's middle half▲ 0.020.45within the sector's middle half▼ 0.330.49within the sector's middle half▲ 0.040.48within the sector's middle half▼ 0.010.21below the sector's middle half▼ 0.27
Return on assets (ROA)1.2%within the sector's middle half▲ 0.1pp-22.8%below the sector's middle half▼ 24.1pp-1.4%below the sector's middle half▲ 21.4pp-2.0%below the sector's middle half▼ 0.6pp-0.8%below the sector's middle half▲ 1.2pp
Staff (FTE)46.2above the sector's middle half▼ 1.3%45above the sector's middle half▼ 2.6%50.6above the sector's middle half▲ 12.4%50.3above the sector's middle half▼ 0.6%45.5above the sector's middle half▼ 9.5%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €129,929 after a loss of €133,767 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26.1m
Fixed assets
€21.7m ▼ 0.7%
Current assets
€4.3m ▼ 70.7%
Equity and liabilities €26.1m
Equity
€4.3m ▼ 4.4%
Provisions
€918,971 ▼ 10.0%
Debt
€20.8m ▼ 33.1%
Debt's share of the balance-sheet total falls from 84.8% to 79.8%. Equity and debt are lower.
Key figures and ratios
ROE
-4.6%▲
2024 · -16.1%
Debt ≤ 1 year
€20.7m▼
2024 · €31.0m
Income taxes
€53,784▼
2024 · €108,956
Staff costs
€4.0m▼
2024 · €4.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €8.7m | €8.4m | €8.9m | €8.9m | €9.2m | ▲ 2.7% |
| Turnover70 | €8.3m | €8.1m | €8.6m | €8.8m | €8.9m | ▲ 1.3% |
| Other operating income74 | €361,663 | €253,237 | €241,414 | €164,454 | €300,159 | ▲ 82.5% |
| Non-recurring operating income76A | €7,500 | - | €814 | €5,756 | €993 | ▼ 82.8% |
| Operating charges60/66A | €8.1m | €8.2m | €8.7m | €9.1m | €9.1m | ▼ 0.2% |
| Services and other goods61 | €4.9m | €4.1m | €4.9m | €4.6m | €5.1m | ▲ 9.2% |
| Remuneration, social security and pensions62 | €3.2m | €3.2m | €3.8m | €4.4m | €4.0m | ▼ 7.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €67,389 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €894,693 | €49,217 | €77,369 | -€102,308 | ▼ 232% |
| Other operating charges640/8 | €714 | €970 | €1,210 | €1,343 | €1,118 | ▼ 16.7% |
| Operating profit (loss)9901 | €599,483 | €128,271 | €186,954 | -€133,767 | €129,929 | ▲ 197% |
| Financial income75/76B | €827,977 | €821,023 | €394,932 | €856,591 | €478,234 | ▼ 44.2% |
| Recurring financial income75 | €827,977 | €821,023 | €394,932 | €856,591 | €478,234 | ▼ 44.2% |
| Income from current assets751 | €827,874 | €821,017 | €394,931 | €856,589 | €460,007 | ▼ 46.3% |
| Other financial income752/9 | €104 | €6 | €1 | €2 | €18,227 | ▲ 802,837% |
| Financial charges65/66B | €577,198 | €9.2m | €1.0m | €1.3m | €753,189 | ▼ 44.0% |
| Recurring financial charges65 | €577,198 | €715,884 | €550,576 | €639,315 | €598,444 | ▼ 6.4% |
| Debt charges650 | €580,817 | €582,932 | €596,779 | €620,394 | €580,445 | ▼ 6.4% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | -€5,175 | €69,450 | -€68,612 | -€1,680 | €745 | ▲ 144% |
| Other financial charges652/9 | €1,556 | €63,502 | €22,409 | €20,601 | €17,254 | ▼ 16.2% |
| Non-recurring financial charges66B | - | €8.5m | €490,000 | €705,640 | €154,745 | ▼ 78.1% |
| Profit (loss) for the period before taxes9903 | €850,262 | -€8.3m | -€458,691 | -€622,131 | -€145,026 | ▲ 76.7% |
| Income taxes67/77 | €305,519 | €134,471 | €92,009 | €108,956 | €53,784 | ▼ 50.6% |
| Taxes670/3 | €306,000 | €134,800 | €92,009 | €108,956 | €53,784 | ▼ 50.6% |
| Tax adjustments and reversals of tax provisions77 | €481 | €329 | - | - | - | - |
| Profit (loss) for the period9904 | €544,743 | -€8.4m | -€550,700 | -€731,086 | -€198,810 | ▲ 72.8% |
| Profit (loss) for the period to be appropriated9905 | €544,743 | -€8.4m | -€550,700 | -€731,086 | -€198,810 | ▲ 72.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43.8m | €36.8m | €38.7m | €36.6m | €26.1m | ▼ 28.9% |
| Fixed assets21/28 | €20.8m | €23.3m | €22.8m | €21.9m | €21.7m | ▼ 0.7% |
| Financial fixed assets28 | €20.8m | €23.3m | €22.8m | €21.9m | €21.7m | ▼ 0.7% |
| Affiliated companies280/1 | €20.6m | €23.1m | €22.6m | €21.9m | €21.7m | ▼ 0.7% |
| Participating interests280 | €20.6m | €23.1m | €22.6m | €21.9m | €21.7m | ▼ 0.7% |
| Companies linked by participating interests282/3 | €226,000 | €226,000 | €226,000 | €6,000 | €6,000 | = |
| Participating interests282 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Amounts receivable283 | €220,000 | €220,000 | €220,000 | - | - | - |
| Current assets29/58 | €23.0m | €13.5m | €15.9m | €14.8m | €4.3m | ▼ 70.7% |
| Amounts receivable within one year40/41 | €22.9m | €12.6m | €14.9m | €13.2m | €2.9m | ▼ 78.3% |
| Trade receivables40 | €2.3m | €3.0m | €4.5m | €2.4m | €2.7m | ▲ 13.1% |
| Other amounts receivable41 | €20.6m | €9.6m | €10.4m | €10.8m | €133,634 | ▼ 98.8% |
| Current investments50/53 | €83,195 | €964,175 | €1.0m | €1.0m | €906,466 | ▼ 11.2% |
| Other investments51/53 | €83,195 | €964,175 | €1.0m | €1.0m | €906,466 | ▼ 11.2% |
| Cash at bank and in hand54/58 | - | - | €42,449 | €505,281 | €540,367 | ▲ 6.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €13,083 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43.8m | €36.8m | €38.7m | €36.6m | €26.1m | ▼ 28.9% |
| Equity10/15 | €14.2m | €5.8m | €5.3m | €4.5m | €4.3m | ▼ 4.4% |
| Contributions10/11 | €12.2m | €12.2m | €12.2m | €12.2m | €12.2m | = |
| Capital10 | €12.2m | €12.2m | €12.2m | €12.2m | €12.2m | = |
| Issued capital100 | €12.2m | €12.2m | €12.2m | €12.2m | €12.2m | = |
| Reserves13 | €409,101 | €409,101 | €409,101 | €409,101 | €409,101 | = |
| Non-distributable reserves130/1 | €405,300 | €405,300 | €405,300 | €405,300 | €405,300 | = |
| Legal reserve130 | €405,300 | €405,300 | €405,300 | €405,300 | €405,300 | = |
| Distributable reserves133 | €3,801 | €3,801 | €3,801 | €3,801 | €3,801 | = |
| Profit (loss) carried forward14 | €1.6m | -€6.8m | -€7.4m | -€8.1m | -€8.3m | ▼ 2.5% |
| Provisions and deferred taxes16 | - | €894,693 | €943,910 | €1.0m | €918,971 | ▼ 10.0% |
| Provisions for liabilities and charges160/5 | - | €894,693 | €943,910 | €1.0m | €918,971 | ▼ 10.0% |
| Pensions and similar obligations160 | - | - | - | - | €12,505 | - |
| Other liabilities and charges164/5 | - | €894,693 | €943,910 | €1.0m | €906,466 | ▼ 11.2% |
| Amounts payable17/49 | €29.6m | €30.1m | €32.5m | €31.1m | €20.8m | ▼ 33.1% |
| Amounts payable within one year42/48 | €29.5m | €30.1m | €32.5m | €31.0m | €20.7m | ▼ 33.3% |
| Trade debts44 | €641,328 | €1.1m | €1.4m | €611,857 | €759,168 | ▲ 24.1% |
| Suppliers440/4 | €641,328 | €1.1m | €1.4m | €611,857 | €759,168 | ▲ 24.1% |
| Taxes, remuneration and social security45 | €1.0m | €886,732 | €951,840 | €818,806 | €670,875 | ▼ 18.1% |
| Taxes450/3 | €465,542 | €330,823 | €266,387 | €214,619 | €118,460 | ▼ 44.8% |
| Remuneration and social security454/9 | €543,562 | €555,909 | €685,453 | €604,187 | €552,415 | ▼ 8.6% |
| Other amounts payable47/48 | €27.9m | €28.1m | €30.1m | €29.6m | €19.3m | ▼ 34.9% |
| Accrued charges and deferred income492/3 | €52,494 | €54,418 | €58,470 | €60,443 | €104,193 | ▲ 72.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €544,743 | -€8.4m | -€550,700 | -€731,086 | -€198,810 | ▲ 72.8% |
| Operating cash flow (approximation) | €544,743 | -€8.4m | -€550,700 | -€731,086 | -€198,810 | ▲ 72.8% |
| Investment in fixed assets (approximation) | - | -€2.5m | €490,000 | €925,640 | €154,745 | ▼ 83.3% |
| Change in cash | - | - | - | €462,832 | €35,086 | ▼ 92.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Reappointments: L&S Bedrijfsrevisoren BV (statutory auditor) and CARINO (managing director)Permanent representatives: Maria Otten and Maxim Oeyen4 facts ▸
State Gazette act
Reappointments: L&S Bedrijfsrevisoren BV (statutory auditor) and CARINO (managing director)
Permanent representatives: Maria Otten and Maxim Oeyen4 facts ▸
- Auditor reappointment, L&S Bedrijfsrevisoren BV (statutory auditor)
- Director reappointment, CARINO (managing director)
- Permanent representative, Maria Otten (permanent representative)
- Permanent representative, Maxim Oeyen (permanent representative)
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet -€8.4m
Net result drops to -€8.4m, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €544,743 ▲9.5%
Net result €544,743, the highest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €497,298
Net result €497,298 after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 office holder
Day-to-day management 1
CARINO
CurrentManaging director · Legal entity · perm. rep.: Willy Oeyen
Permanent representatives 1
Willy Oeyen
CurrentPermanent representative · for CARINO
Statutory auditor 1
L&S Réviseurs d'Entreprises, L&S Bedrijfsrevisoren, L&S Registered Auditors
CurrentStatutory auditor · since 18-08-2026 · perm. rep.: Saskia Luteijn
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2015
Ground area
2.4 ha
Building footprint
8,509 m²
Parcel 13373K0328/00C002, Flanders. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
Sopraco
since 20152.238.599.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0328/00C002 | Flanders | 2.4 ha | 1 · 8,509 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Day-to-day management
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| CARINO |
|
| L&S Réviseurs d'Entreprises, L&S Bedrijfsrevisoren, L&S Registered Auditors |
|
Articles of association
Who signs
“"De Vergadering beslist tevens, bij afzonderlijke stemming, L&S Bedrijfsrevisoren BV (B00985), met zetel te Nachtegaalsweg 23, 1120 Brussel en ingeschreven in de Kruispuntbank van Ondernemingen met ondernemingsnummer 0681.575.448, vertegenwoordigd door mevrouw Saskia Luteijn, woonachtig te…”
Full text
"De Vergadering beslist tevens, bij afzonderlijke stemming, L&S Bedrijfsrevisoren BV (B00985), met zetel te Nachtegaalsweg 23, 1120 Brussel en ingeschreven in de Kruispuntbank van Ondernemingen met ondernemingsnummer 0681.575.448, vertegenwoordigd door mevrouw Saskia Luteijn, woonachtig te Hoogstraat 2d, 1730 Asse te herbenoemen als commissaris voor een période van 3 jaar, zijnde de boekjaren afgesloten per 31 december 2026, 2027 en 2028, waarbij het mandaat afloopt na de algemene vergadering van 2029. (...) De beslissing wordt aangenomen met unanimiteit van de uitgebrachte stemmen." Uittreksel uit de notulen van de Raad van Bestuur gehouden op 29 juni 2026: "De Raad beslist eenparig te herbenoemen als gedelegeerd bestuurder, de BV CARINO, vast vertegenwoordigd door dhr. Willy Oeyen. De Raad beslist eenparig dat iedere gedelegeerde bestuurder individueel kan optreden." Uittreksel uit de notulen van de Raad van Bestuur gehouden op 1 juli 2026: "De Raad van Bestuur heeft kennis genomen van de beslissing van Maria Otten om haar mandaat als vaste vertegenwoordiger van de bestuurder-rechtspersoon B.O.O. BV (KBO: 0735.852.292) neer te leggen met ingang van 1 juli 2026 en de aanvaarding van dit vrijwillig ontslag door B.O.O. BV.
Structure & network
Heads the group
SOPRACO
13 companies
Group, risk and exposure
Owners and holdings
1 owner · 13 holdingsOwners 1
- Sourceaccounts BELLIVO 202518.15%
Holdings 13
-
99.98%
-
99.98%
-
99.98%
-
99.97%
-
99.92%
-
99.91%
-
99.73%
-
99.6%
-
99.6%
-
99.6%
Show 3 more holdings
-
99.53%
-
92.8%
-
33.33%
According to the 2025 annual accounts of SOPRACO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,663 EUR awarded · 2,663 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,663 EUR | 2,663 EUR |
Schemes
Recognitions · licences · registrations
Legal Entity Identifier
5299009C33Q4UKIKKK19
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Identification & contact
Identification
Legal formPublic limited company
Founded31-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0507988901
Also
9925:BE0507988901
Registered
28-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.